Best Cheap Auto Insurance in Erath, LA (2021)

The average Erath, LA auto insurance rates are $457 per month. The minimum auto insurance in Erath is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Erath, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Erath is USAA
  • The minimum auto insurance required in Erath, Louisiana is 15/30/25
  • The average commute length in Erath is 19.1 minutes

Erath, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Erath can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Erath, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Erath to other Louisiana cities, including Kenner auto insurance rates, Monroe auto insurance rates, and Alexandria auto insurance rates to see how Erath, Louisiana auto insurance rates stack up.

Before you buy Erath, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Erath, Louisiana auto insurance quotes.

Minimum Auto Insurance in Erath, Louisiana

Erath, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Erath, Louisiana.

Minimum Required Auto Insurance Coverage in Erath, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Erath, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Erath, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Erath, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,767 $3,767 $3,911 $3,911 $8,287 $10,435 $4,162 $4,508
GEICO $3,251 $3,755 $3,920 $4,797 $12,162 $12,789 $3,137 $3,017
Progressive $4,148 $3,856 $3,480 $3,770 $16,695 $18,533 $4,721 $4,792
State Farm $2,696 $2,696 $2,475 $2,475 $8,151 $10,240 $3,016 $3,391
USAA $2,651 $2,604 $2,598 $2,569 $7,945 $9,290 $3,236 $3,531

Cheap Erath, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Erath, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Erath, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Erath, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,287 $10,435
GEICO $12,162 $12,789
Progressive $16,695 $18,533
State Farm $8,151 $10,240
USAA $7,945 $9,290

Cheap Erath, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Erath, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Erath, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,911 $3,911
GEICO $3,920 $4,797
Progressive $3,480 $3,770
State Farm $2,475 $2,475
USAA $2,598 $2,569

Cheap Erath, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Erath, Louisiana compared to the annual auto insurance rates with a clean record in Erath, Louisiana.

Annual Erath, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $6,461 $5,753 $4,954
GEICO $3,962 $6,427 $7,946 $5,079
Progressive $6,241 $8,401 $8,055 $7,301
State Farm $4,017 $4,768 $4,392 $4,392
USAA $3,286 $4,563 $5,439 $3,923

Cheap Erath, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Erath, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Erath, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Erath, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,753
GEICO $7,946
Progressive $8,055
State Farm $4,392
USAA $5,439

Cheap Erath, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Erath, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Erath, Louisiana

Insurance Company Poor Fair Good
Allstate $7,010 $4,814 $4,206
GEICO $6,963 $6,042 $4,555
Progressive $8,460 $7,270 $6,768
State Farm $6,116 $3,913 $3,148
USAA $5,930 $3,801 $3,178

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Cheap Erath, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Erath, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Erath, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Erath, Louisiana

ZIP Code Average Annual Rates
70533 $5,140

Cheap Erath, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Erath, Louisiana auto insurance. Find the cheapest annual Erath, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Erath, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,343 $5,343
GEICO $5,743 $5,964
Progressive $7,500 $7,500
State Farm $4,278 $4,507
USAA $4,169 $4,436

Cheap Erath, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Erath, Louisiana? Check out the comparison of annual Erath, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Erath, Louisiana

Insurance Company Low Medium High
Allstate $4,604 $5,447 $5,979
GEICO $4,814 $5,877 $6,871
Progressive $6,159 $7,432 $8,908
State Farm $3,813 $4,384 $4,981
USAA $3,712 $4,372 $4,824

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Best By Category: Cheapest Auto Insurance in Erath, Louisiana

Compare the cheapest auto insurance companies in Erath, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Erath, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Erath, Louisiana Auto Insurance Companies

What auto insurance companies in Erath, Louisiana are the cheapest? Compare the top Erath, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Erath, Louisiana

Insurance Company Average Annual Rates
Allstate $5,343
GEICO $5,854
Progressive $7,500
State Farm $4,393
USAA $4,303

What affects auto insurance rates in Erath, Louisiana?

There are a lot of reasons why auto insurance rates in Erath, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Erath, Louisiana. Many local factors may affect your Erath auto insurance rates.

Erath Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Erath, Louisiana auto theft statistics, there have been 1 auto thefts in the city.

Erath Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Erath, Louisiana commute length is 19.1 minutes according to City-Data.

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Compare Erath, Louisiana Auto Insurance Quotes

Before you buy Erath, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Erath, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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