Best Cheap Auto Insurance in Falkville, AL (2021)

The average Falkville, AL auto insurance rates are $285 per month. The minimum auto insurance in Falkville is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Falkville, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The most expensive auto insurance company in Falkville for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Falkville, Alabama is 25/50/25
  • Average auto insurance rates in Falkville, AL for senior drivers are $1,801 per year

Falkville, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Falkville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Falkville, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Falkville to other Alabama cities, including Birmingham auto insurance rates, Dothan auto insurance rates, and Madison auto insurance rates to see how Falkville, Alabama auto insurance rates stack up.

Before you buy Falkville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Falkville, Alabama auto insurance quotes.

Minimum Auto Insurance in Falkville, Alabama

Falkville, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Falkville, Alabama.

Minimum Required Auto Insurance Coverage in Falkville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Falkville, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Falkville, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Falkville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,878 $1,793 $1,696 $1,728 $6,423 $6,897 $2,109 $2,160
Farmers $2,171 $2,152 $1,939 $2,064 $8,558 $8,798 $2,473 $2,566
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,969 $3,207 $2,436 $2,722 $10,835 $12,045 $3,163 $3,370
Nationwide $1,638 $1,656 $1,497 $1,546 $4,307 $5,524 $1,816 $2,024
Progressive $2,160 $2,020 $1,775 $1,892 $9,059 $10,108 $2,532 $2,705
State Farm $2,435 $2,435 $2,210 $2,210 $7,490 $9,346 $2,753 $3,195
Travelers $1,398 $1,419 $1,316 $1,311 $7,500 $11,766 $1,326 $1,512
USAA $1,295 $1,310 $1,209 $1,178 $3,898 $4,315 $1,685 $1,813

Cheap Falkville, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Falkville, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Falkville, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Falkville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,423 $6,897
Farmers $8,558 $8,798
GEICO $4,963 $4,863
Liberty Mutual $10,835 $12,045
Nationwide $4,307 $5,524
Progressive $9,059 $10,108
State Farm $7,490 $9,346
Travelers $7,500 $11,766
USAA $3,898 $4,315

Cheap Falkville, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Falkville, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Falkville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,696 $1,728
Farmers $1,939 $2,064
GEICO $1,810 $1,872
Liberty Mutual $2,436 $2,722
Nationwide $1,497 $1,546
Progressive $1,775 $1,892
State Farm $2,210 $2,210
Travelers $1,316 $1,311
USAA $1,209 $1,178

Cheap Falkville, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Falkville, Alabama compared to the annual auto insurance rates with a clean record in Falkville, Alabama.

Annual Falkville, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,631 $3,092 $3,654 $2,965
Farmers $3,225 $4,184 $4,081 $3,869
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,993 $5,563 $5,437 $5,381
Nationwide $2,194 $2,194 $3,172 $2,443
Progressive $3,637 $4,586 $3,916 $3,986
State Farm $3,610 $4,497 $3,965 $3,965
Travelers $2,868 $3,009 $4,406 $3,490
USAA $1,605 $2,019 $2,990 $1,736

Cheap Falkville, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Falkville, Alabama is not easy. Compare the annual rates for DUI auto insurance in Falkville, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Falkville, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,654
Farmers $4,081
GEICO $3,548
Liberty Mutual $5,437
Nationwide $3,172
Progressive $3,916
State Farm $3,965
Travelers $4,406
USAA $2,990

Cheap Falkville, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Falkville, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Falkville, Alabama

Insurance Company Poor Fair Good
Allstate $3,816 $2,992 $2,448
Farmers $4,301 $3,707 $3,511
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,294 $4,474 $3,512
Nationwide $3,014 $2,356 $2,132
Progressive $4,538 $3,904 $3,652
State Farm $6,495 $3,293 $2,240
Travelers $3,754 $3,258 $3,319
USAA $2,805 $1,827 $1,632

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Cheap Falkville, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Falkville, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Falkville, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Falkville, Alabama

ZIP Code Average Annual Rates
35622 $3,517

Cheap Falkville, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Falkville, Alabama auto insurance. Find the cheapest annual Falkville, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Falkville, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,086 $3,086
Farmers $3,840 $3,840
GEICO $2,591 $2,683
Liberty Mutual $5,093 $5,093
Nationwide $2,501 $2,501
Progressive $4,031 $4,031
State Farm $3,914 $4,104
Travelers $3,443 $3,443
USAA $1,992 $2,183

Cheap Falkville, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Falkville, Alabama? Check out the comparison of annual Falkville, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Falkville, Alabama

Insurance Company Low Medium High
Allstate $2,985 $3,080 $3,191
Farmers $3,619 $3,789 $4,112
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,863 $5,070 $5,348
Nationwide $2,480 $2,480 $2,542
Progressive $3,625 $4,013 $4,456
State Farm $3,795 $4,003 $4,230
Travelers $3,277 $3,512 $3,542
USAA $2,014 $2,077 $2,173

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Best By Category: Cheapest Auto Insurance in Falkville, Alabama

Compare the cheapest auto insurance companies in Falkville, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Falkville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Falkville, Alabama Auto Insurance Companies

What auto insurance companies in Falkville, Alabama are the cheapest? Compare the top Falkville, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Falkville, Alabama

Insurance Company Average Annual Rates
Allstate $3,086
Farmers $3,840
GEICO $2,637
Liberty Mutual $5,093
Nationwide $2,501
Progressive $4,031
State Farm $4,009
Travelers $3,443
USAA $2,088

What affects auto insurance rates in Falkville, Alabama?

There are a lot of reasons why auto insurance rates in Falkville, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Falkville, Alabama. Many local factors may affect your Falkville auto insurance rates.

Falkville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Falkville, Alabama auto theft statistics, there have been 4 auto thefts in the city.

Falkville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Falkville, Alabama commute length is 24.8 minutes according to City-Data.

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Compare Falkville, Alabama Auto Insurance Quotes

Before you buy Falkville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Falkville, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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