Best Cheap Auto Insurance in Emory, VA (2021)

The average Emory, VA auto insurance rates are $180 per month. The minimum auto insurance in Emory is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Emory, Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Emory is USAA
  • The average commute length in Emory is 12.4 minutes
  • The minimum auto insurance required in Emory, Virginia is 25/50/20

Emory, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Emory can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Emory, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Emory to other Virginia cities, including Suffolk auto insurance rates, Newport News auto insurance rates, and Portsmouth auto insurance rates to see how Emory, Virginia auto insurance rates stack up.

Before you buy Emory, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Emory, Virginia auto insurance quotes.

Minimum Auto Insurance in Emory, Virginia

Emory, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Emory, Virginia.

Minimum Required Auto Insurance Coverage in Emory, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Emory, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Emory, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Emory, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,890 $1,784 $1,881 $1,881 $5,926 $6,821 $2,461 $2,465
GEICO $1,432 $1,429 $1,356 $1,356 $3,058 $4,115 $1,668 $1,649
Nationwide $1,225 $1,229 $1,093 $1,119 $2,898 $3,708 $1,348 $1,458
Progressive $1,230 $1,167 $1,111 $1,114 $5,627 $6,330 $1,488 $1,519
State Farm $1,199 $1,199 $1,087 $1,087 $3,692 $4,620 $1,357 $1,570
USAA $995 $978 $931 $934 $3,101 $3,700 $1,277 $1,400

Cheap Emory, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Emory, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Emory, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Emory, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,926 $6,821
GEICO $3,058 $4,115
Nationwide $2,898 $3,708
Progressive $5,627 $6,330
State Farm $3,692 $4,620
USAA $3,101 $3,700

Cheap Emory, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Emory, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Emory, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,881 $1,881
GEICO $1,356 $1,356
Nationwide $1,093 $1,119
Progressive $1,111 $1,114
State Farm $1,087 $1,087
USAA $931 $934

Cheap Emory, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Emory, Virginia compared to the annual auto insurance rates with a clean record in Emory, Virginia.

Annual Emory, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,351 $3,742 $3,435 $3,027
GEICO $1,526 $1,980 $3,000 $1,526
Nationwide $1,538 $1,538 $2,226 $1,737
Progressive $2,093 $2,768 $2,498 $2,434
State Farm $1,800 $2,153 $1,976 $1,976
USAA $1,289 $1,672 $2,215 $1,482

Cheap Emory, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Emory, Virginia is not easy. Compare the annual rates for DUI auto insurance in Emory, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Emory, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,435
GEICO $3,000
Nationwide $2,226
Progressive $2,498
State Farm $1,976
USAA $2,215

Cheap Emory, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Emory, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Emory, Virginia

Insurance Company Poor Fair Good
Allstate $3,823 $3,067 $2,526
GEICO $2,231 $1,896 $1,896
Nationwide $2,081 $1,675 $1,524
Progressive $2,731 $2,386 $2,228
State Farm $2,808 $1,743 $1,378
USAA $2,227 $1,516 $1,251

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Cheap Emory, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Emory, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Emory, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Emory, Virginia

ZIP Code Average Annual Rates
24361 $1,885

Cheap Emory, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Emory, Virginia auto insurance. Find the cheapest annual Emory, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Emory, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,045 $3,233
GEICO $1,971 $2,045
Nationwide $1,760 $1,760
Progressive $2,448 $2,448
State Farm $1,928 $2,024
USAA $1,604 $1,725

Cheap Emory, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Emory, Virginia? Check out the comparison of annual Emory, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Emory, Virginia

Insurance Company Low Medium High
Allstate $3,051 $3,140 $3,225
GEICO $1,936 $2,006 $2,082
Nationwide $1,838 $1,743 $1,698
Progressive $2,336 $2,419 $2,589
State Farm $1,858 $1,972 $2,098
USAA $1,608 $1,667 $1,718

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Best By Category: Cheapest Auto Insurance in Emory, Virginia

Compare the cheapest auto insurance companies in Emory, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Emory, Virginia

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Emory, Virginia Auto Insurance Companies

What auto insurance companies in Emory, Virginia are the cheapest? Compare the top Emory, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Emory, Virginia

Insurance Company Average Annual Rates
Allstate $3,139
GEICO $2,008
Nationwide $1,760
Progressive $2,448
State Farm $1,976
USAA $1,665

What affects auto insurance rates in Emory, Virginia?

There are a lot of reasons why auto insurance rates in Emory, Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Emory, Virginia. Many local factors may affect your Emory auto insurance rates.

Emory Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Emory, Virginia commute length is 12.4 minutes according to City-Data.

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Compare Emory, Virginia Auto Insurance Quotes

Before you buy Emory, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Emory, Virginia auto insurance quotes.

Free Auto Insurance Comparison

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