Best Cheap Auto Insurance in Emerado, ND (2021)

The average Emerado, ND auto insurance rates are $338 per month. The minimum auto insurance in Emerado is at least 25/50/25 in coverage to comply with North Dakota auto insurance laws. To find the best cheap auto insurance in Emerado, North Dakota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Emerado, North Dakota is 25/50/25
  • The cheapest auto insurance company in Emerado is USAA
  • The average commute length in Emerado is 17.0 minutes

Emerado, North Dakota auto insurance requirements are 25/50/25 according to North Dakota auto insurance laws. Finding cheap auto insurance in Emerado can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Emerado, North Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Emerado to other North Dakota cities, including Grand Forks auto insurance rates, Watford City auto insurance rates, and Minot auto insurance rates to see how Emerado, North Dakota auto insurance rates stack up.

Before you buy Emerado, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Emerado, North Dakota auto insurance quotes.

Minimum Auto Insurance in Emerado, North Dakota

Emerado, North Dakota auto insurance laws require that you have at least the North Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Emerado, North Dakota.

Minimum Required Auto Insurance Coverage in Emerado, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Emerado, North Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Emerado, North Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Emerado, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,449 $2,455 $2,174 $2,304 $9,512 $11,206 $2,689 $2,899
American Family $2,511 $2,511 $2,269 $2,269 $5,349 $7,694 $2,511 $2,936
Farmers $1,816 $1,782 $1,621 $1,688 $6,587 $6,756 $2,066 $2,183
GEICO $1,679 $1,663 $1,437 $1,454 $3,415 $4,268 $1,518 $1,644
Liberty Mutual $7,402 $8,006 $5,941 $7,201 $29,140 $32,517 $7,765 $8,523
Nationwide $1,800 $1,846 $1,611 $1,723 $3,958 $4,897 $2,042 $2,171
Progressive $1,878 $1,762 $1,525 $1,589 $7,479 $8,314 $2,296 $2,327
State Farm $1,314 $1,314 $1,181 $1,181 $3,930 $4,948 $1,479 $1,684
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Cheap Emerado, North Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Emerado, North Dakota is a challenge. Take a look at the annual teen auto insurance rates in Emerado, North Dakota.

Annual Auto Insurance Rates for Teen Drivers in Emerado, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,512 $11,206
American Family $5,349 $7,694
Farmers $6,587 $6,756
GEICO $3,415 $4,268
Liberty Mutual $29,140 $32,517
Nationwide $3,958 $4,897
Progressive $7,479 $8,314
State Farm $3,930 $4,948
USAA $3,928 $4,747

Cheap Emerado, North Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Emerado, North Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Emerado, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,174 $2,304
American Family $2,269 $2,269
Farmers $1,621 $1,688
GEICO $1,437 $1,454
Liberty Mutual $5,941 $7,201
Nationwide $1,611 $1,723
Progressive $1,525 $1,589
State Farm $1,181 $1,181
USAA $927 $930

Cheap Emerado, North Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Emerado, North Dakota compared to the annual auto insurance rates with a clean record in Emerado, North Dakota.

Annual Emerado, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,611 $3,980 $6,051 $4,202
American Family $2,562 $3,667 $4,863 $2,932
Farmers $2,579 $3,294 $3,253 $3,124
GEICO $1,251 $2,071 $3,216 $2,002
Liberty Mutual $11,815 $13,320 $14,484 $13,627
Nationwide $1,843 $2,551 $3,530 $2,100
Progressive $3,122 $3,897 $3,166 $3,400
State Farm $1,946 $2,311 $2,129 $2,129
USAA $1,441 $2,040 $2,854 $1,779

Cheap Emerado, North Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Emerado, North Dakota is not easy. Compare the annual rates for DUI auto insurance in Emerado, North Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Emerado, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,051
American Family $4,863
Farmers $3,253
GEICO $3,216
Liberty Mutual $14,484
Nationwide $3,530
Progressive $3,166
State Farm $2,129
USAA $2,854

Cheap Emerado, North Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Emerado, North Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Emerado, North Dakota

Insurance Company Poor Fair Good
Allstate $5,619 $4,280 $3,484
American Family $4,614 $3,200 $2,704
Farmers $3,540 $2,896 $2,751
GEICO $2,552 $2,058 $1,795
Liberty Mutual $19,355 $11,544 $9,036
Nationwide $3,055 $2,374 $2,089
Progressive $3,889 $3,286 $3,013
State Farm $2,978 $1,894 $1,516
USAA $2,801 $1,773 $1,511

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Cheap Emerado, North Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Emerado, North Dakota auto insurance. Find the cheapest annual Emerado, North Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Emerado, North Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,352 $4,570
American Family $3,463 $3,549
Farmers $3,062 $3,062
GEICO $2,109 $2,160
Liberty Mutual $13,312 $13,312
Nationwide $2,506 $2,506
Progressive $3,396 $3,396
State Farm $2,073 $2,185
USAA $2,008 $2,049

Cheap Emerado, North Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Emerado, North Dakota? Check out the comparison of annual Emerado, North Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Emerado, North Dakota

Insurance Company Low Medium High
Allstate $4,364 $4,459 $4,560
American Family $3,614 $3,679 $3,226
Farmers $2,991 $3,049 $3,147
GEICO $2,086 $2,130 $2,188
Liberty Mutual $13,032 $13,258 $13,645
Nationwide $2,444 $2,493 $2,581
Progressive $3,286 $3,388 $3,515
State Farm $2,060 $2,137 $2,190
USAA $1,977 $2,030 $2,079

Best By Category: Cheapest Auto Insurance in Emerado, North Dakota

Compare the cheapest auto insurance companies in Emerado, North Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Emerado, North Dakota

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Emerado, North Dakota Auto Insurance Companies

What auto insurance companies in Emerado, North Dakota are the cheapest? Compare the top Emerado, North Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Emerado, North Dakota

Insurance Company Average Annual Rates
Allstate $4,461
American Family $3,506
Farmers $3,062
GEICO $2,135
Liberty Mutual $13,312
Nationwide $2,506
Progressive $3,396
State Farm $2,129
USAA $2,028

What affects auto insurance rates in Emerado, North Dakota?

There are a lot of reasons why auto insurance rates in Emerado, North Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Emerado, North Dakota. Many local factors may affect your Emerado auto insurance rates.

Emerado Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Emerado, North Dakota commute length is 17.0 minutes according to City-Data.

Compare Emerado, North Dakota Auto Insurance Quotes

Before you buy Emerado, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Emerado, North Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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