Best Cheap Auto Insurance in Falls City, TX (2021)

The average Falls City, TX auto insurance rates are $316 per month. The minimum auto insurance in Falls City is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Falls City, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Falls City is 22.6 minutes
  • The most expensive auto insurance company in Falls City for teen drivers is Progressive
  • The minimum auto insurance required in Falls City, Texas is 30/60/25

Falls City, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Falls City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Falls City, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Falls City to other Texas cities, including San Antonio auto insurance rates, Houston auto insurance rates, and Austin auto insurance rates to see how Falls City, Texas auto insurance rates stack up.

Before you buy Falls City, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Falls City, Texas auto insurance quotes.

Minimum Auto Insurance in Falls City, Texas

Falls City, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Falls City, Texas.

Minimum Required Auto Insurance Coverage in Falls City, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Falls City, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Falls City, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Falls City, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,363 $3,390 $3,323 $3,323 $8,891 $10,724 $4,155 $4,321
American Family $2,548 $2,829 $2,361 $2,698 $6,574 $8,599 $3,623 $4,122
GEICO $2,346 $2,528 $2,263 $2,557 $5,067 $5,288 $2,533 $2,533
Nationwide $2,386 $2,428 $2,108 $2,232 $6,800 $8,727 $2,806 $3,035
Progressive $2,741 $2,580 $2,457 $2,493 $11,969 $13,364 $3,239 $3,256
State Farm $1,817 $1,817 $1,613 $1,613 $4,269 $5,424 $1,970 $2,032
USAA $1,522 $1,538 $1,452 $1,450 $4,195 $4,587 $2,031 $2,192

Cheap Falls City, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Falls City, Texas is a challenge. Take a look at the annual teen auto insurance rates in Falls City, Texas.

Annual Auto Insurance Rates for Teen Drivers in Falls City, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,891 $10,724
American Family $6,574 $8,599
GEICO $5,067 $5,288
Nationwide $6,800 $8,727
Progressive $11,969 $13,364
State Farm $4,269 $5,424
USAA $4,195 $4,587

Cheap Falls City, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Falls City, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Falls City, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,323 $3,323
American Family $2,361 $2,698
GEICO $2,263 $2,557
Nationwide $2,108 $2,232
Progressive $2,457 $2,493
State Farm $1,613 $1,613
USAA $1,452 $1,450

Cheap Falls City, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Falls City, Texas compared to the annual auto insurance rates with a clean record in Falls City, Texas.

Annual Falls City, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,019 $6,228 $6,480 $4,019
American Family $3,807 $4,825 $4,238 $3,807
GEICO $2,667 $3,512 $2,945 $3,434
Nationwide $3,310 $3,310 $4,902 $3,738
Progressive $4,576 $5,980 $5,347 $5,146
State Farm $2,291 $2,617 $3,077 $2,291
USAA $1,773 $2,606 $3,069 $2,035

Cheap Falls City, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Falls City, Texas is not easy. Compare the annual rates for DUI auto insurance in Falls City, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Falls City, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,480
American Family $4,238
GEICO $2,945
Nationwide $4,902
Progressive $5,347
State Farm $3,077
USAA $3,069

Cheap Falls City, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Falls City, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Falls City, Texas

Insurance Company Poor Fair Good
Allstate $6,607 $4,825 $4,127
American Family $5,744 $3,611 $3,153
GEICO $4,841 $2,744 $1,833
Nationwide $4,579 $3,675 $3,190
Progressive $5,898 $5,128 $4,761
State Farm $3,639 $2,265 $1,805
USAA $3,488 $2,009 $1,615

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Cheap Falls City, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Falls City, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Falls City, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Falls City, Texas

ZIP Code Average Annual Rates
78113 $5,731

Cheap Falls City, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Falls City, Texas auto insurance. Find the cheapest annual Falls City, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Falls City, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,061 $5,311
American Family $4,169 $4,169
GEICO $3,080 $3,199
Nationwide $3,815 $3,815
Progressive $5,262 $5,262
State Farm $2,569 $2,569
USAA $2,341 $2,401

Cheap Falls City, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Falls City, Texas? Check out the comparison of annual Falls City, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Falls City, Texas

Insurance Company Low Medium High
Allstate $5,051 $5,136 $5,372
American Family $3,884 $4,016 $4,608
GEICO $2,974 $3,096 $3,348
Nationwide $4,120 $3,650 $3,676
Progressive $4,935 $5,235 $5,617
State Farm $2,437 $2,560 $2,711
USAA $2,292 $2,361 $2,459

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Best By Category: Cheapest Auto Insurance in Falls City, Texas

Compare the cheapest auto insurance companies in Falls City, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Falls City, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Falls City, Texas Auto Insurance Companies

What auto insurance companies in Falls City, Texas are the cheapest? Compare the top Falls City, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Falls City, Texas

Insurance Company Average Annual Rates
Allstate $5,186
American Family $4,169
GEICO $3,139
Nationwide $3,815
Progressive $5,262
State Farm $2,569
USAA $2,371

What affects auto insurance rates in Falls City, Texas?

There are a lot of reasons why auto insurance rates in Falls City, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Falls City, Texas. Many local factors may affect your Falls City auto insurance rates.

Falls City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Falls City, Texas commute length is 22.6 minutes according to City-Data.

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Compare Falls City, Texas Auto Insurance Quotes

Before you buy Falls City, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Falls City, Texas auto insurance quotes.

Free Auto Insurance Comparison

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