Best Cheap Auto Insurance in Eminence, MO (2021)

The average Eminence, MO auto insurance rates are $283 per month. The minimum auto insurance in Eminence is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Eminence, Missouri, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Eminence, Missouri is 25/50/25
  • Average auto insurance rates in Eminence, MO for senior drivers are $1,917 per year
  • The most expensive auto insurance company in Eminence for teen drivers is Farmers

Eminence, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Eminence can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Eminence, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Eminence to other Missouri cities, including O’Fallon auto insurance rates, St. Peters auto insurance rates, and St. Louis auto insurance rates to see how Eminence, Missouri auto insurance rates stack up.

Before you buy Eminence, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Eminence, Missouri auto insurance quotes.

Minimum Auto Insurance in Eminence, Missouri

Eminence, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Eminence, Missouri.

Minimum Required Auto Insurance Coverage in Eminence, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Eminence, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Eminence, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eminence, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,191 $2,191 $1,948 $1,948 $5,884 $7,675 $2,191 $2,574
Farmers $2,477 $2,480 $2,222 $2,339 $9,751 $10,114 $2,827 $2,984
GEICO $2,218 $2,476 $1,707 $2,145 $6,737 $7,195 $2,059 $2,105
Liberty Mutual $2,693 $2,924 $2,214 $2,488 $9,064 $10,080 $2,841 $3,041
Nationwide $1,470 $1,506 $1,312 $1,394 $3,745 $4,812 $1,679 $1,820
Progressive $2,183 $2,055 $1,782 $1,832 $6,805 $7,676 $2,672 $2,762
State Farm $1,817 $1,817 $1,604 $1,604 $4,891 $6,199 $2,032 $2,301
USAA $1,581 $1,564 $1,429 $1,449 $4,782 $5,836 $1,961 $2,176

Cheap Eminence, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Eminence, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Eminence, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Eminence, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,884 $7,675
Farmers $9,751 $10,114
GEICO $6,737 $7,195
Liberty Mutual $9,064 $10,080
Nationwide $3,745 $4,812
Progressive $6,805 $7,676
State Farm $4,891 $6,199
USAA $4,782 $5,836

Cheap Eminence, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Eminence, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Eminence, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,948 $1,948
Farmers $2,222 $2,339
GEICO $1,707 $2,145
Liberty Mutual $2,214 $2,488
Nationwide $1,312 $1,394
Progressive $1,782 $1,832
State Farm $1,604 $1,604
USAA $1,429 $1,449

Cheap Eminence, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Eminence, Missouri compared to the annual auto insurance rates with a clean record in Eminence, Missouri.

Annual Eminence, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,522 $3,585 $4,334 $2,860
Farmers $3,849 $4,700 $4,605 $4,443
GEICO $2,642 $3,362 $4,464 $2,853
Liberty Mutual $3,217 $4,600 $4,753 $5,103
Nationwide $1,750 $2,235 $2,972 $1,912
Progressive $3,030 $3,994 $3,338 $3,521
State Farm $2,581 $2,985 $2,783 $2,783
USAA $2,066 $2,526 $3,531 $2,265

Cheap Eminence, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Eminence, Missouri is not easy. Compare the annual rates for DUI auto insurance in Eminence, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Eminence, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,790
American Family $4,334
Farmers $4,605
GEICO $4,464
Liberty Mutual $4,753
Nationwide $2,972
Progressive $3,338
State Farm $2,783
USAA $3,531

Cheap Eminence, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Eminence, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Eminence, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,350 $3,054 $2,572
Farmers $5,044 $4,178 $3,976
GEICO $4,604 $2,994 $2,392
Liberty Mutual $6,356 $3,859 $3,040
Nationwide $2,620 $2,157 $1,875
Progressive $4,031 $3,320 $3,061
State Farm $3,710 $2,519 $2,120
USAA $4,316 $2,022 $1,453

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Cheap Eminence, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Eminence, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Eminence, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Eminence, Missouri

ZIP Code Average Annual Rates
65466 $2,797

Cheap Eminence, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Eminence, Missouri auto insurance. Find the cheapest annual Eminence, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Eminence, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,292 $3,359
Farmers $4,399 $4,399
GEICO $3,263 $3,397
Liberty Mutual $4,418 $4,418
Nationwide $2,217 $2,217
Progressive $3,471 $3,471
State Farm $2,716 $2,850
USAA $2,504 $2,690

Cheap Eminence, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Eminence, Missouri? Check out the comparison of annual Eminence, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Eminence, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,236 $3,431 $3,309
Farmers $4,148 $4,359 $4,691
GEICO $3,156 $3,348 $3,487
Liberty Mutual $4,165 $4,435 $4,655
Nationwide $2,091 $2,237 $2,324
Progressive $3,166 $3,476 $3,770
State Farm $2,626 $2,788 $2,935
USAA $2,480 $2,588 $2,724

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Best By Category: Cheapest Auto Insurance in Eminence, Missouri

Compare the cheapest auto insurance companies in Eminence, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Eminence, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Eminence, Missouri Auto Insurance Companies

What auto insurance companies in Eminence, Missouri are the cheapest? Compare the top Eminence, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Eminence, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,325
Farmers $4,399
GEICO $3,330
Liberty Mutual $4,418
Nationwide $2,217
Progressive $3,471
State Farm $2,783
USAA $2,597

What affects auto insurance rates in Eminence, Missouri?

There are a lot of reasons why auto insurance rates in Eminence, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Eminence, Missouri. Many local factors may affect your Eminence auto insurance rates.

Eminence Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Eminence, Missouri commute length is 18.5 minutes according to City-Data.

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Compare Eminence, Missouri Auto Insurance Quotes

Before you buy Eminence, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Eminence, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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