Best Cheap Auto Insurance in Emerson, GA (2021)

The average Emerson, GA auto insurance rates are $421 per month. The minimum auto insurance in Emerson is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Emerson, Georgia, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Emerson for teen drivers is Liberty Mutual
  • The average commute length in Emerson is 32.7 minutes
  • Average auto insurance rates in Emerson, GA for senior drivers are $2,760 per year

Emerson, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Emerson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Emerson, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Emerson to other Georgia cities, including Columbus auto insurance rates, Savannah auto insurance rates, and Alpharetta auto insurance rates to see how Emerson, Georgia auto insurance rates stack up.

Before you buy Emerson, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Emerson, Georgia auto insurance quotes.

Minimum Auto Insurance in Emerson, Georgia

Emerson, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Emerson, Georgia.

Minimum Required Auto Insurance Coverage in Emerson, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Emerson, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Emerson, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Emerson, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,796 $2,673 $2,673 $6,586 $8,525 $3,136 $3,428
GEICO $1,800 $1,787 $1,754 $1,754 $5,563 $6,663 $2,355 $2,615
Liberty Mutual $5,422 $5,896 $4,429 $5,020 $23,382 $26,096 $5,758 $6,133
Nationwide $3,625 $3,747 $3,599 $3,951 $11,321 $14,556 $4,426 $4,799
Progressive $3,003 $2,742 $2,589 $2,737 $9,907 $10,965 $3,470 $3,628
State Farm $2,220 $2,220 $2,001 $2,001 $6,055 $7,924 $2,439 $2,647
USAA $1,859 $1,853 $1,733 $1,732 $6,843 $8,101 $2,314 $2,549

Cheap Emerson, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Emerson, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Emerson, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Emerson, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,586 $8,525
GEICO $5,563 $6,663
Liberty Mutual $23,382 $26,096
Nationwide $11,321 $14,556
Progressive $9,907 $10,965
State Farm $6,055 $7,924
USAA $6,843 $8,101

Cheap Emerson, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Emerson, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Emerson, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,673 $2,673
GEICO $1,754 $1,754
Liberty Mutual $4,429 $5,020
Nationwide $3,599 $3,951
Progressive $2,589 $2,737
State Farm $2,001 $2,001
USAA $1,733 $1,732

Cheap Emerson, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Emerson, Georgia compared to the annual auto insurance rates with a clean record in Emerson, Georgia.

Annual Emerson, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,367 $5,166 $4,233 $3,541
GEICO $2,060 $2,565 $5,212 $2,309
Liberty Mutual $7,780 $10,654 $12,254 $10,379
Nationwide $4,820 $5,655 $8,697 $5,840
Progressive $3,787 $6,817 $4,505 $4,412
State Farm $3,124 $3,753 $3,438 $3,438
USAA $2,574 $3,267 $4,780 $2,871

Cheap Emerson, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Emerson, Georgia is not easy. Compare the annual rates for DUI auto insurance in Emerson, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Emerson, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,233
GEICO $5,212
Liberty Mutual $12,254
Nationwide $8,697
Progressive $4,505
State Farm $3,438
USAA $4,780

Cheap Emerson, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Emerson, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Emerson, Georgia

Insurance Company Poor Fair Good
Allstate $5,278 $3,672 $3,279
GEICO $3,819 $2,685 $2,605
Liberty Mutual $14,708 $9,026 $7,067
Nationwide $7,434 $6,039 $5,286
Progressive $5,452 $4,762 $4,426
State Farm $4,871 $3,036 $2,408
USAA $4,386 $3,092 $2,641

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Emerson, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Emerson, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Emerson, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Emerson, Georgia

ZIP Code Average Annual Rates
30137 $4,913

Cheap Emerson, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Emerson, Georgia auto insurance. Find the cheapest annual Emerson, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Emerson, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,987 $4,166
GEICO $2,986 $3,086
Liberty Mutual $10,267 $10,267
Nationwide $6,253 $6,253
Progressive $4,880 $4,880
State Farm $3,438 $3,438
USAA $3,219 $3,527

Cheap Emerson, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Emerson, Georgia? Check out the comparison of annual Emerson, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Emerson, Georgia

Insurance Company Low Medium High
Allstate $3,805 $4,111 $4,314
GEICO $2,791 $3,053 $3,265
Liberty Mutual $9,860 $10,216 $10,725
Nationwide $6,066 $6,370 $6,323
Progressive $4,454 $4,798 $5,388
State Farm $3,215 $3,440 $3,660
USAA $3,221 $3,356 $3,542

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Emerson, Georgia

Compare the cheapest auto insurance companies in Emerson, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Emerson, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Emerson, Georgia Auto Insurance Companies

What auto insurance companies in Emerson, Georgia are the cheapest? Compare the top Emerson, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Emerson, Georgia

Insurance Company Average Annual Rates
Allstate $4,077
GEICO $3,036
Liberty Mutual $10,267
Nationwide $6,253
Progressive $4,880
State Farm $3,438
USAA $3,373

What affects auto insurance rates in Emerson, Georgia?

There are a lot of reasons why auto insurance rates in Emerson, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Emerson, Georgia. Many local factors may affect your Emerson auto insurance rates.

Emerson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Emerson, Georgia commute length is 32.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Emerson, Georgia Auto Insurance Quotes

Before you buy Emerson, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Emerson, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption