Best Cheap Auto Insurance in Fairwater, WI (2021)

The average Fairwater, WI auto insurance rates are $230 per month. The minimum auto insurance in Fairwater is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Fairwater, Wisconsin, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Fairwater for teen drivers is Farmers
  • Average auto insurance rates in Fairwater, WI for senior drivers are $1,509 per year
  • The average commute length in Fairwater is 24.5 minutes

Fairwater, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Fairwater can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fairwater, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Fairwater to other Wisconsin cities, including Racine auto insurance rates, Appleton auto insurance rates, and Kenosha auto insurance rates to see how Fairwater, Wisconsin auto insurance rates stack up.

Before you buy Fairwater, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fairwater, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Fairwater, Wisconsin

Fairwater, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fairwater, Wisconsin.

Minimum Required Auto Insurance Coverage in Fairwater, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Fairwater, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fairwater, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairwater, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,035 $2,143 $1,882 $2,077 $6,542 $8,373 $2,066 $2,242
American Family $917 $957 $869 $876 $2,707 $2,977 $1,081 $1,149
Farmers $1,931 $1,935 $1,712 $1,813 $9,165 $9,510 $2,188 $2,289
GEICO $1,165 $1,286 $1,209 $1,388 $3,841 $4,135 $1,078 $1,110
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $3,012 $3,166 $2,515 $2,645 $6,353 $9,788 $3,683 $4,332
Progressive $1,864 $1,757 $1,528 $1,605 $7,360 $8,284 $2,227 $2,407
State Farm $1,219 $1,219 $1,093 $1,093 $3,603 $4,540 $1,377 $1,578
USAA $1,156 $1,148 $1,058 $1,067 $3,009 $3,465 $1,489 $1,623

Cheap Fairwater, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fairwater, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Fairwater, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Fairwater, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,542 $8,373
American Family $2,707 $2,977
Farmers $9,165 $9,510
GEICO $3,841 $4,135
Liberty Mutual $5,627 $6,311
Nationwide $6,353 $9,788
Progressive $7,360 $8,284
State Farm $3,603 $4,540
USAA $3,009 $3,465

Cheap Fairwater, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Fairwater, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fairwater, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,882 $2,077
American Family $869 $876
Farmers $1,712 $1,813
GEICO $1,209 $1,388
Liberty Mutual $1,281 $1,454
Nationwide $2,515 $2,645
Progressive $1,528 $1,605
State Farm $1,093 $1,093
USAA $1,058 $1,067

Cheap Fairwater, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fairwater, Wisconsin compared to the annual auto insurance rates with a clean record in Fairwater, Wisconsin.

Annual Fairwater, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,798 $3,834 $3,585 $3,463
American Family $1,380 $1,462 $1,462 $1,462
Farmers $3,325 $4,198 $3,984 $3,765
GEICO $1,322 $2,130 $2,436 $1,717
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,752 $4,339 $5,317 $4,339
Progressive $3,087 $3,763 $3,213 $3,453
State Farm $1,799 $2,131 $1,965 $1,965
USAA $1,371 $1,733 $2,339 $1,565

Cheap Fairwater, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fairwater, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Fairwater, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Fairwater, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,585
American Family $1,462
Farmers $3,984
GEICO $2,436
Liberty Mutual $3,028
Nationwide $5,317
Progressive $3,213
State Farm $1,965
USAA $2,339

Cheap Fairwater, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fairwater, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fairwater, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,483 $3,092 $2,685
American Family $1,932 $1,271 $1,122
Farmers $4,315 $3,649 $3,490
GEICO $2,492 $1,780 $1,432
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $4,987 $4,162 $4,162
Progressive $3,823 $3,269 $3,046
State Farm $2,931 $1,683 $1,282
USAA $2,675 $1,432 $1,149

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Fairwater, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fairwater, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Fairwater, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fairwater, Wisconsin

ZIP Code Average Annual Rates
53931 $2,707

Cheap Fairwater, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Fairwater, Wisconsin auto insurance. Find the cheapest annual Fairwater, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fairwater, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,338 $3,502
American Family $1,417 $1,466
Farmers $3,818 $3,818
GEICO $1,862 $1,941
Liberty Mutual $2,687 $2,687
Nationwide $4,437 $4,437
Progressive $3,379 $3,379
State Farm $1,916 $2,014
USAA $1,729 $1,774

Cheap Fairwater, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fairwater, Wisconsin? Check out the comparison of annual Fairwater, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairwater, Wisconsin

Insurance Company Low Medium High
Allstate $3,277 $3,411 $3,571
American Family $1,422 $1,455 $1,448
Farmers $3,507 $3,786 $4,161
GEICO $1,770 $1,899 $2,035
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,285 $4,435 $4,590
Progressive $3,122 $3,410 $3,605
State Farm $1,846 $1,972 $2,077
USAA $1,678 $1,754 $1,824

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Fairwater, Wisconsin

Compare the cheapest auto insurance companies in Fairwater, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fairwater, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Fairwater, Wisconsin Auto Insurance Companies

What auto insurance companies in Fairwater, Wisconsin are the cheapest? Compare the top Fairwater, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fairwater, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,420
American Family $1,442
Farmers $3,818
GEICO $1,901
Liberty Mutual $2,687
Nationwide $4,437
Progressive $3,379
State Farm $1,965
USAA $1,752

What affects auto insurance rates in Fairwater, Wisconsin?

There are a lot of reasons why auto insurance rates in Fairwater, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fairwater, Wisconsin. Many local factors may affect your Fairwater auto insurance rates.

Fairwater Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fairwater, Wisconsin commute length is 24.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Fairwater, Wisconsin Auto Insurance Quotes

Before you buy Fairwater, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fairwater, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption