Best Cheap Auto Insurance in Fairbury, IL (2021)

The average Fairbury, IL auto insurance rates are $243 per month. The minimum auto insurance in Fairbury is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Fairbury, Illinois, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Fairbury, Illinois is 25/50/20
  • The average commute length in Fairbury is 16.7 minutes
  • The most expensive auto insurance company in Fairbury for teen drivers is Farmers

Fairbury, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Fairbury can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fairbury, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Fairbury to other Illinois cities, including Waukegan auto insurance rates, Champaign auto insurance rates, and Springfield auto insurance rates to see how Fairbury, Illinois auto insurance rates stack up.

Before you buy Fairbury, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fairbury, Illinois auto insurance quotes.

Minimum Auto Insurance in Fairbury, Illinois

Fairbury, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fairbury, Illinois.

Minimum Required Auto Insurance Coverage in Fairbury, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Fairbury, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fairbury, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairbury, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,907 $2,919 $3,046 $3,046 $7,645 $9,966 $3,499 $3,786
American Family $2,205 $2,205 $2,021 $2,021 $6,253 $8,653 $2,205 $2,847
Farmers $2,166 $2,164 $1,922 $2,032 $9,270 $9,657 $2,477 $2,593
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,289 $1,391 $1,074 $1,200 $4,183 $4,655 $1,346 $1,420
Nationwide $1,726 $1,758 $1,536 $1,628 $4,722 $6,058 $2,007 $2,173
Progressive $1,654 $1,566 $1,361 $1,423 $5,998 $6,732 $1,974 $2,146
State Farm $1,251 $1,251 $1,116 $1,116 $3,563 $4,517 $1,414 $1,627
Travelers $1,278 $1,346 $1,166 $1,241 $3,600 $4,487 $1,351 $1,421
USAA $1,719 $1,765 $1,598 $1,592 $5,442 $6,030 $2,275 $2,525

Cheap Fairbury, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fairbury, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Fairbury, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Fairbury, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,645 $9,966
American Family $6,253 $8,653
Farmers $9,270 $9,657
GEICO $4,847 $5,129
Liberty Mutual $4,183 $4,655
Nationwide $4,722 $6,058
Progressive $5,998 $6,732
State Farm $3,563 $4,517
Travelers $3,600 $4,487
USAA $5,442 $6,030

Cheap Fairbury, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Fairbury, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fairbury, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,046 $3,046
American Family $2,021 $2,021
Farmers $1,922 $2,032
GEICO $1,521 $1,797
Liberty Mutual $1,074 $1,200
Nationwide $1,536 $1,628
Progressive $1,361 $1,423
State Farm $1,116 $1,116
Travelers $1,166 $1,241
USAA $1,598 $1,592

Cheap Fairbury, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fairbury, Illinois compared to the annual auto insurance rates with a clean record in Fairbury, Illinois.

Annual Fairbury, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,259 $5,597 $5,236 $4,315
American Family $2,608 $3,715 $4,923 $2,958
Farmers $3,405 $4,391 $4,282 $4,061
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,728 $2,442 $2,150 $1,959
Nationwide $2,179 $2,816 $3,308 $2,500
Progressive $2,358 $3,489 $2,607 $2,973
State Farm $1,813 $2,151 $1,982 $1,982
Travelers $1,591 $2,073 $2,298 $1,985
USAA $2,050 $2,931 $4,024 $2,468

Cheap Fairbury, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fairbury, Illinois is not easy. Compare the annual rates for DUI auto insurance in Fairbury, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Fairbury, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,236
American Family $4,923
Farmers $4,282
GEICO $3,482
Liberty Mutual $2,150
Nationwide $3,308
Progressive $2,607
State Farm $1,982
Travelers $2,298
USAA $4,024

Cheap Fairbury, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fairbury, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fairbury, Illinois

Insurance Company Poor Fair Good
Allstate $5,850 $4,244 $3,711
American Family $4,719 $3,215 $2,720
Farmers $4,587 $3,853 $3,665
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,924 $1,827 $1,458
Nationwide $3,222 $2,602 $2,278
Progressive $3,257 $2,762 $2,552
State Farm $2,881 $1,726 $1,339
Travelers $2,423 $1,949 $1,586
USAA $3,831 $2,620 $2,154

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Cheap Fairbury, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fairbury, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Fairbury, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fairbury, Illinois

ZIP Code Average Annual Rates
61739 $2,868

Cheap Fairbury, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Fairbury, Illinois auto insurance. Find the cheapest annual Fairbury, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fairbury, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,602 $4,602
American Family $3,506 $3,597
Farmers $4,035 $4,035
GEICO $2,519 $2,617
Liberty Mutual $2,070 $2,070
Nationwide $2,701 $2,701
Progressive $2,857 $2,857
State Farm $1,932 $2,031
Travelers $1,910 $2,062
USAA $2,787 $2,949

Cheap Fairbury, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fairbury, Illinois? Check out the comparison of annual Fairbury, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairbury, Illinois

Insurance Company Low Medium High
Allstate $4,478 $4,598 $4,729
American Family $3,427 $3,681 $3,545
Farmers $3,844 $3,943 $4,318
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,949 $2,065 $2,195
Nationwide $2,706 $2,719 $2,678
Progressive $2,646 $2,850 $3,075
State Farm $1,881 $1,985 $2,079
Travelers $1,874 $1,984 $2,101
USAA $2,681 $2,865 $3,059

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Best By Category: Cheapest Auto Insurance in Fairbury, Illinois

Compare the cheapest auto insurance companies in Fairbury, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fairbury, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Fairbury, Illinois Auto Insurance Companies

What auto insurance companies in Fairbury, Illinois are the cheapest? Compare the top Fairbury, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fairbury, Illinois

Insurance Company Average Annual Rates
Allstate $4,602
American Family $3,551
Farmers $4,035
GEICO $2,568
Liberty Mutual $2,070
Nationwide $2,701
Progressive $2,857
State Farm $1,982
Travelers $1,986
USAA $2,868

What affects auto insurance rates in Fairbury, Illinois?

There are a lot of reasons why auto insurance rates in Fairbury, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fairbury, Illinois. Many local factors may affect your Fairbury auto insurance rates.

Fairbury Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fairbury, Illinois commute length is 16.7 minutes according to City-Data.

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Compare Fairbury, Illinois Auto Insurance Quotes

Before you buy Fairbury, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fairbury, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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