Best Cheap Auto Insurance in Fairhope, PA (2021)

The average Fairhope, PA auto insurance rates are $322 per month. The minimum auto insurance in Fairhope is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Fairhope, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Fairhope, Pennsylvania is 15/30/5
  • The most expensive auto insurance company in Fairhope for teen drivers is Travelers
  • Average auto insurance rates in Fairhope, PA for senior drivers are $2,002 per year

Fairhope, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Fairhope can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fairhope, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Fairhope to other Pennsylvania cities, including Lancaster auto insurance rates, Pittsburgh auto insurance rates, and Scranton auto insurance rates to see how Fairhope, Pennsylvania auto insurance rates stack up.

Before you buy Fairhope, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fairhope, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Fairhope, Pennsylvania

Fairhope, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fairhope, Pennsylvania.

Minimum Required Auto Insurance Coverage in Fairhope, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Fairhope, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fairhope, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairhope, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,519 $2,519 $2,299 $2,299 $8,142 $8,142 $2,800 $2,800
GEICO $2,311 $1,998 $2,138 $1,849 $5,763 $4,994 $2,343 $2,025
Liberty Mutual $3,541 $3,541 $3,243 $3,243 $10,350 $10,350 $4,497 $4,497
Nationwide $1,973 $1,973 $1,859 $1,859 $5,480 $5,480 $2,206 $2,206
Progressive $2,715 $2,715 $2,425 $2,425 $8,598 $8,598 $3,482 $3,482
State Farm $1,823 $1,823 $1,593 $1,593 $6,294 $6,294 $1,998 $1,998
Travelers $1,580 $1,580 $1,686 $1,686 $22,606 $22,606 $1,918 $1,918
USAA $1,013 $1,013 $916 $916 $2,978 $2,978 $1,341 $1,341

Cheap Fairhope, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fairhope, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Fairhope, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Fairhope, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,142 $8,142
GEICO $5,763 $4,994
Liberty Mutual $10,350 $10,350
Nationwide $5,480 $5,480
Progressive $8,598 $8,598
State Farm $6,294 $6,294
Travelers $22,606 $22,606
USAA $2,978 $2,978

Cheap Fairhope, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Fairhope, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fairhope, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,299 $2,299
GEICO $2,138 $1,849
Liberty Mutual $3,243 $3,243
Nationwide $1,859 $1,859
Progressive $2,425 $2,425
State Farm $1,593 $1,593
Travelers $1,686 $1,686
USAA $916 $916

Cheap Fairhope, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fairhope, Pennsylvania compared to the annual auto insurance rates with a clean record in Fairhope, Pennsylvania.

Annual Fairhope, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,776 $4,433 $3,776 $3,776
GEICO $2,155 $3,670 $2,887 $2,999
Liberty Mutual $4,941 $5,645 $5,523 $5,523
Nationwide $2,066 $2,764 $3,894 $2,794
Progressive $3,909 $5,365 $4,025 $3,922
State Farm $2,703 $3,151 $2,927 $2,927
Travelers $4,967 $7,014 $8,796 $7,014
USAA $1,262 $1,732 $1,845 $1,409

Cheap Fairhope, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fairhope, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Fairhope, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Fairhope, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,776
GEICO $2,887
Liberty Mutual $5,523
Nationwide $3,894
Progressive $4,025
State Farm $2,927
Travelers $8,796
USAA $1,845

Cheap Fairhope, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fairhope, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fairhope, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,039 $3,753 $3,028
GEICO $4,403 $2,473 $1,907
Liberty Mutual $6,902 $4,950 $4,371
Nationwide $3,384 $2,773 $2,483
Progressive $5,706 $3,998 $3,211
State Farm $4,167 $2,579 $2,035
Travelers $7,569 $6,829 $6,446
USAA $1,953 $1,450 $1,284

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Cheap Fairhope, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fairhope, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Fairhope, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fairhope, Pennsylvania

ZIP Code Average Annual Rates
15538 $4,711

Cheap Fairhope, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Fairhope, Pennsylvania auto insurance. Find the cheapest annual Fairhope, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fairhope, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,864 $4,016
GEICO $2,879 $2,977
Liberty Mutual $5,269 $5,547
Nationwide $2,880 $2,880
Progressive $4,305 $4,305
State Farm $2,841 $3,013
Travelers $6,948 $6,948
USAA $1,518 $1,606

Cheap Fairhope, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fairhope, Pennsylvania? Check out the comparison of annual Fairhope, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairhope, Pennsylvania

Insurance Company Low Medium High
Allstate $3,800 $3,959 $4,061
GEICO $2,723 $2,948 $3,112
Liberty Mutual $5,171 $5,442 $5,611
Nationwide $2,918 $2,911 $2,810
Progressive $3,948 $4,334 $4,634
State Farm $2,774 $2,958 $3,050
Travelers $7,072 $6,942 $6,829
USAA $1,458 $1,575 $1,653

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Best By Category: Cheapest Auto Insurance in Fairhope, Pennsylvania

Compare the cheapest auto insurance companies in Fairhope, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fairhope, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Fairhope, Pennsylvania Auto Insurance Companies

What auto insurance companies in Fairhope, Pennsylvania are the cheapest? Compare the top Fairhope, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fairhope, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,940
GEICO $2,928
Liberty Mutual $5,408
Nationwide $2,880
Progressive $4,305
State Farm $2,927
Travelers $6,948
USAA $1,562

What affects auto insurance rates in Fairhope, Pennsylvania?

There are a lot of reasons why auto insurance rates in Fairhope, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fairhope, Pennsylvania. Many local factors may affect your Fairhope auto insurance rates.

Fairhope Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fairhope, Pennsylvania commute length is 27.6 minutes according to City-Data.

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Compare Fairhope, Pennsylvania Auto Insurance Quotes

Before you buy Fairhope, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fairhope, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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