Best Cheap Auto Insurance in Fall River, MA (2021)

The average Fall River, MA auto insurance rates are $320 per month. The minimum auto insurance in Fall River is at least 20/40/5 in coverage to comply with Massachusetts auto insurance laws. To find the best cheap auto insurance in Fall River, Massachusetts, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Fall River, Massachusetts is 20/40/5
  • The most expensive auto insurance company in Fall River for teen drivers is Progressive
  • Average auto insurance rates in Fall River, MA for senior drivers are $2,516 per year

Fall River, Massachusetts auto insurance requirements are 20/40/5 according to Massachusetts auto insurance laws. Finding cheap auto insurance in Fall River can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fall River, Massachusetts, including driving record, credit, commute time, and more.

Compare auto insurance in Fall River to other Massachusetts cities, including Brockton auto insurance rates, Lynn auto insurance rates, and Quincy auto insurance rates to see how Fall River, Massachusetts auto insurance rates stack up.

Before you buy Fall River, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fall River, Massachusetts auto insurance quotes.

Minimum Auto Insurance in Fall River, Massachusetts

Fall River, Massachusetts auto insurance laws require that you have at least the Massachusetts minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fall River, Massachusetts.

Minimum Required Auto Insurance Coverage in Fall River, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Fall River, Massachusetts Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fall River, Massachusetts are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fall River, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,820 $2,820 $2,820 $2,820 $8,055 $8,055 $3,145 $3,145
GEICO $2,643 $2,643 $2,465 $2,465 $6,490 $6,490 $2,734 $2,734
Liberty Mutual $3,917 $3,917 $3,412 $3,412 $10,476 $10,476 $4,100 $4,100
Progressive $2,853 $2,853 $2,741 $2,741 $11,030 $11,030 $3,088 $3,088
State Farm $1,291 $1,291 $1,291 $1,291 $3,246 $3,246 $1,291 $1,291
Travelers $3,470 $3,470 $3,052 $3,052 $7,138 $7,138 $3,844 $3,844
USAA $1,863 $1,863 $1,833 $1,833 $4,403 $4,403 $2,058 $2,058

Cheap Fall River, Massachusetts Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fall River, Massachusetts is a challenge. Take a look at the annual teen auto insurance rates in Fall River, Massachusetts.

Annual Auto Insurance Rates for Teen Drivers in Fall River, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,055 $8,055
GEICO $6,490 $6,490
Liberty Mutual $10,476 $10,476
Progressive $11,030 $11,030
State Farm $3,246 $3,246
Travelers $7,138 $7,138
USAA $4,403 $4,403

Cheap Fall River, Massachusetts Auto Insurance for Seniors

What are senior auto insurance rates in Fall River, Massachusetts? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fall River, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,820 $2,820
GEICO $2,465 $2,465
Liberty Mutual $3,412 $3,412
Progressive $2,741 $2,741
State Farm $1,291 $1,291
Travelers $3,052 $3,052
USAA $1,833 $1,833

Cheap Fall River, Massachusetts Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fall River, Massachusetts compared to the annual auto insurance rates with a clean record in Fall River, Massachusetts.

Annual Fall River, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,245 $4,890 $5,460 $3,245
GEICO $2,848 $3,953 $4,514 $3,017
Liberty Mutual $4,286 $5,915 $7,097 $4,608
Progressive $4,124 $5,852 $4,628 $5,107
State Farm $1,404 $1,922 $2,283 $1,509
Travelers $3,388 $4,712 $5,085 $4,318
USAA $1,798 $2,344 $3,999 $2,015

Cheap Fall River, Massachusetts Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fall River, Massachusetts is not easy. Compare the annual rates for DUI auto insurance in Fall River, Massachusetts to find the best deal.

Annual Auto Insurance Rates After a DUI in Fall River, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,460
GEICO $4,514
Liberty Mutual $7,097
Progressive $4,628
State Farm $2,283
Travelers $5,085
USAA $3,999

Cheap Fall River, Massachusetts Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fall River, Massachusetts can vary. Compare the annual cost of auto insurance by ZIP code in Fall River, Massachusetts to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fall River, Massachusetts

ZIP Code Average Annual Rates
2720 $3,842
2721 $3,842
2723 $3,842
2724 $3,842

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Cheap Fall River, Massachusetts Auto Insurance Rates By Commute

Commute length and annual mileage affect Fall River, Massachusetts auto insurance. Find the cheapest annual Fall River, Massachusetts auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fall River, Massachusetts

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,069 $4,351
GEICO $3,515 $3,651
Liberty Mutual $5,264 $5,689
Progressive $4,928 $4,928
State Farm $1,737 $1,822
Travelers $4,164 $4,588
USAA $2,468 $2,610

Cheap Fall River, Massachusetts Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fall River, Massachusetts? Check out the comparison of annual Fall River, Massachusetts auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fall River, Massachusetts

Insurance Company Low Medium High
Allstate $3,846 $4,283 $4,501
GEICO $3,302 $3,644 $3,803
Liberty Mutual $5,100 $5,550 $5,780
Progressive $4,490 $5,014 $5,279
State Farm $1,612 $1,811 $1,917
Travelers $3,907 $4,465 $4,756
USAA $2,345 $2,581 $2,691

Best By Category: Cheapest Auto Insurance in Fall River, Massachusetts

Compare the cheapest auto insurance companies in Fall River, Massachusetts in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fall River, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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The Cheapest Fall River, Massachusetts Auto Insurance Companies

What auto insurance companies in Fall River, Massachusetts are the cheapest? Compare the top Fall River, Massachusetts auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fall River, Massachusetts

Insurance Company Average Annual Rates
Allstate $4,210
GEICO $3,583
Liberty Mutual $5,476
Progressive $4,928
State Farm $1,780
Travelers $4,376
USAA $2,539

What affects auto insurance rates in Fall River, Massachusetts?

There are a lot of reasons why auto insurance rates in Fall River, Massachusetts are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fall River, Massachusetts. Many local factors may affect your Fall River auto insurance rates.

Fall River Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fall River, Massachusetts commute length is 24.9 minutes according to City-Data.

Fall River Traffic

How does Fall River, Massachusetts rank for traffic? According to Inrix Fall River, Massachusetts is the 539th most congested worldwide.

Compare Fall River, Massachusetts Auto Insurance Quotes

Before you buy Fall River, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fall River, Massachusetts auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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