Best Cheap Auto Insurance in Essex Village, CT (2021)

The average Essex Village, CT auto insurance rates are $341 per month. The minimum auto insurance in Essex Village is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Essex Village, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Essex Village is 26.1 minutes
  • The most expensive auto insurance company in Essex Village for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Essex Village is GEICO

Essex Village, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Essex Village can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Essex Village, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Essex Village to other Connecticut cities, including New Haven auto insurance rates, Norwalk auto insurance rates, and Meriden auto insurance rates to see how Essex Village, Connecticut auto insurance rates stack up.

Before you buy Essex Village, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Essex Village, Connecticut auto insurance quotes.

Minimum Auto Insurance in Essex Village, Connecticut

Essex Village, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Essex Village, Connecticut.

Minimum Required Auto Insurance Coverage in Essex Village, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Essex Village, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Essex Village, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Essex Village, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,313 $3,291 $3,042 $3,255 $10,042 $11,850 $3,483 $3,677
GEICO $1,844 $1,848 $1,710 $1,724 $4,212 $4,999 $1,779 $1,731
Liberty Mutual $3,250 $3,530 $2,504 $3,082 $16,126 $18,168 $3,297 $3,592
Nationwide $2,062 $2,085 $1,858 $1,946 $5,616 $7,110 $2,382 $2,557
Progressive $2,338 $2,184 $2,000 $2,074 $9,752 $10,806 $2,679 $3,008
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,553 $1,577 $1,546 $1,541 $11,724 $18,858 $1,689 $1,905
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap Essex Village, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Essex Village, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Essex Village, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Essex Village, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,042 $11,850
GEICO $4,212 $4,999
Liberty Mutual $16,126 $18,168
Nationwide $5,616 $7,110
Progressive $9,752 $10,806
State Farm $4,921 $6,180
Travelers $11,724 $18,858
USAA $5,822 $6,120

Cheap Essex Village, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Essex Village, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Essex Village, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,042 $3,255
GEICO $1,710 $1,724
Liberty Mutual $2,504 $3,082
Nationwide $1,858 $1,946
Progressive $2,000 $2,074
State Farm $1,506 $1,506
Travelers $1,546 $1,541
USAA $1,727 $1,706

Cheap Essex Village, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Essex Village, Connecticut compared to the annual auto insurance rates with a clean record in Essex Village, Connecticut.

Annual Essex Village, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,474 $5,504 $6,524 $4,474
GEICO $1,574 $2,059 $4,360 $1,931
Liberty Mutual $5,867 $7,334 $7,266 $6,307
Nationwide $2,618 $3,396 $3,882 $2,912
Progressive $3,715 $5,395 $3,903 $4,407
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $4,069 $4,406 $6,402 $5,320
USAA $2,343 $2,941 $4,435 $2,343

Cheap Essex Village, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Essex Village, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Essex Village, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Essex Village, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,524
GEICO $4,360
Liberty Mutual $7,266
Nationwide $3,882
Progressive $3,903
State Farm $2,727
Travelers $6,402
USAA $4,435

Cheap Essex Village, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Essex Village, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Essex Village, Connecticut

Insurance Company Poor Fair Good
Allstate $6,664 $5,053 $4,015
GEICO $3,605 $2,178 $1,660
Liberty Mutual $9,488 $5,927 $4,667
Nationwide $4,229 $2,850 $2,527
Progressive $4,738 $4,252 $4,074
State Farm $3,705 $2,378 $1,917
Travelers $5,731 $4,777 $4,639
USAA $3,987 $2,690 $2,369

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Cheap Essex Village, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Essex Village, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Essex Village, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Essex Village, Connecticut

ZIP Code Average Annual Rates
6426 $4,130

Cheap Essex Village, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Essex Village, Connecticut auto insurance. Find the cheapest annual Essex Village, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Essex Village, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,244 $5,244
GEICO $2,444 $2,518
Liberty Mutual $6,694 $6,694
Nationwide $3,202 $3,202
Progressive $4,355 $4,355
State Farm $2,602 $2,732
Travelers $5,049 $5,049
USAA $2,979 $3,051

Cheap Essex Village, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Essex Village, Connecticut? Check out the comparison of annual Essex Village, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Essex Village, Connecticut

Insurance Company Low Medium High
Allstate $4,989 $5,238 $5,505
GEICO $2,312 $2,452 $2,679
Liberty Mutual $6,448 $6,648 $6,984
Nationwide $3,253 $3,223 $3,130
Progressive $4,085 $4,320 $4,660
State Farm $2,504 $2,671 $2,826
Travelers $4,696 $5,016 $5,436
USAA $2,826 $3,018 $3,202

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Best By Category: Cheapest Auto Insurance in Essex Village, Connecticut

Compare the cheapest auto insurance companies in Essex Village, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Essex Village, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Essex Village, Connecticut Auto Insurance Companies

What auto insurance companies in Essex Village, Connecticut are the cheapest? Compare the top Essex Village, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Essex Village, Connecticut

Insurance Company Average Annual Rates
Allstate $5,244
GEICO $2,481
Liberty Mutual $6,694
Nationwide $3,202
Progressive $4,355
State Farm $2,667
Travelers $5,049
USAA $3,015

What affects auto insurance rates in Essex Village, Connecticut?

There are a lot of reasons why auto insurance rates in Essex Village, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Essex Village, Connecticut. Many local factors may affect your Essex Village auto insurance rates.

Essex Village Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Essex Village, Connecticut commute length is 26.1 minutes according to City-Data.

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Compare Essex Village, Connecticut Auto Insurance Quotes

Before you buy Essex Village, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Essex Village, Connecticut auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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