Best Cheap Auto Insurance in Ely, NV (2021)

The average Ely, NV auto insurance rates are $293 per month. The minimum auto insurance in Ely is at least 25/50/20 in coverage to comply with Nevada auto insurance laws. To find the best cheap auto insurance in Ely, Nevada, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The cheapest auto insurance company in Ely is Nationwide
  • The average commute length in Ely is 14.1 minutes
  • Average auto insurance rates in Ely, NV for senior drivers are $1,960 per year

Ely, Nevada auto insurance requirements are 25/50/20 according to Nevada auto insurance laws. Finding cheap auto insurance in Ely can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ely, Nevada, including driving record, credit, commute time, and more.

Compare auto insurance in Ely to other Nevada cities, including Mesquite auto insurance rates, North Las Vegas auto insurance rates, and Boulder City auto insurance rates to see how Ely, Nevada auto insurance rates stack up.

Before you buy Ely, Nevada auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ely, Nevada auto insurance quotes.

Minimum Auto Insurance in Ely, Nevada

Ely, Nevada auto insurance laws require that you have at least the Nevada minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ely, Nevada.

Minimum Required Auto Insurance Coverage in Ely, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Ely, Nevada Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ely, Nevada are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ely, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,454 $2,452 $2,250 $2,378 $7,814 $9,398 $2,658 $2,853
American Family $2,482 $2,482 $2,208 $2,208 $8,323 $10,907 $2,482 $2,892
Farmers $1,978 $2,024 $1,793 $1,997 $6,484 $6,873 $2,639 $2,731
GEICO $2,232 $2,153 $2,254 $2,265 $5,460 $4,998 $2,221 $1,904
Liberty Mutual $2,421 $2,611 $2,350 $2,634 $10,686 $11,891 $2,742 $2,894
Nationwide $1,765 $1,810 $1,610 $1,706 $4,125 $4,986 $2,072 $2,208
Progressive $1,510 $1,333 $1,329 $1,317 $6,362 $6,934 $1,776 $1,690
State Farm $2,507 $2,507 $2,254 $2,254 $7,590 $9,678 $2,799 $3,140
Travelers $1,598 $1,623 $1,514 $1,511 $8,002 $12,826 $1,765 $1,991
USAA $1,774 $1,748 $1,687 $1,688 $4,427 $5,003 $2,226 $2,380

Cheap Ely, Nevada Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ely, Nevada is a challenge. Take a look at the annual teen auto insurance rates in Ely, Nevada.

Annual Auto Insurance Rates for Teen Drivers in Ely, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,814 $9,398
American Family $8,323 $10,907
Farmers $6,484 $6,873
GEICO $5,460 $4,998
Liberty Mutual $10,686 $11,891
Nationwide $4,125 $4,986
Progressive $6,362 $6,934
State Farm $7,590 $9,678
Travelers $8,002 $12,826
USAA $4,427 $5,003

Cheap Ely, Nevada Auto Insurance for Seniors

What are senior auto insurance rates in Ely, Nevada? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ely, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,250 $2,378
American Family $2,208 $2,208
Farmers $1,793 $1,997
GEICO $2,254 $2,265
Liberty Mutual $2,350 $2,634
Nationwide $1,610 $1,706
Progressive $1,329 $1,317
State Farm $2,254 $2,254
Travelers $1,514 $1,511
USAA $1,687 $1,688

Cheap Ely, Nevada Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ely, Nevada compared to the annual auto insurance rates with a clean record in Ely, Nevada.

Annual Ely, Nevada Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,431 $4,004 $4,826 $3,868
American Family $3,422 $4,733 $5,084 $3,751
Farmers $2,768 $3,530 $3,630 $3,332
GEICO $2,044 $3,251 $3,940 $2,509
Liberty Mutual $3,496 $5,576 $5,613 $4,431
Nationwide $2,035 $2,616 $3,265 $2,225
Progressive $2,334 $3,157 $2,928 $2,707
State Farm $3,732 $4,450 $4,091 $4,091
Travelers $2,780 $4,110 $5,194 $3,331
USAA $2,017 $2,529 $3,644 $2,276

Cheap Ely, Nevada Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ely, Nevada is not easy. Compare the annual rates for DUI auto insurance in Ely, Nevada to find the best deal.

