Best Cheap Auto Insurance in Fair Haven, MI (2021)

The average Fair Haven, MI auto insurance rates are $938 per month. The minimum auto insurance in Fair Haven is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Fair Haven, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Fair Haven, MI for senior drivers are $7,368 per year
  • The most expensive auto insurance company in Fair Haven for teen drivers is Allstate
  • The minimum auto insurance required in Fair Haven, Michigan is 20/40/10

Fair Haven, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Fair Haven can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fair Haven, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Fair Haven to other Michigan cities, including Warren auto insurance rates, Sterling Heights auto insurance rates, and Dearborn auto insurance rates to see how Fair Haven, Michigan auto insurance rates stack up.

Before you buy Fair Haven, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fair Haven, Michigan auto insurance quotes.

Minimum Auto Insurance in Fair Haven, Michigan

Fair Haven, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fair Haven, Michigan.

Minimum Required Auto Insurance Coverage in Fair Haven, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Fair Haven, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fair Haven, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fair Haven, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,755 $17,755 $16,399 $16,399 $45,889 $45,889 $18,738 $18,738
Farmers $4,849 $4,849 $4,523 $4,523 $10,536 $10,536 $5,446 $5,446
GEICO $4,625 $4,625 $4,719 $4,719 $12,545 $12,545 $4,407 $4,407
Liberty Mutual $16,936 $16,936 $16,769 $16,769 $39,803 $39,803 $16,936 $16,936
Nationwide $5,224 $5,224 $4,643 $4,643 $14,083 $14,083 $5,749 $5,749
Progressive $3,872 $3,547 $3,412 $3,864 $14,418 $15,234 $4,508 $4,068
State Farm $8,943 $8,943 $8,345 $8,345 $31,959 $31,959 $10,512 $10,512
Travelers $5,580 $5,580 $4,791 $4,791 $16,837 $16,837 $6,061 $6,061
USAA $2,720 $2,573 $2,558 $2,411 $6,739 $6,402 $3,321 $3,181

Cheap Fair Haven, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fair Haven, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Fair Haven, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Fair Haven, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $45,889 $45,889
Farmers $10,536 $10,536
GEICO $12,545 $12,545
Liberty Mutual $39,803 $39,803
Nationwide $14,083 $14,083
Progressive $14,418 $15,234
State Farm $31,959 $31,959
Travelers $16,837 $16,837
USAA $6,739 $6,402

Cheap Fair Haven, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Fair Haven, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fair Haven, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,399 $16,399
Farmers $4,523 $4,523
GEICO $4,719 $4,719
Liberty Mutual $16,769 $16,769
Nationwide $4,643 $4,643
Progressive $3,412 $3,864
State Farm $8,345 $8,345
Travelers $4,791 $4,791
USAA $2,558 $2,411

Cheap Fair Haven, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fair Haven, Michigan compared to the annual auto insurance rates with a clean record in Fair Haven, Michigan.

Annual Fair Haven, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,936 $15,903 $54,136 $16,806
Farmers $5,331 $6,779 $6,698 $6,546
GEICO $2,310 $4,889 $14,830 $4,267
Liberty Mutual $15,674 $19,028 $35,578 $20,165
Nationwide $6,329 $8,525 $7,704 $7,141
Progressive $5,562 $7,404 $6,631 $6,865
State Farm $9,389 $11,320 $24,834 $14,216
Travelers $5,616 $8,033 $12,980 $6,641
USAA $3,004 $3,756 $4,918 $3,275

Cheap Fair Haven, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fair Haven, Michigan is not easy. Compare the annual rates for DUI auto insurance in Fair Haven, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Fair Haven, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $54,136
Farmers $6,698
GEICO $14,830
Liberty Mutual $35,578
Nationwide $7,704
Progressive $6,631
State Farm $24,834
Travelers $12,980
USAA $4,918

Cheap Fair Haven, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fair Haven, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fair Haven, Michigan

Insurance Company Poor Fair Good
Allstate $37,285 $20,728 $16,073
Farmers $8,421 $5,512 $5,081
GEICO $8,461 $6,212 $5,049
Liberty Mutual $35,789 $20,653 $11,391
Nationwide $9,331 $7,009 $5,934
Progressive $7,662 $6,427 $5,757
State Farm $24,276 $12,248 $8,295
Travelers $8,523 $8,267 $8,163
USAA $5,600 $3,189 $2,425

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Cheap Fair Haven, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fair Haven, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Fair Haven, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fair Haven, Michigan

ZIP Code Average Annual Rates
48023 $7,890

Cheap Fair Haven, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Fair Haven, Michigan auto insurance. Find the cheapest annual Fair Haven, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fair Haven, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,695 $24,695
Farmers $6,338 $6,338
GEICO $6,423 $6,725
Liberty Mutual $21,834 $23,389
Nationwide $7,425 $7,425
Progressive $6,615 $6,615
State Farm $14,522 $15,357
Travelers $8,270 $8,365
USAA $3,695 $3,781

Cheap Fair Haven, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fair Haven, Michigan? Check out the comparison of annual Fair Haven, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fair Haven, Michigan

Insurance Company Low Medium High
Allstate $24,067 $24,751 $25,267
Farmers $6,200 $6,326 $6,489
GEICO $6,153 $6,516 $7,052
Liberty Mutual $22,080 $22,558 $23,196
Nationwide $7,722 $7,312 $7,240
Progressive $6,405 $6,623 $6,818
State Farm $14,113 $15,042 $15,665
Travelers $8,230 $8,325 $8,397
USAA $3,631 $3,747 $3,837

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Best By Category: Cheapest Auto Insurance in Fair Haven, Michigan

Compare the cheapest auto insurance companies in Fair Haven, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fair Haven, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Fair Haven, Michigan Auto Insurance Companies

What auto insurance companies in Fair Haven, Michigan are the cheapest? Compare the top Fair Haven, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fair Haven, Michigan

Insurance Company Average Annual Rates
Allstate $24,695
Farmers $6,338
GEICO $6,574
Liberty Mutual $22,611
Nationwide $7,425
Progressive $6,615
State Farm $14,940
Travelers $8,317
USAA $3,738

Compare Fair Haven, Michigan Auto Insurance Quotes

Before you buy Fair Haven, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fair Haven, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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