Best Cheap Auto Insurance in Evans, CO (2021)

The average Evans, CO auto insurance rates are $289 per month. The minimum auto insurance in Evans is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Evans, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Evans, Colorado is 25/50/15
  • The average commute length in Evans is 25.9 minutes
  • Average auto insurance rates in Evans, CO for senior drivers are $2,045 per year

Evans, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Evans can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Evans, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Evans to other Colorado cities, including Centennial auto insurance rates, Pueblo auto insurance rates, and Westminster auto insurance rates to see how Evans, Colorado auto insurance rates stack up.

Before you buy Evans, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Evans, Colorado auto insurance quotes.

Minimum Auto Insurance in Evans, Colorado

Evans, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Evans, Colorado.

Minimum Required Auto Insurance Coverage in Evans, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Evans, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Evans, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Evans, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,118 $2,924 $2,808 $2,836 $10,708 $11,256 $3,443 $3,461
American Family $2,417 $2,417 $2,183 $2,183 $5,831 $7,829 $2,417 $2,955
Farmers $2,699 $2,673 $2,442 $2,643 $10,486 $10,563 $2,962 $2,978
GEICO $1,610 $1,761 $1,732 $1,982 $5,067 $5,327 $1,471 $1,480
Liberty Mutual $1,616 $1,568 $1,389 $1,527 $4,899 $5,325 $1,625 $1,622
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,295 $2,146 $2,009 $2,001 $7,846 $8,759 $2,581 $2,508
State Farm $1,827 $1,827 $1,652 $1,652 $5,383 $6,805 $2,050 $2,431
USAA $1,883 $1,872 $1,807 $1,802 $4,742 $5,412 $2,407 $2,602

Cheap Evans, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Evans, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Evans, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Evans, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,708 $11,256
American Family $5,831 $7,829
Farmers $10,486 $10,563
GEICO $5,067 $5,327
Liberty Mutual $4,899 $5,325
Nationwide $5,724 $7,310
Progressive $7,846 $8,759
State Farm $5,383 $6,805
USAA $4,742 $5,412

Cheap Evans, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Evans, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Evans, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,808 $2,836
American Family $2,183 $2,183
Farmers $2,442 $2,643
GEICO $1,732 $1,982
Liberty Mutual $1,389 $1,527
Nationwide $2,028 $2,139
Progressive $2,009 $2,001
State Farm $1,652 $1,652
USAA $1,807 $1,802

Cheap Evans, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Evans, Colorado compared to the annual auto insurance rates with a clean record in Evans, Colorado.

Annual Evans, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,334 $4,980 $6,064 $4,900
American Family $2,612 $3,709 $4,834 $2,960
Farmers $3,951 $5,089 $5,020 $4,663
GEICO $1,795 $2,815 $3,275 $2,330
Liberty Mutual $2,149 $2,514 $2,597 $2,526
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,263 $4,569 $3,442 $3,798
State Farm $2,708 $3,199 $2,953 $2,953
USAA $2,063 $2,517 $4,362 $2,320

Cheap Evans, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Evans, Colorado is not easy. Compare the annual rates for DUI auto insurance in Evans, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Evans, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,064
American Family $4,834
Farmers $5,020
GEICO $3,275
Liberty Mutual $2,597
Nationwide $4,523
Progressive $3,442
State Farm $2,953
USAA $4,362

Cheap Evans, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Evans, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Evans, Colorado

Insurance Company Poor Fair Good
Allstate $6,460 $4,983 $3,764
American Family $4,575 $3,267 $2,745
Farmers $5,427 $4,418 $4,197
GEICO $3,065 $2,554 $2,042
Liberty Mutual $3,480 $2,147 $1,711
Nationwide $4,099 $3,254 $2,838
Progressive $4,282 $3,660 $3,363
State Farm $4,102 $2,635 $2,123
USAA $4,144 $2,384 $1,918

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Cheap Evans, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Evans, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Evans, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Evans, Colorado

ZIP Code Average Annual Rates
80620 $3,242
80634 $3,175

Cheap Evans, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Evans, Colorado auto insurance. Find the cheapest annual Evans, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Evans, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,069 $5,069
American Family $3,453 $3,604
Farmers $4,681 $4,681
GEICO $2,502 $2,606
Liberty Mutual $2,446 $2,446
Nationwide $3,397 $3,397
Progressive $3,768 $3,768
State Farm $2,880 $3,027
USAA $2,737 $2,894

Cheap Evans, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Evans, Colorado? Check out the comparison of annual Evans, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Evans, Colorado

Insurance Company Low Medium High
Allstate $4,783 $5,052 $5,373
American Family $3,340 $3,602 $3,645
Farmers $4,065 $4,609 $5,369
GEICO $2,256 $2,500 $2,906
Liberty Mutual $2,291 $2,436 $2,612
Nationwide $3,381 $3,402 $3,409
Progressive $3,468 $3,780 $4,056
State Farm $2,744 $2,956 $3,160
USAA $2,674 $2,815 $2,957

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Best By Category: Cheapest Auto Insurance in Evans, Colorado

Compare the cheapest auto insurance companies in Evans, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Evans, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Evans, Colorado Auto Insurance Companies

What auto insurance companies in Evans, Colorado are the cheapest? Compare the top Evans, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Evans, Colorado

Insurance Company Average Annual Rates
Allstate $5,069
American Family $3,529
Farmers $4,681
GEICO $2,554
Liberty Mutual $2,446
Nationwide $3,397
Progressive $3,768
State Farm $2,953
USAA $2,816

What affects auto insurance rates in Evans, Colorado?

There are a lot of reasons why auto insurance rates in Evans, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Evans, Colorado. Many local factors may affect your Evans auto insurance rates.

Evans Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Evans, Colorado commute length is 25.9 minutes according to City-Data.

Evans Traffic

How does Evans, Colorado rank for traffic? According to Inrix Evans, Colorado is the 924th most congested worldwide.

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Compare Evans, Colorado Auto Insurance Quotes

Before you buy Evans, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Evans, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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