Best Cheap Auto Insurance in Essexville, MI (2021)

The average Essexville, MI auto insurance rates are $797 per month. The minimum auto insurance in Essexville is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Essexville, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Essexville, Michigan is 20/40/10
  • Average auto insurance rates in Essexville, MI for senior drivers are $6,259 per year
  • The cheapest auto insurance company in Essexville is USAA

Essexville, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Essexville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Essexville, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Essexville to other Michigan cities, including Detroit auto insurance rates, Grand Rapids auto insurance rates, and Flint auto insurance rates to see how Essexville, Michigan auto insurance rates stack up.

Before you buy Essexville, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Essexville, Michigan auto insurance quotes.

Minimum Auto Insurance in Essexville, Michigan

Essexville, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Essexville, Michigan.

Minimum Required Auto Insurance Coverage in Essexville, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Essexville, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Essexville, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Essexville, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $3,685 $3,685 $3,449 $3,449 $8,127 $8,127 $4,134 $4,134
GEICO $3,399 $3,399 $3,487 $3,487 $9,738 $9,738 $3,253 $3,253
Liberty Mutual $12,593 $12,593 $12,470 $12,470 $29,342 $29,342 $12,593 $12,593
Nationwide $4,188 $4,188 $3,735 $3,735 $10,978 $10,978 $4,589 $4,589
Progressive $2,682 $2,487 $2,383 $2,655 $9,862 $10,504 $3,109 $2,865
State Farm $6,391 $6,391 $5,959 $5,959 $22,728 $22,728 $7,510 $7,510
Travelers $8,210 $8,210 $7,034 $7,034 $24,976 $24,976 $8,927 $8,927
USAA $2,692 $2,539 $2,535 $2,383 $6,678 $6,324 $3,279 $3,130

Cheap Essexville, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Essexville, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Essexville, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Essexville, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $8,127 $8,127
GEICO $9,738 $9,738
Liberty Mutual $29,342 $29,342
Nationwide $10,978 $10,978
Progressive $9,862 $10,504
State Farm $22,728 $22,728
Travelers $24,976 $24,976
USAA $6,678 $6,324

Cheap Essexville, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Essexville, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Essexville, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $3,449 $3,449
GEICO $3,487 $3,487
Liberty Mutual $12,470 $12,470
Nationwide $3,735 $3,735
Progressive $2,383 $2,655
State Farm $5,959 $5,959
Travelers $7,034 $7,034
USAA $2,535 $2,383

Cheap Essexville, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Essexville, Michigan compared to the annual auto insurance rates with a clean record in Essexville, Michigan.

Annual Essexville, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $4,081 $5,188 $5,127 $4,998
GEICO $1,737 $3,706 $11,209 $3,225
Liberty Mutual $11,528 $14,062 $26,530 $14,879
Nationwide $5,022 $6,722 $6,092 $5,654
Progressive $3,882 $5,086 $4,572 $4,732
State Farm $6,694 $8,069 $17,692 $10,131
Travelers $8,271 $11,864 $19,218 $9,794
USAA $2,969 $3,715 $4,860 $3,236

Cheap Essexville, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Essexville, Michigan is not easy. Compare the annual rates for DUI auto insurance in Essexville, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Essexville, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,169
Farmers $5,127
GEICO $11,209
Liberty Mutual $26,530
Nationwide $6,092
Progressive $4,572
State Farm $17,692
Travelers $19,218
USAA $4,860

Cheap Essexville, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Essexville, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Essexville, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $6,415 $4,229 $3,901
GEICO $6,381 $4,698 $3,828
Liberty Mutual $26,478 $15,304 $8,466
Nationwide $7,362 $5,546 $4,711
Progressive $5,255 $4,441 $4,009
State Farm $17,257 $8,741 $5,942
Travelers $12,592 $12,211 $12,057
USAA $5,529 $3,156 $2,399

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Cheap Essexville, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Essexville, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Essexville, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Essexville, Michigan

ZIP Code Average Annual Rates
48732 $6,923

Cheap Essexville, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Essexville, Michigan auto insurance. Find the cheapest annual Essexville, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Essexville, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,491 $22,491
Farmers $4,849 $4,849
GEICO $4,859 $5,080
Liberty Mutual $16,180 $17,319
Nationwide $5,873 $5,873
Progressive $4,568 $4,568
State Farm $10,358 $10,935
Travelers $12,216 $12,358
USAA $3,653 $3,737

Cheap Essexville, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Essexville, Michigan? Check out the comparison of annual Essexville, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Essexville, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $4,722 $4,838 $4,986
GEICO $4,647 $4,926 $5,335
Liberty Mutual $16,363 $16,712 $17,174
Nationwide $6,153 $5,772 $5,693
Progressive $4,423 $4,574 $4,707
State Farm $10,094 $10,715 $11,132
Travelers $12,158 $12,300 $12,402
USAA $3,584 $3,704 $3,797

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Best By Category: Cheapest Auto Insurance in Essexville, Michigan

Compare the cheapest auto insurance companies in Essexville, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Essexville, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Essexville, Michigan Auto Insurance Companies

What auto insurance companies in Essexville, Michigan are the cheapest? Compare the top Essexville, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Essexville, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $4,849
GEICO $4,969
Liberty Mutual $16,750
Nationwide $5,873
Progressive $4,568
State Farm $10,647
Travelers $12,287
USAA $3,695

What affects auto insurance rates in Essexville, Michigan?

There are a lot of reasons why auto insurance rates in Essexville, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Essexville, Michigan. Many local factors may affect your Essexville auto insurance rates.

Essexville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Essexville, Michigan auto theft statistics, there have been 0 auto thefts in the city.

Essexville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Essexville, Michigan commute length is 22.8 minutes according to City-Data.

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Compare Essexville, Michigan Auto Insurance Quotes

Before you buy Essexville, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Essexville, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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