Best Cheap Auto Insurance in Ermine, KY (2021)

The average Ermine, KY auto insurance rates are $553 per month. The minimum auto insurance in Ermine is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Ermine, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Ermine, Kentucky is 25/50/25
  • Average auto insurance rates in Ermine, KY for senior drivers are $3,654 per year
  • The cheapest auto insurance company in Ermine is USAA

Ermine, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Ermine can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ermine, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Ermine to other Kentucky cities, including Richmond auto insurance rates, Covington auto insurance rates, and Independence auto insurance rates to see how Ermine, Kentucky auto insurance rates stack up.

Before you buy Ermine, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ermine, Kentucky auto insurance quotes.

Minimum Auto Insurance in Ermine, Kentucky

Ermine, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ermine, Kentucky.

Minimum Required Auto Insurance Coverage in Ermine, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ermine, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ermine, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ermine, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,761 $5,174 $4,074 $4,564 $20,144 $22,243 $4,937 $5,074
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $2,870 $2,711 $2,593 $2,593 $14,514 $16,476 $3,567 $3,624
State Farm $2,451 $2,451 $2,173 $2,173 $6,579 $8,358 $2,716 $2,992
Travelers $3,615 $3,682 $3,556 $3,556 $17,979 $28,919 $3,780 $4,404
USAA $2,168 $2,181 $1,955 $1,999 $5,756 $6,065 $2,751 $3,026

Cheap Ermine, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ermine, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Ermine, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Ermine, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $20,144 $22,243
Nationwide $12,492 $15,331
Progressive $14,514 $16,476
State Farm $6,579 $8,358
Travelers $17,979 $28,919
USAA $5,756 $6,065

Cheap Ermine, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Ermine, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ermine, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $4,074 $4,564
Nationwide $5,035 $5,213
Progressive $2,593 $2,593
State Farm $2,173 $2,173
Travelers $3,556 $3,556
USAA $1,955 $1,999

Cheap Ermine, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ermine, Kentucky compared to the annual auto insurance rates with a clean record in Ermine, Kentucky.

Annual Ermine, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,065 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,352 $11,435 $8,849 $7,850
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,046 $7,534 $5,756 $6,138
State Farm $3,458 $4,015 $3,737 $3,737
Travelers $7,544 $7,770 $11,313 $8,119
USAA $2,436 $3,454 $4,127 $2,933

Cheap Ermine, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ermine, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Ermine, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Ermine, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $8,849
Nationwide $10,149
Progressive $5,756
State Farm $3,737
Travelers $11,313
USAA $4,127

Cheap Ermine, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ermine, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ermine, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,766 $7,769 $6,079
Nationwide $9,520 $7,384 $6,351
Progressive $6,824 $5,967 $5,564
State Farm $5,355 $3,276 $2,579
Travelers $9,717 $8,186 $8,155
USAA $4,820 $2,697 $2,196

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Cheap Ermine, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ermine, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Ermine, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ermine, Kentucky

ZIP Code Average Annual Rates
41815 $5,985

Cheap Ermine, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Ermine, Kentucky auto insurance. Find the cheapest annual Ermine, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ermine, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,871 $8,871
Nationwide $7,752 $7,752
Progressive $6,119 $6,119
State Farm $3,646 $3,827
Travelers $8,686 $8,686
USAA $3,114 $3,361

Cheap Ermine, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ermine, Kentucky? Check out the comparison of annual Ermine, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ermine, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,332 $8,798 $9,484
Nationwide $7,743 $7,625 $7,887
Progressive $5,573 $6,005 $6,778
State Farm $3,490 $3,724 $3,996
Travelers $8,268 $8,719 $9,072
USAA $3,078 $3,229 $3,405

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Best By Category: Cheapest Auto Insurance in Ermine, Kentucky

Compare the cheapest auto insurance companies in Ermine, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ermine, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Ermine, Kentucky Auto Insurance Companies

What auto insurance companies in Ermine, Kentucky are the cheapest? Compare the top Ermine, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ermine, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,871
Nationwide $7,752
Progressive $6,119
State Farm $3,737
Travelers $8,686
USAA $3,238

Compare Ermine, Kentucky Auto Insurance Quotes

Before you buy Ermine, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ermine, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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