Best Cheap Auto Insurance in Fairmont, NC (2021)

The average Fairmont, NC auto insurance rates are $323 per month. The minimum auto insurance in Fairmont is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Fairmont, North Carolina, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The minimum auto insurance required in Fairmont, North Carolina is 30/60/25
  • Average auto insurance rates in Fairmont, NC for senior drivers are $2,932 per year
  • The average commute length in Fairmont is 24.0 minutes

Fairmont, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Fairmont can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fairmont, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Fairmont to other North Carolina cities, including Greensboro auto insurance rates, Charlotte auto insurance rates, and Fayetteville auto insurance rates to see how Fairmont, North Carolina auto insurance rates stack up.

Before you buy Fairmont, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fairmont, North Carolina auto insurance quotes.

Minimum Auto Insurance in Fairmont, North Carolina

Fairmont, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fairmont, North Carolina.

Minimum Required Auto Insurance Coverage in Fairmont, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fairmont, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fairmont, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairmont, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,106 $6,106 $5,021 $5,021 $14,392 $14,392 $6,227 $6,227
GEICO $2,841 $2,789 $2,805 $2,755 $5,351 $5,304 $2,497 $2,483
Liberty Mutual $2,105 $2,105 $2,179 $2,179 $3,713 $3,713 $2,105 $2,105
Nationwide $2,844 $2,844 $2,844 $2,844 $4,803 $4,803 $2,844 $2,844
Progressive $2,178 $2,178 $1,992 $1,992 $4,821 $4,821 $2,396 $2,396
State Farm $3,120 $3,120 $2,697 $2,697 $4,606 $4,606 $3,858 $3,858
Travelers $3,036 $3,036 $3,012 $3,012 $5,100 $5,100 $3,115 $3,115

Cheap Fairmont, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fairmont, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Fairmont, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Fairmont, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,392 $14,392
GEICO $5,351 $5,304
Liberty Mutual $3,713 $3,713
Nationwide $4,803 $4,803
Progressive $4,821 $4,821
State Farm $4,606 $4,606
Travelers $5,100 $5,100

Cheap Fairmont, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Fairmont, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fairmont, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,021 $5,021
GEICO $2,805 $2,755
Liberty Mutual $2,179 $2,179
Nationwide $2,844 $2,844
Progressive $1,992 $1,992
State Farm $2,697 $2,697
Travelers $3,012 $3,012

Cheap Fairmont, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fairmont, North Carolina compared to the annual auto insurance rates with a clean record in Fairmont, North Carolina.

Annual Fairmont, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,277 $7,572 $14,098 $5,799
GEICO $1,798 $2,659 $6,486 $2,471
Liberty Mutual $1,503 $1,931 $4,737 $1,931
Nationwide $1,958 $2,534 $6,310 $2,534
Progressive $1,361 $1,983 $6,118 $1,925
State Farm $1,909 $2,750 $6,872 $2,750
Travelers $2,028 $2,816 $6,707 $2,712

Cheap Fairmont, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fairmont, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Fairmont, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Fairmont, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $14,098
GEICO $6,486
Liberty Mutual $4,737
Nationwide $6,310
Progressive $6,118
State Farm $6,872
Travelers $6,707

Cheap Fairmont, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fairmont, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fairmont, North Carolina

Insurance Company Poor Fair Good
Allstate $10,781 $6,931 $6,098
GEICO $3,622 $3,339 $3,099
Liberty Mutual $2,526 $2,526 $2,526
Nationwide $3,334 $3,334 $3,334
Progressive $3,178 $2,788 $2,575
State Farm $5,018 $3,205 $2,487
Travelers $3,853 $3,464 $3,379

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Cheap Fairmont, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fairmont, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Fairmont, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fairmont, North Carolina

ZIP Code Average Annual Rates
28340 $3,513

Cheap Fairmont, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Fairmont, North Carolina auto insurance. Find the cheapest annual Fairmont, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fairmont, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,936 $7,936
GEICO $3,353 $3,353
Liberty Mutual $2,526 $2,526
Nationwide $3,334 $3,334
Progressive $2,847 $2,847
State Farm $3,553 $3,588
Travelers $3,566 $3,566

Cheap Fairmont, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fairmont, North Carolina? Check out the comparison of annual Fairmont, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairmont, North Carolina

Insurance Company Low Medium High
Allstate $7,588 $7,904 $8,317
GEICO $3,160 $3,342 $3,558
Liberty Mutual $2,375 $2,509 $2,692
Nationwide $3,164 $3,317 $3,521
Progressive $2,669 $2,829 $3,042
State Farm $3,363 $3,550 $3,798
Travelers $3,377 $3,546 $3,774

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Best By Category: Cheapest Auto Insurance in Fairmont, North Carolina

Compare the cheapest auto insurance companies in Fairmont, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fairmont, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Fairmont, North Carolina Auto Insurance Companies

What auto insurance companies in Fairmont, North Carolina are the cheapest? Compare the top Fairmont, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fairmont, North Carolina

Insurance Company Average Annual Rates
Allstate $7,937
GEICO $3,353
Liberty Mutual $2,526
Nationwide $3,334
Progressive $2,847
State Farm $3,570
Travelers $3,566

What affects auto insurance rates in Fairmont, North Carolina?

There are a lot of reasons why auto insurance rates in Fairmont, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fairmont, North Carolina. Many local factors may affect your Fairmont auto insurance rates.

Fairmont Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fairmont, North Carolina commute length is 24.0 minutes according to City-Data.

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Compare Fairmont, North Carolina Auto Insurance Quotes

Before you buy Fairmont, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fairmont, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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