Best Cheap Auto Insurance in Fairbanks, LA (2021)

The average Fairbanks, LA auto insurance rates are $468 per month. The minimum auto insurance in Fairbanks is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Fairbanks, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Fairbanks is USAA
  • Average auto insurance rates in Fairbanks, LA for senior drivers are $3,496 per year
  • The most expensive auto insurance company in Fairbanks for teen drivers is Progressive

Fairbanks, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Fairbanks can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fairbanks, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Fairbanks to other Louisiana cities, including Lafayette auto insurance rates, New Orleans auto insurance rates, and Alexandria auto insurance rates to see how Fairbanks, Louisiana auto insurance rates stack up.

Before you buy Fairbanks, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fairbanks, Louisiana auto insurance quotes.

Minimum Auto Insurance in Fairbanks, Louisiana

Fairbanks, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fairbanks, Louisiana.

Minimum Required Auto Insurance Coverage in Fairbanks, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fairbanks, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fairbanks, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fairbanks, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,321 $4,321 $4,468 $4,468 $9,324 $11,717 $4,762 $5,152
GEICO $3,279 $3,771 $3,927 $4,797 $12,102 $12,736 $3,158 $3,051
Progressive $4,090 $3,798 $3,431 $3,724 $16,445 $18,245 $4,645 $4,699
State Farm $2,798 $2,798 $2,572 $2,572 $8,517 $10,703 $3,133 $3,522
USAA $2,573 $2,531 $2,511 $2,490 $7,694 $9,018 $3,156 $3,455

Cheap Fairbanks, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fairbanks, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Fairbanks, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Fairbanks, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,324 $11,717
GEICO $12,102 $12,736
Progressive $16,445 $18,245
State Farm $8,517 $10,703
USAA $7,694 $9,018

Cheap Fairbanks, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Fairbanks, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fairbanks, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,468 $4,468
GEICO $3,927 $4,797
Progressive $3,431 $3,724
State Farm $2,572 $2,572
USAA $2,511 $2,490

Cheap Fairbanks, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fairbanks, Louisiana compared to the annual auto insurance rates with a clean record in Fairbanks, Louisiana.

Annual Fairbanks, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,812 $7,299 $6,516 $5,639
GEICO $3,978 $6,423 $7,901 $5,109
Progressive $6,146 $8,272 $7,933 $7,188
State Farm $4,183 $4,971 $4,577 $4,577
USAA $3,190 $4,425 $5,291 $3,807

Cheap Fairbanks, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fairbanks, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Fairbanks, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Fairbanks, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,516
GEICO $7,901
Progressive $7,933
State Farm $4,577
USAA $5,291

Cheap Fairbanks, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fairbanks, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fairbanks, Louisiana

Insurance Company Poor Fair Good
Allstate $7,943 $5,467 $4,790
GEICO $6,962 $6,042 $4,555
Progressive $8,329 $7,159 $6,665
State Farm $6,377 $4,076 $3,277
USAA $5,768 $3,687 $3,080

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Cheap Fairbanks, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fairbanks, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Fairbanks, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fairbanks, Louisiana

ZIP Code Average Annual Rates
71240 $5,255

Cheap Fairbanks, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Fairbanks, Louisiana auto insurance. Find the cheapest annual Fairbanks, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fairbanks, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,067 $6,067
GEICO $5,738 $5,968
Progressive $7,384 $7,384
State Farm $4,456 $4,697
USAA $4,049 $4,307

Cheap Fairbanks, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fairbanks, Louisiana? Check out the comparison of annual Fairbanks, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fairbanks, Louisiana

Insurance Company Low Medium High
Allstate $5,199 $6,184 $6,817
GEICO $4,811 $5,874 $6,873
Progressive $6,017 $7,315 $8,821
State Farm $3,966 $4,568 $5,196
USAA $3,630 $4,242 $4,663

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Best By Category: Cheapest Auto Insurance in Fairbanks, Louisiana

Compare the cheapest auto insurance companies in Fairbanks, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fairbanks, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Fairbanks, Louisiana Auto Insurance Companies

What auto insurance companies in Fairbanks, Louisiana are the cheapest? Compare the top Fairbanks, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fairbanks, Louisiana

Insurance Company Average Annual Rates
Allstate $6,067
GEICO $5,853
Progressive $7,385
State Farm $4,577
USAA $4,178

Compare Fairbanks, Louisiana Auto Insurance Quotes

Before you buy Fairbanks, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fairbanks, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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