Best Cheap Auto Insurance in Enid, OK (2021)

The average Enid, OK auto insurance rates are $318 per month. The minimum auto insurance in Enid is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Enid, Oklahoma, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The average commute length in Enid is 17.1 minutes
  • The most expensive auto insurance company in Enid for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Enid, Oklahoma is 25/50/25

Enid, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Enid can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Enid, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Enid to other Oklahoma cities, including Oklahoma City auto insurance rates, Tulsa auto insurance rates, and Stillwater auto insurance rates to see how Enid, Oklahoma auto insurance rates stack up.

Before you buy Enid, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Enid, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Enid, Oklahoma

Enid, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Enid, Oklahoma.

Minimum Required Auto Insurance Coverage in Enid, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Enid, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Enid, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Enid, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,153 $2,165 $1,980 $2,079 $6,520 $7,632 $2,329 $2,458
Farmers $2,127 $2,110 $1,908 $2,017 $8,246 $8,462 $2,419 $2,531
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,264 $4,495 $3,764 $4,083 $11,573 $12,679 $4,428 $4,573
Progressive $2,511 $2,384 $2,068 $2,189 $10,044 $11,254 $2,938 $3,080
State Farm $1,793 $1,793 $1,589 $1,589 $4,731 $5,953 $1,889 $2,123
USAA $1,746 $1,756 $1,671 $1,699 $5,511 $6,185 $2,256 $2,489

Cheap Enid, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Enid, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Enid, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Enid, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,520 $7,632
Farmers $8,246 $8,462
GEICO $6,078 $6,489
Liberty Mutual $11,573 $12,679
Progressive $10,044 $11,254
State Farm $4,731 $5,953
USAA $5,511 $6,185

Cheap Enid, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Enid, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Enid, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,980 $2,079
Farmers $1,908 $2,017
GEICO $2,260 $2,500
Liberty Mutual $3,764 $4,083
Progressive $2,068 $2,189
State Farm $1,589 $1,589
USAA $1,671 $1,699

Cheap Enid, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Enid, Oklahoma compared to the annual auto insurance rates with a clean record in Enid, Oklahoma.

Annual Enid, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,945 $3,446 $3,964 $3,304
Farmers $3,144 $4,044 $3,945 $3,777
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,202 $7,012 $7,934 $5,781
Progressive $3,549 $6,600 $3,918 $4,167
State Farm $2,480 $2,885 $2,682 $2,682
USAA $2,154 $3,078 $3,776 $2,649

Cheap Enid, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Enid, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Enid, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Enid, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,964
Farmers $3,945
GEICO $3,899
Liberty Mutual $7,934
Progressive $3,918
State Farm $2,682
USAA $3,776

Cheap Enid, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Enid, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Enid, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,217 $3,201 $2,827
Farmers $4,279 $3,538 $3,365
GEICO $3,852 $3,199 $2,545
Liberty Mutual $8,953 $5,459 $4,285
Progressive $5,171 $4,406 $4,098
State Farm $3,729 $2,391 $1,927
USAA $4,329 $2,457 $1,957

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Cheap Enid, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Enid, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Enid, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Enid, Oklahoma

ZIP Code Average Annual Rates
73701 $3,859
73703 $3,706
73705 $3,811

Cheap Enid, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Enid, Oklahoma auto insurance. Find the cheapest annual Enid, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Enid, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,415 $3,415
Farmers $3,727 $3,727
GEICO $3,136 $3,262
Liberty Mutual $6,232 $6,232
Progressive $4,559 $4,559
State Farm $2,637 $2,728
USAA $2,879 $2,949

Cheap Enid, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Enid, Oklahoma? Check out the comparison of annual Enid, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Enid, Oklahoma

Insurance Company Low Medium High
Allstate $3,212 $3,401 $3,631
Farmers $3,567 $3,685 $3,931
GEICO $3,008 $3,199 $3,389
Liberty Mutual $5,921 $6,210 $6,567
Progressive $4,225 $4,529 $4,922
State Farm $2,504 $2,662 $2,881
USAA $2,809 $2,907 $3,026

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Best By Category: Cheapest Auto Insurance in Enid, Oklahoma

Compare the cheapest auto insurance companies in Enid, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Enid, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Enid, Oklahoma Auto Insurance Companies

What auto insurance companies in Enid, Oklahoma are the cheapest? Compare the top Enid, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Enid, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,415
Farmers $3,727
GEICO $3,199
Liberty Mutual $6,232
Progressive $4,559
State Farm $2,682
USAA $2,914

What affects auto insurance rates in Enid, Oklahoma?

There are a lot of reasons why auto insurance rates in Enid, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Enid, Oklahoma. Many local factors may affect your Enid auto insurance rates.

Enid Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Enid, Oklahoma commute length is 17.1 minutes according to City-Data.

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Compare Enid, Oklahoma Auto Insurance Quotes

Before you buy Enid, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Enid, Oklahoma auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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