Best Cheap Auto Insurance in Essex, MD (2021)

The average Essex, MD auto insurance rates are $489 per month. The minimum auto insurance in Essex is at least 30/60/15 in coverage to comply with Maryland auto insurance laws. To find the best cheap auto insurance in Essex, Maryland, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Essex is USAA
  • The most expensive auto insurance company in Essex for teen drivers is Liberty Mutual
  • The average commute length in Essex is 30.5 minutes

Essex, Maryland auto insurance requirements are 30/60/15 according to Maryland auto insurance laws. Finding cheap auto insurance in Essex can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Essex, Maryland, including driving record, credit, commute time, and more.

Compare auto insurance in Essex to other Maryland cities, including Baltimore auto insurance rates, Hagers auto insurance rates, and Laurel auto insurance rates to see how Essex, Maryland auto insurance rates stack up.

Before you buy Essex, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Essex, Maryland auto insurance quotes.

Minimum Auto Insurance in Essex, Maryland

Essex, Maryland auto insurance laws require that you have at least the Maryland minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Essex, Maryland.

Minimum Required Auto Insurance Coverage in Essex, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Essex, Maryland Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Essex, Maryland are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Essex, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,735 $4,527 $4,541 $4,664 $14,427 $17,024 $4,258 $4,288
GEICO $3,241 $3,556 $3,706 $4,305 $9,812 $11,073 $2,780 $2,889
Liberty Mutual $7,814 $7,814 $7,727 $7,727 $14,995 $22,135 $7,814 $10,461
Nationwide $2,551 $2,552 $2,299 $2,364 $6,129 $8,076 $2,971 $3,196
Progressive $3,271 $2,911 $2,828 $2,905 $11,906 $12,952 $3,784 $3,632
State Farm $3,227 $3,227 $2,983 $2,983 $9,792 $12,492 $3,614 $4,057
USAA $2,308 $2,261 $2,176 $2,158 $5,193 $6,090 $2,637 $2,937

Cheap Essex, Maryland Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Essex, Maryland is a challenge. Take a look at the annual teen auto insurance rates in Essex, Maryland.

Annual Auto Insurance Rates for Teen Drivers in Essex, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,427 $17,024
GEICO $9,812 $11,073
Liberty Mutual $14,995 $22,135
Nationwide $6,129 $8,076
Progressive $11,906 $12,952
State Farm $9,792 $12,492
USAA $5,193 $6,090

Cheap Essex, Maryland Auto Insurance for Seniors

What are senior auto insurance rates in Essex, Maryland? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Essex, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,541 $4,664
GEICO $3,706 $4,305
Liberty Mutual $7,727 $7,727
Nationwide $2,299 $2,364
Progressive $2,828 $2,905
State Farm $2,983 $2,983
USAA $2,176 $2,158

Cheap Essex, Maryland Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Essex, Maryland compared to the annual auto insurance rates with a clean record in Essex, Maryland.

Annual Essex, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,439 $8,648 $6,439 $7,706
GEICO $3,653 $5,723 $6,978 $4,327
Liberty Mutual $7,697 $10,189 $15,551 $9,808
Nationwide $3,302 $4,469 $3,541 $3,757
Progressive $4,694 $6,293 $5,685 $5,424
State Farm $4,737 $5,981 $5,235 $5,235
USAA $2,526 $3,114 $4,520 $2,720

Cheap Essex, Maryland Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Essex, Maryland is not easy. Compare the annual rates for DUI auto insurance in Essex, Maryland to find the best deal.

Annual Auto Insurance Rates After a DUI in Essex, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,439
GEICO $6,978
Liberty Mutual $15,551
Nationwide $3,541
Progressive $5,685
State Farm $5,235
USAA $4,520

Cheap Essex, Maryland Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Essex, Maryland annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Essex, Maryland

Insurance Company Poor Fair Good
Allstate $9,512 $6,595 $5,817
GEICO $5,865 $4,853 $4,793
Liberty Mutual $15,441 $9,960 $7,033
Nationwide $4,836 $3,399 $3,067
Progressive $6,959 $5,238 $4,375
State Farm $7,751 $4,596 $3,543
USAA $4,291 $2,949 $2,419

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Cheap Essex, Maryland Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Essex, Maryland can vary. Compare the annual cost of auto insurance by ZIP code in Essex, Maryland to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Essex, Maryland

ZIP Code Average Annual Rates
21221 $5,012

Cheap Essex, Maryland Auto Insurance Rates By Commute

Commute length and annual mileage affect Essex, Maryland auto insurance. Find the cheapest annual Essex, Maryland auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Essex, Maryland

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,202 $7,413
GEICO $5,084 $5,256
Liberty Mutual $10,527 $11,095
Nationwide $3,767 $3,767
Progressive $5,524 $5,524
State Farm $5,156 $5,438
USAA $3,119 $3,321

Cheap Essex, Maryland Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Essex, Maryland? Check out the comparison of annual Essex, Maryland auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Essex, Maryland

Insurance Company Low Medium High
Allstate $7,073 $7,245 $7,606
GEICO $4,967 $5,132 $5,412
Liberty Mutual $10,461 $10,782 $11,190
Nationwide $3,601 $3,781 $3,919
Progressive $5,227 $5,518 $5,826
State Farm $5,002 $5,314 $5,575
USAA $3,024 $3,232 $3,404

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Best By Category: Cheapest Auto Insurance in Essex, Maryland

Compare the cheapest auto insurance companies in Essex, Maryland in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Essex, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Essex, Maryland Auto Insurance Companies

What auto insurance companies in Essex, Maryland are the cheapest? Compare the top Essex, Maryland auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Essex, Maryland

Insurance Company Average Annual Rates
Allstate $7,308
GEICO $5,170
Liberty Mutual $10,811
Nationwide $3,767
Progressive $5,524
State Farm $5,297
USAA $3,220

What affects auto insurance rates in Essex, Maryland?

There are a lot of reasons why auto insurance rates in Essex, Maryland are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Essex, Maryland. Many local factors may affect your Essex auto insurance rates.

Essex Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Essex, Maryland commute length is 30.5 minutes according to City-Data.

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Compare Essex, Maryland Auto Insurance Quotes

Before you buy Essex, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Essex, Maryland auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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