Best Cheap Auto Insurance in Energy, TX (2021)

The average Energy, TX auto insurance rates are $295 per month. The minimum auto insurance in Energy is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Energy, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Energy, Texas is 30/60/25
  • The cheapest auto insurance company in Energy is USAA
  • The most expensive auto insurance company in Energy for teen drivers is Allstate

Energy, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Energy can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Energy, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Energy to other Texas cities, including Dallas auto insurance rates, El Paso auto insurance rates, and Corpus Christi auto insurance rates to see how Energy, Texas auto insurance rates stack up.

Before you buy Energy, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Energy, Texas auto insurance quotes.

Minimum Auto Insurance in Energy, Texas

Energy, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Energy, Texas.

Minimum Required Auto Insurance Coverage in Energy, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Energy, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Energy, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Energy, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,584 $3,639 $3,543 $3,543 $9,042 $10,983 $4,439 $4,663
American Family $2,462 $2,723 $2,257 $2,567 $6,144 $8,062 $3,460 $3,936
GEICO $2,121 $2,264 $2,008 $2,235 $4,484 $4,686 $2,291 $2,309
Nationwide $2,436 $2,481 $2,149 $2,280 $6,900 $8,881 $2,860 $3,099
Progressive $2,107 $2,023 $1,868 $1,907 $8,486 $9,489 $2,506 $2,568
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,425 $1,441 $1,355 $1,354 $3,881 $4,251 $1,896 $2,050

Cheap Energy, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Energy, Texas is a challenge. Take a look at the annual teen auto insurance rates in Energy, Texas.

Annual Auto Insurance Rates for Teen Drivers in Energy, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,042 $10,983
American Family $6,144 $8,062
GEICO $4,484 $4,686
Nationwide $6,900 $8,881
Progressive $8,486 $9,489
State Farm $4,319 $5,493
USAA $3,881 $4,251

Cheap Energy, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Energy, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Energy, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,543 $3,543
American Family $2,257 $2,567
GEICO $2,008 $2,235
Nationwide $2,149 $2,280
Progressive $1,868 $1,907
State Farm $1,629 $1,629
USAA $1,355 $1,354

Cheap Energy, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Energy, Texas compared to the annual auto insurance rates with a clean record in Energy, Texas.

Annual Energy, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,313 $6,421 $6,671 $4,313
American Family $3,616 $4,562 $4,012 $3,616
GEICO $2,381 $3,102 $2,648 $3,068
Nationwide $3,365 $3,365 $5,006 $3,806
Progressive $3,383 $4,335 $3,950 $3,809
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,655 $2,422 $2,849 $1,899

Cheap Energy, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Energy, Texas is not easy. Compare the annual rates for DUI auto insurance in Energy, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Energy, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,671
American Family $4,012
GEICO $2,648
Nationwide $5,006
Progressive $3,950
State Farm $3,111
USAA $2,849

Cheap Energy, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Energy, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Energy, Texas

Insurance Company Poor Fair Good
Allstate $6,921 $5,053 $4,315
American Family $5,479 $3,401 $2,973
GEICO $4,304 $2,451 $1,645
Nationwide $4,667 $3,740 $3,250
Progressive $4,374 $3,758 $3,475
State Farm $3,680 $2,290 $1,825
USAA $3,258 $1,865 $1,496

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Cheap Energy, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Energy, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Energy, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Energy, Texas

ZIP Code Average Annual Rates
76452 $5,154

Cheap Energy, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Energy, Texas auto insurance. Find the cheapest annual Energy, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Energy, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,309 $5,551
American Family $3,951 $3,951
GEICO $2,745 $2,855
Nationwide $3,886 $3,886
Progressive $3,869 $3,869
State Farm $2,598 $2,598
USAA $2,178 $2,234

Cheap Energy, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Energy, Texas? Check out the comparison of annual Energy, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Energy, Texas

Insurance Company Low Medium High
Allstate $5,315 $5,387 $5,587
American Family $3,697 $3,816 $4,341
GEICO $2,676 $2,771 $2,954
Nationwide $4,198 $3,717 $3,741
Progressive $3,717 $3,854 $4,036
State Farm $2,476 $2,592 $2,727
USAA $2,141 $2,199 $2,279

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Best By Category: Cheapest Auto Insurance in Energy, Texas

Compare the cheapest auto insurance companies in Energy, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Energy, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Energy, Texas Auto Insurance Companies

What auto insurance companies in Energy, Texas are the cheapest? Compare the top Energy, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Energy, Texas

Insurance Company Average Annual Rates
Allstate $5,430
American Family $3,951
GEICO $2,800
Nationwide $3,886
Progressive $3,869
State Farm $2,598
USAA $2,206

Compare Energy, Texas Auto Insurance Quotes

Before you buy Energy, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Energy, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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