Best Cheap Auto Insurance in Fairplay, CO (2021)

The average Fairplay, CO auto insurance rates are $328 per month. The minimum auto insurance in Fairplay is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Fairplay, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Fairplay, CO for senior drivers are $2,285 per year
  • The minimum auto insurance required in Fairplay, Colorado is 25/50/15
  • The most expensive auto insurance company in Fairplay for teen drivers is Allstate

Fairplay, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Fairplay can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fairplay, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Fairplay to other Colorado cities, including Pueblo auto insurance rates, Aurora auto insurance rates, and Westminster auto insurance rates to see how Fairplay, Colorado auto insurance rates stack up.

Before you buy Fairplay, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fairplay, Colorado auto insurance quotes.

Minimum Auto Insurance in Fairplay, Colorado

Fairplay, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fairplay, Colorado.

Minimum Required Auto Insurance Coverage in Fairplay, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Fairplay, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fairplay, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairplay, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,710 $3,464 $3,322 $3,360 $13,006 $13,663 $4,103 $4,138
American Family $2,698 $2,698 $2,430 $2,430 $6,552 $8,774 $2,698 $3,313
Farmers $3,134 $3,102 $2,837 $3,051 $11,847 $11,945 $3,459 $3,509
GEICO $1,686 $1,849 $1,751 $1,963 $5,302 $5,671 $1,551 $1,603
Liberty Mutual $1,890 $1,864 $1,587 $1,744 $5,828 $6,377 $1,922 $1,969
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,470 $2,300 $2,154 $2,141 $8,753 $9,810 $2,792 $2,716
State Farm $2,197 $2,197 $1,971 $1,971 $6,374 $8,060 $2,462 $2,932
USAA $2,166 $2,173 $2,054 $2,068 $5,365 $6,151 $2,787 $3,043

Cheap Fairplay, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fairplay, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Fairplay, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Fairplay, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,006 $13,663
American Family $6,552 $8,774
Farmers $11,847 $11,945
GEICO $5,302 $5,671
Liberty Mutual $5,828 $6,377
Nationwide $5,929 $7,587
Progressive $8,753 $9,810
State Farm $6,374 $8,060
USAA $5,365 $6,151

Cheap Fairplay, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Fairplay, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fairplay, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,322 $3,360
American Family $2,430 $2,430
Farmers $2,837 $3,051
GEICO $1,751 $1,963
Liberty Mutual $1,587 $1,744
Nationwide $2,085 $2,204
Progressive $2,154 $2,141
State Farm $1,971 $1,971
USAA $2,054 $2,068

Cheap Fairplay, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fairplay, Colorado compared to the annual auto insurance rates with a clean record in Fairplay, Colorado.

Annual Fairplay, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,181 $5,968 $7,345 $5,888
American Family $2,923 $4,133 $5,425 $3,315
Farmers $4,524 $5,817 $5,738 $5,363
GEICO $1,895 $2,915 $3,404 $2,475
Liberty Mutual $2,540 $2,968 $3,086 $2,996
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,584 $5,031 $3,782 $4,172
State Farm $3,236 $3,804 $3,520 $3,520
USAA $2,359 $2,868 $5,018 $2,659

Cheap Fairplay, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fairplay, Colorado is not easy. Compare the annual rates for DUI auto insurance in Fairplay, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Fairplay, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,345
American Family $5,425
Farmers $5,738
GEICO $3,404
Liberty Mutual $3,086
Nationwide $4,685
Progressive $3,782
State Farm $3,520
USAA $5,018

Cheap Fairplay, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fairplay, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fairplay, Colorado

Insurance Company Poor Fair Good
Allstate $7,775 $5,991 $4,520
American Family $5,143 $3,648 $3,057
Farmers $6,215 $5,059 $4,807
GEICO $3,209 $2,672 $2,136
Liberty Mutual $4,147 $2,532 $2,014
Nationwide $4,245 $3,363 $2,929
Progressive $4,693 $4,024 $3,710
State Farm $4,897 $3,139 $2,526
USAA $4,786 $2,717 $2,174

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Cheap Fairplay, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fairplay, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Fairplay, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fairplay, Colorado

ZIP Code Average Annual Rates
80440 $3,630

Cheap Fairplay, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Fairplay, Colorado auto insurance. Find the cheapest annual Fairplay, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fairplay, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,096 $6,096
American Family $3,865 $4,034
Farmers $5,360 $5,360
GEICO $2,618 $2,726
Liberty Mutual $2,898 $2,898
Nationwide $3,512 $3,512
Progressive $4,142 $4,142
State Farm $3,435 $3,606
USAA $3,134 $3,317

Cheap Fairplay, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fairplay, Colorado? Check out the comparison of annual Fairplay, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairplay, Colorado

Insurance Company Low Medium High
Allstate $5,816 $6,078 $6,392
American Family $3,759 $4,030 $4,059
Farmers $4,754 $5,292 $6,035
GEICO $2,486 $2,640 $2,890
Liberty Mutual $2,759 $2,890 $3,045
Nationwide $3,535 $3,511 $3,491
Progressive $3,854 $4,154 $4,418
State Farm $3,310 $3,523 $3,728
USAA $3,096 $3,225 $3,356

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Best By Category: Cheapest Auto Insurance in Fairplay, Colorado

Compare the cheapest auto insurance companies in Fairplay, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fairplay, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Fairplay, Colorado Auto Insurance Companies

What auto insurance companies in Fairplay, Colorado are the cheapest? Compare the top Fairplay, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fairplay, Colorado

Insurance Company Average Annual Rates
Allstate $6,096
American Family $3,949
Farmers $5,360
GEICO $2,672
Liberty Mutual $2,898
Nationwide $3,512
Progressive $4,142
State Farm $3,520
USAA $3,226

What affects auto insurance rates in Fairplay, Colorado?

There are a lot of reasons why auto insurance rates in Fairplay, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fairplay, Colorado. Many local factors may affect your Fairplay auto insurance rates.

Fairplay Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fairplay, Colorado commute length is 20.7 minutes according to City-Data.

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Compare Fairplay, Colorado Auto Insurance Quotes

Before you buy Fairplay, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fairplay, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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