Best Cheap Auto Insurance in Fairdale, KY (2021)

The average Fairdale, KY auto insurance rates are $422 per month. The minimum auto insurance in Fairdale is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Fairdale, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Fairdale for teen drivers is Travelers
  • Average auto insurance rates in Fairdale, KY for senior drivers are $2,738 per year
  • The minimum auto insurance required in Fairdale, Kentucky is 25/50/25

Fairdale, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Fairdale can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fairdale, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Fairdale to other Kentucky cities, including Covington auto insurance rates, Owensboro auto insurance rates, and Richmond auto insurance rates to see how Fairdale, Kentucky auto insurance rates stack up.

Before you buy Fairdale, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fairdale, Kentucky auto insurance quotes.

Minimum Auto Insurance in Fairdale, Kentucky

Fairdale, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fairdale, Kentucky.

Minimum Required Auto Insurance Coverage in Fairdale, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fairdale, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fairdale, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairdale, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,707 $3,645 $3,381 $3,609 $14,655 $16,453 $4,040 $4,231
GEICO $3,766 $3,482 $3,964 $3,591 $8,103 $9,507 $3,062 $2,623
Liberty Mutual $2,811 $3,046 $2,378 $2,667 $12,143 $13,471 $2,929 $3,037
Nationwide $3,814 $3,781 $3,444 $3,576 $8,821 $10,915 $4,362 $4,545
Progressive $2,815 $2,652 $2,560 $2,560 $14,450 $16,329 $3,488 $3,506
State Farm $1,908 $1,908 $1,691 $1,691 $5,232 $6,689 $2,123 $2,326
Travelers $2,603 $2,646 $2,578 $2,582 $13,315 $21,585 $2,733 $3,109
USAA $1,926 $1,921 $1,758 $1,775 $5,297 $5,541 $2,424 $2,644

Cheap Fairdale, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fairdale, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Fairdale, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Fairdale, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,655 $16,453
GEICO $8,103 $9,507
Liberty Mutual $12,143 $13,471
Nationwide $8,821 $10,915
Progressive $14,450 $16,329
State Farm $5,232 $6,689
Travelers $13,315 $21,585
USAA $5,297 $5,541

Cheap Fairdale, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Fairdale, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fairdale, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,381 $3,609
GEICO $3,964 $3,591
Liberty Mutual $2,378 $2,667
Nationwide $3,444 $3,576
Progressive $2,560 $2,560
State Farm $1,691 $1,691
Travelers $2,578 $2,582
USAA $1,758 $1,775

Cheap Fairdale, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fairdale, Kentucky compared to the annual auto insurance rates with a clean record in Fairdale, Kentucky.

Annual Fairdale, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,510 $7,273 $7,814 $6,263
GEICO $2,841 $5,050 $7,678 $3,481
Liberty Mutual $4,423 $6,823 $5,294 $4,701
Nationwide $4,279 $5,565 $7,063 $4,721
Progressive $4,985 $7,469 $5,676 $6,050
State Farm $2,721 $3,171 $2,946 $2,946
Travelers $5,566 $5,722 $8,328 $5,960
USAA $2,189 $3,095 $3,718 $2,640

Cheap Fairdale, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fairdale, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Fairdale, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Fairdale, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,814
GEICO $7,678
Liberty Mutual $5,294
Nationwide $7,063
Progressive $5,676
State Farm $2,946
Travelers $8,328
USAA $3,718

Cheap Fairdale, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fairdale, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fairdale, Kentucky

Insurance Company Poor Fair Good
Allstate $8,901 $6,148 $5,097
GEICO $7,832 $3,910 $2,546
Liberty Mutual $7,580 $4,671 $3,680
Nationwide $6,567 $5,173 $4,482
Progressive $6,719 $5,901 $5,515
State Farm $4,247 $2,575 $2,016
Travelers $7,114 $6,043 $6,025
USAA $4,292 $2,441 $1,999

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Cheap Fairdale, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fairdale, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Fairdale, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fairdale, Kentucky

ZIP Code Average Annual Rates
40118 $4,621

Cheap Fairdale, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Fairdale, Kentucky auto insurance. Find the cheapest annual Fairdale, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fairdale, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,715 $6,715
GEICO $4,718 $4,807
Liberty Mutual $5,310 $5,310
Nationwide $5,407 $5,407
Progressive $6,045 $6,045
State Farm $2,870 $3,022
Travelers $6,394 $6,394
USAA $2,801 $3,021

Cheap Fairdale, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fairdale, Kentucky? Check out the comparison of annual Fairdale, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairdale, Kentucky

Insurance Company Low Medium High
Allstate $6,096 $6,681 $7,368
GEICO $4,389 $4,763 $5,134
Liberty Mutual $5,009 $5,273 $5,650
Nationwide $5,406 $5,345 $5,471
Progressive $5,405 $5,925 $6,805
State Farm $2,738 $2,942 $3,157
Travelers $6,019 $6,422 $6,741
USAA $2,734 $2,902 $3,096

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Best By Category: Cheapest Auto Insurance in Fairdale, Kentucky

Compare the cheapest auto insurance companies in Fairdale, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fairdale, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Fairdale, Kentucky Auto Insurance Companies

What auto insurance companies in Fairdale, Kentucky are the cheapest? Compare the top Fairdale, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fairdale, Kentucky

Insurance Company Average Annual Rates
Allstate $6,715
GEICO $4,762
Liberty Mutual $5,310
Nationwide $5,407
Progressive $6,045
State Farm $2,946
Travelers $6,394
USAA $2,911

Compare Fairdale, Kentucky Auto Insurance Quotes

Before you buy Fairdale, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fairdale, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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