Best Cheap Auto Insurance in Everly, IA (2021)

The average Everly, IA auto insurance rates are $242 per month. The minimum auto insurance in Everly is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Everly, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Everly is 21.1 minutes
  • The minimum auto insurance required in Everly, Iowa is 20/40/15
  • The cheapest auto insurance company in Everly is USAA

Everly, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Everly can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Everly, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Everly to other Iowa cities, including Des Moines auto insurance rates, Sioux City auto insurance rates, and Cedar Rapids auto insurance rates to see how Everly, Iowa auto insurance rates stack up.

Before you buy Everly, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Everly, Iowa auto insurance quotes.

Minimum Auto Insurance in Everly, Iowa

Everly, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Everly, Iowa.

Minimum Required Auto Insurance Coverage in Everly, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Everly, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Everly, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Everly, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,953 $1,953 $1,747 $1,747 $5,210 $7,309 $1,953 $2,353
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,761 $1,806 $1,569 $1,674 $4,073 $5,265 $1,996 $2,169
Progressive $1,442 $1,386 $1,188 $1,237 $3,547 $4,000 $1,730 $1,866
State Farm $1,303 $1,303 $1,149 $1,149 $3,575 $4,529 $1,466 $1,670
Travelers $2,364 $2,413 $2,295 $2,303 $10,512 $16,825 $2,456 $2,899
USAA $1,239 $1,254 $1,136 $1,161 $3,318 $3,528 $1,487 $1,644

Cheap Everly, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Everly, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Everly, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Everly, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,210 $7,309
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $10,137 $11,420
Nationwide $4,073 $5,265
Progressive $3,547 $4,000
State Farm $3,575 $4,529
Travelers $10,512 $16,825
USAA $3,318 $3,528

Cheap Everly, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Everly, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Everly, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,747 $1,747
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,884 $2,291
Nationwide $1,569 $1,674
Progressive $1,188 $1,237
State Farm $1,149 $1,149
Travelers $2,295 $2,303
USAA $1,136 $1,161

Cheap Everly, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Everly, Iowa compared to the annual auto insurance rates with a clean record in Everly, Iowa.

Annual Everly, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,186 $3,201 $4,155 $2,570
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,839 $2,640 $3,598 $2,080
Progressive $1,649 $2,697 $1,789 $2,062
State Farm $1,865 $2,171 $2,018 $2,018
Travelers $3,838 $5,108 $6,840 $5,247
USAA $1,411 $1,893 $2,461 $1,619

Cheap Everly, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Everly, Iowa is not easy. Compare the annual rates for DUI auto insurance in Everly, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Everly, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $4,155
Farmers $2,558
GEICO $3,058
Liberty Mutual $4,816
Nationwide $3,598
Progressive $1,789
State Farm $2,018
Travelers $6,840
USAA $2,461

Cheap Everly, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Everly, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Everly, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,862 $2,838 $2,385
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $3,083 $2,417 $2,118
Progressive $2,421 $1,956 $1,771
State Farm $2,873 $1,778 $1,403
Travelers $5,914 $5,049 $4,812
USAA $2,427 $1,667 $1,444

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Cheap Everly, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Everly, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Everly, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Everly, Iowa

ZIP Code Average Annual Rates
51338 $2,453

Cheap Everly, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Everly, Iowa auto insurance. Find the cheapest annual Everly, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Everly, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,993 $3,063
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,539 $2,539
Progressive $2,049 $2,049
State Farm $1,969 $2,067
Travelers $5,258 $5,258
USAA $1,779 $1,913

Cheap Everly, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Everly, Iowa? Check out the comparison of annual Everly, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Everly, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,044 $3,196 $2,844
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,642 $2,529 $2,447
Progressive $1,925 $2,056 $2,167
State Farm $1,914 $2,030 $2,110
Travelers $4,920 $5,340 $5,515
USAA $1,748 $1,852 $1,938

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Best By Category: Cheapest Auto Insurance in Everly, Iowa

Compare the cheapest auto insurance companies in Everly, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Everly, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Everly, Iowa Auto Insurance Companies

What auto insurance companies in Everly, Iowa are the cheapest? Compare the top Everly, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Everly, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,028
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,539
Progressive $2,049
State Farm $2,018
Travelers $5,258
USAA $1,846

What affects auto insurance rates in Everly, Iowa?

There are a lot of reasons why auto insurance rates in Everly, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Everly, Iowa. Many local factors may affect your Everly auto insurance rates.

Everly Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Everly, Iowa commute length is 21.1 minutes according to City-Data.

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Compare Everly, Iowa Auto Insurance Quotes

Before you buy Everly, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Everly, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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