Best Cheap Auto Insurance in Encino, TX (2021)

The average Encino, TX auto insurance rates are $357 per month. The minimum auto insurance in Encino is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Encino, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Encino is State Farm
  • The most expensive auto insurance company in Encino for teen drivers is Progressive
  • The minimum auto insurance required in Encino, Texas is 30/60/25

Encino, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Encino can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Encino, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Encino to other Texas cities, including El Paso auto insurance rates, Fort Worth auto insurance rates, and Dallas auto insurance rates to see how Encino, Texas auto insurance rates stack up.

Before you buy Encino, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Encino, Texas auto insurance quotes.

Minimum Auto Insurance in Encino, Texas

Encino, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Encino, Texas.

Minimum Required Auto Insurance Coverage in Encino, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Encino, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Encino, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Encino, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,803 $3,843 $3,757 $3,757 $9,755 $11,786 $4,686 $4,888
American Family $2,750 $3,076 $2,608 $3,001 $7,590 $9,912 $4,009 $4,573
GEICO $2,446 $2,674 $2,436 $2,848 $5,325 $5,389 $2,627 $2,531
Nationwide $3,009 $3,072 $2,646 $2,820 $8,365 $10,839 $3,519 $3,829
Progressive $3,208 $2,965 $2,842 $2,909 $13,412 $14,830 $3,710 $3,646
State Farm $1,914 $1,914 $1,687 $1,687 $4,317 $5,447 $2,062 $2,124
USAA $1,853 $1,877 $1,774 $1,780 $5,099 $5,578 $2,486 $2,688

Cheap Encino, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Encino, Texas is a challenge. Take a look at the annual teen auto insurance rates in Encino, Texas.

Annual Auto Insurance Rates for Teen Drivers in Encino, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,755 $11,786
American Family $7,590 $9,912
GEICO $5,325 $5,389
Nationwide $8,365 $10,839
Progressive $13,412 $14,830
State Farm $4,317 $5,447
USAA $5,099 $5,578

Cheap Encino, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Encino, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Encino, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,757 $3,757
American Family $2,608 $3,001
GEICO $2,436 $2,848
Nationwide $2,646 $2,820
Progressive $2,842 $2,909
State Farm $1,687 $1,687
USAA $1,774 $1,780

Cheap Encino, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Encino, Texas compared to the annual auto insurance rates with a clean record in Encino, Texas.

Annual Encino, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,534 $6,905 $7,165 $4,534
American Family $4,269 $5,447 $4,775 $4,269
GEICO $2,786 $3,686 $3,058 $3,607
Nationwide $4,108 $4,108 $6,169 $4,663
Progressive $5,165 $6,733 $6,052 $5,812
State Farm $2,375 $2,690 $3,136 $2,375
USAA $2,158 $3,187 $3,744 $2,479

Cheap Encino, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Encino, Texas is not easy. Compare the annual rates for DUI auto insurance in Encino, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Encino, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,165
American Family $4,775
GEICO $3,058
Nationwide $6,169
Progressive $6,052
State Farm $3,136
USAA $3,744

Cheap Encino, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Encino, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Encino, Texas

Insurance Company Poor Fair Good
Allstate $7,372 $5,380 $4,601
American Family $6,395 $4,094 $3,581
GEICO $5,070 $2,870 $1,914
Nationwide $5,743 $4,570 $3,974
Progressive $6,704 $5,775 $5,342
State Farm $3,750 $2,329 $1,853
USAA $4,239 $2,457 $1,980

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Cheap Encino, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Encino, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Encino, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Encino, Texas

ZIP Code Average Annual Rates
78353 $6,480

Cheap Encino, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Encino, Texas auto insurance. Find the cheapest annual Encino, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Encino, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,645 $5,924
American Family $4,690 $4,690
GEICO $3,219 $3,350
Nationwide $4,762 $4,762
Progressive $5,940 $5,940
State Farm $2,644 $2,644
USAA $2,854 $2,929

Cheap Encino, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Encino, Texas? Check out the comparison of annual Encino, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Encino, Texas

Insurance Company Low Medium High
Allstate $5,633 $5,728 $5,992
American Family $4,330 $4,497 $5,243
GEICO $3,004 $3,200 $3,649
Nationwide $5,091 $4,548 $4,648
Progressive $5,461 $5,885 $6,474
State Farm $2,496 $2,628 $2,808
USAA $2,777 $2,875 $3,024

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Best By Category: Cheapest Auto Insurance in Encino, Texas

Compare the cheapest auto insurance companies in Encino, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Encino, Texas

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation State Farm

The Cheapest Encino, Texas Auto Insurance Companies

What auto insurance companies in Encino, Texas are the cheapest? Compare the top Encino, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Encino, Texas

Insurance Company Average Annual Rates
Allstate $5,784
American Family $4,690
GEICO $3,285
Nationwide $4,762
Progressive $5,940
State Farm $2,644
USAA $2,892

Compare Encino, Texas Auto Insurance Quotes

Before you buy Encino, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Encino, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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