Best Cheap Auto Insurance in Exeter, NE (2021)

The average Exeter, NE auto insurance rates are $271 per month. The minimum auto insurance in Exeter is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Exeter, Nebraska, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Exeter, NE for senior drivers are $1,870 per year
  • The average commute length in Exeter is 17.3 minutes
  • The cheapest auto insurance company in Exeter is American Family

Exeter, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Exeter can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Exeter, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Exeter to other Nebraska cities, including Kearney auto insurance rates, Norfolk auto insurance rates, and Columbus auto insurance rates to see how Exeter, Nebraska auto insurance rates stack up.

Before you buy Exeter, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Exeter, Nebraska auto insurance quotes.

Minimum Auto Insurance in Exeter, Nebraska

Exeter, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Exeter, Nebraska.

Minimum Required Auto Insurance Coverage in Exeter, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Exeter, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Exeter, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Exeter, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,778 $1,778 $1,616 $1,616 $2,948 $4,303 $1,739 $1,877
Farmers $2,285 $2,275 $2,052 $2,159 $8,596 $8,854 $2,592 $2,724
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,101 $3,368 $2,450 $2,983 $13,109 $14,737 $3,259 $3,611
Nationwide $1,655 $1,710 $1,483 $1,588 $3,762 $4,696 $1,900 $2,056
Progressive $1,941 $1,881 $1,593 $1,651 $7,351 $8,293 $2,329 $2,497
State Farm $1,451 $1,451 $1,272 $1,272 $3,925 $5,005 $1,602 $1,815
USAA $1,414 $1,412 $1,282 $1,324 $4,410 $5,293 $1,833 $2,049

Cheap Exeter, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Exeter, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Exeter, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Exeter, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,948 $4,303
Farmers $8,596 $8,854
GEICO $6,043 $7,918
Liberty Mutual $13,109 $14,737
Nationwide $3,762 $4,696
Progressive $7,351 $8,293
State Farm $3,925 $5,005
USAA $4,410 $5,293

Cheap Exeter, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Exeter, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Exeter, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,616 $1,616
Farmers $2,052 $2,159
GEICO $2,841 $2,734
Liberty Mutual $2,450 $2,983
Nationwide $1,483 $1,588
Progressive $1,593 $1,651
State Farm $1,272 $1,272
USAA $1,282 $1,324

Cheap Exeter, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Exeter, Nebraska compared to the annual auto insurance rates with a clean record in Exeter, Nebraska.

Annual Exeter, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,161 $2,345 $2,161 $2,161
Farmers $3,335 $4,270 $4,165 $3,999
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,003 $5,884 $6,386 $6,036
Nationwide $1,673 $2,414 $3,442 $1,896
Progressive $2,929 $4,284 $3,273 $3,282
State Farm $2,067 $2,381 $2,224 $2,224
USAA $1,804 $2,270 $3,391 $2,044

Cheap Exeter, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Exeter, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Exeter, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Exeter, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,630
American Family $2,161
Farmers $4,165
GEICO $5,286
Liberty Mutual $6,386
Nationwide $3,442
Progressive $3,273
State Farm $2,224
USAA $3,391

Cheap Exeter, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Exeter, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Exeter, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,952 $2,024 $1,645
Farmers $4,528 $3,739 $3,559
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,415 $5,075 $3,992
Nationwide $2,832 $2,253 $1,983
Progressive $3,960 $3,313 $3,054
State Farm $3,230 $1,938 $1,505
USAA $3,172 $2,143 $1,817

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Cheap Exeter, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Exeter, Nebraska auto insurance. Find the cheapest annual Exeter, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Exeter, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,189 $2,225
Farmers $3,942 $3,942
GEICO $3,746 $3,863
Liberty Mutual $5,827 $5,827
Nationwide $2,356 $2,356
Progressive $3,442 $3,442
State Farm $2,167 $2,281
USAA $2,349 $2,405

Cheap Exeter, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Exeter, Nebraska? Check out the comparison of annual Exeter, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Exeter, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,196 $2,273 $2,153
Farmers $3,787 $3,890 $4,150
GEICO $3,714 $3,801 $3,899
Liberty Mutual $5,664 $5,796 $6,022
Nationwide $2,394 $2,346 $2,329
Progressive $3,312 $3,434 $3,580
State Farm $2,137 $2,220 $2,315
USAA $2,305 $2,374 $2,453

Best By Category: Cheapest Auto Insurance in Exeter, Nebraska

Compare the cheapest auto insurance companies in Exeter, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Exeter, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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The Cheapest Exeter, Nebraska Auto Insurance Companies

What auto insurance companies in Exeter, Nebraska are the cheapest? Compare the top Exeter, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Exeter, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,207
Farmers $3,942
GEICO $3,805
Liberty Mutual $5,827
Nationwide $2,356
Progressive $3,442
State Farm $2,224
USAA $2,377

What affects auto insurance rates in Exeter, Nebraska?

There are a lot of reasons why auto insurance rates in Exeter, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Exeter, Nebraska. Many local factors may affect your Exeter auto insurance rates.

Exeter Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Exeter, Nebraska commute length is 17.3 minutes according to City-Data.

Exeter Traffic

How does Exeter, Nebraska rank for traffic? According to Inrix Exeter, Nebraska is the 270th most congested worldwide.

Compare Exeter, Nebraska Auto Insurance Quotes

Before you buy Exeter, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Exeter, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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