Best Cheap Auto Insurance in Ezel, KY (2021)

The average Ezel, KY auto insurance rates are $472 per month. The minimum auto insurance in Ezel is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Ezel, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Ezel is USAA
  • The most expensive auto insurance company in Ezel for teen drivers is Allstate
  • The minimum auto insurance required in Ezel, Kentucky is 25/50/25

Ezel, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Ezel can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ezel, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Ezel to other Kentucky cities, including Hopkinsville auto insurance rates, Bowling Green auto insurance rates, and Richmond auto insurance rates to see how Ezel, Kentucky auto insurance rates stack up.

Before you buy Ezel, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ezel, Kentucky auto insurance quotes.

Minimum Auto Insurance in Ezel, Kentucky

Ezel, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ezel, Kentucky.

Minimum Required Auto Insurance Coverage in Ezel, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ezel, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ezel, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ezel, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,384 $5,275 $4,909 $5,256 $22,326 $24,771 $5,851 $6,118
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,474 $3,779 $2,956 $3,317 $14,075 $15,593 $3,624 $3,766
Nationwide $4,176 $4,157 $3,786 $3,938 $9,154 $11,310 $4,716 $4,913
Progressive $2,754 $2,626 $2,465 $2,475 $13,407 $15,239 $3,428 $3,517
State Farm $2,023 $2,023 $1,803 $1,803 $5,965 $7,542 $2,255 $2,527
Travelers $2,894 $2,942 $2,871 $2,869 $14,758 $23,832 $3,037 $3,473
USAA $1,830 $1,836 $1,649 $1,680 $4,861 $5,119 $2,312 $2,535

Cheap Ezel, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ezel, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Ezel, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Ezel, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,326 $24,771
GEICO $7,170 $8,568
Liberty Mutual $14,075 $15,593
Nationwide $9,154 $11,310
Progressive $13,407 $15,239
State Farm $5,965 $7,542
Travelers $14,758 $23,832
USAA $4,861 $5,119

Cheap Ezel, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Ezel, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ezel, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,909 $5,256
GEICO $3,742 $3,389
Liberty Mutual $2,956 $3,317
Nationwide $3,786 $3,938
Progressive $2,465 $2,475
State Farm $1,803 $1,803
Travelers $2,871 $2,869
USAA $1,649 $1,680

Cheap Ezel, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ezel, Kentucky compared to the annual auto insurance rates with a clean record in Ezel, Kentucky.

Annual Ezel, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,113 $10,845 $11,701 $9,286
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $5,266 $8,120 $6,303 $5,603
Nationwide $4,602 $5,931 $7,482 $5,060
Progressive $4,741 $7,028 $5,411 $5,775
State Farm $2,968 $3,517 $3,243 $3,243
Travelers $6,157 $6,333 $9,237 $6,611
USAA $2,057 $2,908 $3,474 $2,473

Cheap Ezel, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ezel, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Ezel, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Ezel, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,701
GEICO $7,199
Liberty Mutual $6,303
Nationwide $7,482
Progressive $5,411
State Farm $3,243
Travelers $9,237
USAA $3,474

Cheap Ezel, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ezel, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ezel, Kentucky

Insurance Company Poor Fair Good
Allstate $13,323 $9,121 $7,515
GEICO $7,256 $3,623 $2,361
Liberty Mutual $9,082 $5,534 $4,354
Nationwide $7,064 $5,496 $4,746
Progressive $6,427 $5,588 $5,201
State Farm $4,686 $2,832 $2,211
Travelers $7,899 $6,688 $6,667
USAA $4,060 $2,272 $1,851

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Cheap Ezel, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ezel, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Ezel, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ezel, Kentucky

ZIP Code Average Annual Rates
41425 $5,142

Cheap Ezel, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Ezel, Kentucky auto insurance. Find the cheapest annual Ezel, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ezel, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,986 $9,986
GEICO $4,371 $4,456
Liberty Mutual $6,323 $6,323
Nationwide $5,769 $5,769
Progressive $5,739 $5,739
State Farm $3,165 $3,321
Travelers $7,085 $7,085
USAA $2,626 $2,829

Cheap Ezel, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ezel, Kentucky? Check out the comparison of annual Ezel, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ezel, Kentucky

Insurance Company Low Medium High
Allstate $8,769 $9,922 $11,267
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,963 $6,276 $6,730
Nationwide $5,740 $5,677 $5,890
Progressive $5,288 $5,647 $6,282
State Farm $3,066 $3,238 $3,425
Travelers $6,690 $7,111 $7,452
USAA $2,605 $2,721 $2,858

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Best By Category: Cheapest Auto Insurance in Ezel, Kentucky

Compare the cheapest auto insurance companies in Ezel, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ezel, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Ezel, Kentucky Auto Insurance Companies

What auto insurance companies in Ezel, Kentucky are the cheapest? Compare the top Ezel, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ezel, Kentucky

Insurance Company Average Annual Rates
Allstate $9,986
GEICO $4,413
Liberty Mutual $6,323
Nationwide $5,769
Progressive $5,739
State Farm $3,243
Travelers $7,085
USAA $2,728

What affects auto insurance rates in Ezel, Kentucky?

There are a lot of reasons why auto insurance rates in Ezel, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ezel, Kentucky. Many local factors may affect your Ezel auto insurance rates.

Ezel Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ezel, Kentucky commute length is 66.2 minutes according to City-Data.

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Compare Ezel, Kentucky Auto Insurance Quotes

Before you buy Ezel, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ezel, Kentucky auto insurance quotes.

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