Best Cheap Auto Insurance in Fairfield, AL (2021)

The average Fairfield, AL auto insurance rates are $355 per month. The minimum auto insurance in Fairfield is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Fairfield, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Fairfield is 23.5 minutes
  • The most expensive auto insurance company in Fairfield for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Fairfield is USAA

Fairfield, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Fairfield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fairfield, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Fairfield to other Alabama cities, including Mobile auto insurance rates, Dothan auto insurance rates, and Madison auto insurance rates to see how Fairfield, Alabama auto insurance rates stack up.

Before you buy Fairfield, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fairfield, Alabama auto insurance quotes.

Minimum Auto Insurance in Fairfield, Alabama

Fairfield, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fairfield, Alabama.

Minimum Required Auto Insurance Coverage in Fairfield, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fairfield, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fairfield, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairfield, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,134 $2,030 $1,940 $1,976 $7,509 $8,056 $2,372 $2,420
Farmers $2,568 $2,553 $2,292 $2,442 $10,111 $10,417 $2,899 $2,993
GEICO $2,403 $2,406 $2,292 $2,390 $6,468 $6,361 $2,544 $2,368
Liberty Mutual $3,508 $3,790 $2,869 $3,215 $13,309 $14,806 $3,725 $3,956
Nationwide $1,860 $1,882 $1,693 $1,752 $4,989 $6,426 $2,070 $2,316
Progressive $2,812 $2,625 $2,309 $2,470 $11,836 $13,211 $3,287 $3,504
State Farm $3,688 $3,688 $3,343 $3,343 $11,304 $14,163 $4,171 $4,808
Travelers $1,718 $1,744 $1,619 $1,612 $9,548 $15,077 $1,622 $1,848
USAA $1,362 $1,378 $1,272 $1,242 $4,100 $4,540 $1,773 $1,911

Cheap Fairfield, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fairfield, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Fairfield, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Fairfield, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,509 $8,056
Farmers $10,111 $10,417
GEICO $6,468 $6,361
Liberty Mutual $13,309 $14,806
Nationwide $4,989 $6,426
Progressive $11,836 $13,211
State Farm $11,304 $14,163
Travelers $9,548 $15,077
USAA $4,100 $4,540

Cheap Fairfield, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Fairfield, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fairfield, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,940 $1,976
Farmers $2,292 $2,442
GEICO $2,292 $2,390
Liberty Mutual $2,869 $3,215
Nationwide $1,693 $1,752
Progressive $2,309 $2,470
State Farm $3,343 $3,343
Travelers $1,619 $1,612
USAA $1,272 $1,242

Cheap Fairfield, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fairfield, Alabama compared to the annual auto insurance rates with a clean record in Fairfield, Alabama.

Annual Fairfield, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,014 $3,559 $4,233 $3,413
Farmers $3,820 $4,944 $4,824 $4,550
GEICO $2,281 $3,689 $4,608 $3,039
Liberty Mutual $4,812 $6,726 $6,554 $6,497
Nationwide $2,512 $2,512 $3,665 $2,806
Progressive $4,733 $5,982 $5,119 $5,193
State Farm $5,464 $6,796 $5,997 $5,997
Travelers $3,616 $3,793 $5,581 $4,403
USAA $1,689 $2,123 $3,150 $1,827

Cheap Fairfield, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fairfield, Alabama is not easy. Compare the annual rates for DUI auto insurance in Fairfield, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Fairfield, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,233
Farmers $4,824
GEICO $4,608
Liberty Mutual $6,554
Nationwide $3,665
Progressive $5,119
State Farm $5,997
Travelers $5,581
USAA $3,150

Cheap Fairfield, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fairfield, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fairfield, Alabama

Insurance Company Poor Fair Good
Allstate $4,387 $3,453 $2,824
Farmers $5,077 $4,377 $4,149
GEICO $4,335 $3,087 $2,791
Liberty Mutual $8,800 $5,407 $4,235
Nationwide $3,468 $2,706 $2,447
Progressive $5,911 $5,093 $4,766
State Farm $9,845 $4,973 $3,372
Travelers $4,737 $4,114 $4,195
USAA $2,951 $1,923 $1,718

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Cheap Fairfield, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fairfield, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Fairfield, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fairfield, Alabama

ZIP Code Average Annual Rates
35064 $4,379

Cheap Fairfield, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Fairfield, Alabama auto insurance. Find the cheapest annual Fairfield, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fairfield, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,555 $3,555
Farmers $4,534 $4,534
GEICO $3,342 $3,466
Liberty Mutual $6,147 $6,147
Nationwide $2,874 $2,874
Progressive $5,257 $5,257
State Farm $5,915 $6,212
Travelers $4,348 $4,348
USAA $2,097 $2,298

Cheap Fairfield, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fairfield, Alabama? Check out the comparison of annual Fairfield, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairfield, Alabama

Insurance Company Low Medium High
Allstate $3,409 $3,547 $3,708
Farmers $4,250 $4,466 $4,887
GEICO $3,128 $3,390 $3,695
Liberty Mutual $5,833 $6,115 $6,494
Nationwide $2,860 $2,849 $2,912
Progressive $4,674 $5,230 $5,866
State Farm $5,725 $6,059 $6,408
Travelers $4,132 $4,435 $4,478
USAA $2,118 $2,186 $2,288

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Best By Category: Cheapest Auto Insurance in Fairfield, Alabama

Compare the cheapest auto insurance companies in Fairfield, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fairfield, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Fairfield, Alabama Auto Insurance Companies

What auto insurance companies in Fairfield, Alabama are the cheapest? Compare the top Fairfield, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fairfield, Alabama

Insurance Company Average Annual Rates
Allstate $3,555
Farmers $4,534
GEICO $3,404
Liberty Mutual $6,147
Nationwide $2,874
Progressive $5,257
State Farm $6,064
Travelers $4,348
USAA $2,197

What affects auto insurance rates in Fairfield, Alabama?

There are a lot of reasons why auto insurance rates in Fairfield, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fairfield, Alabama. Many local factors may affect your Fairfield auto insurance rates.

Fairfield Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Fairfield, Alabama auto theft statistics, there have been 82 auto thefts in the city.

Fairfield Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fairfield, Alabama commute length is 23.5 minutes according to City-Data.

Fairfield Traffic

How does Fairfield, Alabama rank for traffic? According to Inrix Fairfield, Alabama is the 658th most congested worldwide.

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Compare Fairfield, Alabama Auto Insurance Quotes

Before you buy Fairfield, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fairfield, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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