Annual Auto Insurance Rates After a DUI in Ely, Nevada

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,826
American Family $5,084
Farmers $3,630
GEICO $3,940
Liberty Mutual $5,613
Nationwide $3,265
Progressive $2,928
State Farm $4,091
Travelers $5,194
USAA $3,644

Cheap Ely, Nevada Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ely, Nevada annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ely, Nevada

Insurance Company Poor Fair Good
Allstate $5,156 $3,743 $3,198
American Family $5,272 $4,013 $3,458
Farmers $3,862 $3,131 $2,951
GEICO $3,536 $2,936 $2,336
Liberty Mutual $6,874 $4,185 $3,277
Nationwide $2,997 $2,463 $2,146
Progressive $3,055 $2,732 $2,558
State Farm $7,463 $2,939 $1,871
Travelers $4,225 $3,776 $3,561
USAA $3,771 $2,247 $1,832

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Cheap Ely, Nevada Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ely, Nevada can vary. Compare the annual cost of auto insurance by ZIP code in Ely, Nevada to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ely, Nevada

ZIP Code Average Annual Rates
89301 $3,519

Cheap Ely, Nevada Auto Insurance Rates By Commute

Commute length and annual mileage affect Ely, Nevada auto insurance. Find the cheapest annual Ely, Nevada auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ely, Nevada

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,032 $4,032
American Family $4,192 $4,303
Farmers $3,315 $3,315
GEICO $2,886 $2,986
Liberty Mutual $4,779 $4,779
Nationwide $2,535 $2,535
Progressive $2,781 $2,781
State Farm $3,972 $4,210
Travelers $3,854 $3,854
USAA $2,582 $2,652

Cheap Ely, Nevada Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ely, Nevada? Check out the comparison of annual Ely, Nevada auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ely, Nevada

Insurance Company Low Medium High
Allstate $3,683 $4,075 $4,338
American Family $4,079 $4,491 $4,173
Farmers $3,055 $3,285 $3,605
GEICO $2,640 $2,872 $3,295
Liberty Mutual $4,418 $4,728 $5,190
Nationwide $2,508 $2,531 $2,568
Progressive $2,539 $2,714 $3,091
State Farm $3,779 $4,076 $4,418
Travelers $3,528 $3,873 $4,160
USAA $2,353 $2,594 $2,903

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Best By Category: Cheapest Auto Insurance in Ely, Nevada

Compare the cheapest auto insurance companies in Ely, Nevada in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ely, Nevada

Category Insurance Company
Teenagers Nationwide
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation Nationwide

The Cheapest Ely, Nevada Auto Insurance Companies

What auto insurance companies in Ely, Nevada are the cheapest? Compare the top Ely, Nevada auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ely, Nevada

Insurance Company Average Annual Rates
Allstate $4,032
American Family $4,248
Farmers $3,315
GEICO $2,936
Liberty Mutual $4,779
Nationwide $2,535
Progressive $2,781
State Farm $4,091
Travelers $3,854
USAA $2,617

What affects auto insurance rates in Ely, Nevada?

There are a lot of reasons why auto insurance rates in Ely, Nevada are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ely, Nevada. Many local factors may affect your Ely auto insurance rates.

Ely Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ely, Nevada commute length is 14.1 minutes according to City-Data.

Ely Traffic

How does Ely, Nevada rank for traffic? According to Inrix Ely, Nevada is the 875th most congested worldwide.

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Compare Ely, Nevada Auto Insurance Quotes

Before you buy Ely, Nevada auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ely, Nevada auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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