Best Cheap Auto Insurance in Fairmount, NY (2021)

The average Fairmount, NY auto insurance rates are $265 per month. The minimum auto insurance in Fairmount is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Fairmount, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Fairmount, NY for senior drivers are $1,943 per year
  • The average commute length in Fairmount is 19.3 minutes
  • The minimum auto insurance required in Fairmount, New York is 25/50/10

Fairmount, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Fairmount can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fairmount, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Fairmount to other New York cities, including Mount Vernon auto insurance rates, New Rochelle auto insurance rates, and Utica auto insurance rates to see how Fairmount, New York auto insurance rates stack up.

Before you buy Fairmount, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fairmount, New York auto insurance quotes.

Minimum Auto Insurance in Fairmount, New York

Fairmount, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fairmount, New York.

Minimum Required Auto Insurance Coverage in Fairmount, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Fairmount, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fairmount, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairmount, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,674 $2,514 $2,527 $2,576 $8,164 $8,819 $2,617 $2,640
GEICO $1,297 $1,251 $1,265 $1,247 $2,768 $4,088 $1,167 $1,203
Liberty Mutual $3,284 $3,284 $3,062 $3,062 $6,397 $10,359 $3,284 $3,483
Nationwide $2,040 $2,040 $1,927 $1,927 $3,642 $5,406 $2,040 $2,595
Progressive $1,761 $1,630 $1,403 $1,423 $6,315 $7,039 $2,297 $2,232
State Farm $2,059 $2,059 $1,801 $1,801 $6,183 $7,952 $2,271 $2,404
Travelers $2,300 $2,316 $2,120 $2,268 $5,469 $6,525 $2,448 $2,549
USAA $1,468 $1,438 $1,341 $1,334 $5,994 $7,111 $1,867 $2,053

Cheap Fairmount, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fairmount, New York is a challenge. Take a look at the annual teen auto insurance rates in Fairmount, New York.

Annual Auto Insurance Rates for Teen Drivers in Fairmount, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,164 $8,819
GEICO $2,768 $4,088
Liberty Mutual $6,397 $10,359
Nationwide $3,642 $5,406
Progressive $6,315 $7,039
State Farm $6,183 $7,952
Travelers $5,469 $6,525
USAA $5,994 $7,111

Cheap Fairmount, New York Auto Insurance for Seniors

What are senior auto insurance rates in Fairmount, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fairmount, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,527 $2,576
GEICO $1,265 $1,247
Liberty Mutual $3,062 $3,062
Nationwide $1,927 $1,927
Progressive $1,403 $1,423
State Farm $1,801 $1,801
Travelers $2,120 $2,268
USAA $1,341 $1,334

Cheap Fairmount, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fairmount, New York compared to the annual auto insurance rates with a clean record in Fairmount, New York.

Annual Fairmount, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,412 $3,412 $5,083 $4,360
GEICO $1,392 $1,518 $2,841 $1,392
Liberty Mutual $3,612 $3,612 $7,273 $3,612
Nationwide $2,075 $2,075 $4,536 $2,121
Progressive $2,927 $2,927 $3,248 $2,946
State Farm $3,154 $3,154 $3,478 $3,478
Travelers $2,767 $3,473 $3,525 $3,233
USAA $2,498 $2,540 $3,724 $2,540

Cheap Fairmount, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fairmount, New York is not easy. Compare the annual rates for DUI auto insurance in Fairmount, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Fairmount, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,083
GEICO $2,841
Liberty Mutual $7,273
Nationwide $4,536
Progressive $3,248
State Farm $3,478
Travelers $3,525
USAA $3,724

Cheap Fairmount, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fairmount, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fairmount, New York

Insurance Company Poor Fair Good
Allstate $5,839 $3,417 $2,943
GEICO $2,238 $1,644 $1,475
Liberty Mutual $6,321 $4,146 $3,114
Nationwide $2,702 $2,702 $2,702
Progressive $4,738 $2,475 $1,824
State Farm $4,682 $2,936 $2,330
Travelers $4,443 $2,834 $2,471
USAA $4,309 $2,210 $1,959

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Cheap Fairmount, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Fairmount, New York auto insurance. Find the cheapest annual Fairmount, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fairmount, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,011 $4,122
GEICO $1,733 $1,838
Liberty Mutual $4,401 $4,653
Nationwide $2,702 $2,702
Progressive $3,012 $3,012
State Farm $3,200 $3,433
Travelers $3,249 $3,249
USAA $2,798 $2,854

Cheap Fairmount, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fairmount, New York? Check out the comparison of annual Fairmount, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairmount, New York

Insurance Company Low Medium High
Allstate $3,833 $4,052 $4,314
GEICO $1,698 $1,785 $1,874
Liberty Mutual $4,321 $4,511 $4,749
Nationwide $2,548 $2,683 $2,875
Progressive $2,871 $3,004 $3,162
State Farm $3,137 $3,337 $3,475
Travelers $3,098 $3,225 $3,425
USAA $2,741 $2,813 $2,922

Best By Category: Cheapest Auto Insurance in Fairmount, New York

Compare the cheapest auto insurance companies in Fairmount, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fairmount, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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The Cheapest Fairmount, New York Auto Insurance Companies

What auto insurance companies in Fairmount, New York are the cheapest? Compare the top Fairmount, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fairmount, New York

Insurance Company Average Annual Rates
Allstate $4,066
GEICO $1,786
Liberty Mutual $4,527
Nationwide $2,702
Progressive $3,012
State Farm $3,316
Travelers $3,249
USAA $2,826

What affects auto insurance rates in Fairmount, New York?

There are a lot of reasons why auto insurance rates in Fairmount, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fairmount, New York. Many local factors may affect your Fairmount auto insurance rates.

Fairmount Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fairmount, New York commute length is 19.3 minutes according to City-Data.

Compare Fairmount, New York Auto Insurance Quotes

Before you buy Fairmount, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fairmount, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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