Best Cheap Auto Insurance in Elwell, MI (2021)

The average Elwell, MI auto insurance rates are $732 per month. The minimum auto insurance in Elwell is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Elwell, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Elwell for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Elwell, Michigan is 20/40/10
  • Average auto insurance rates in Elwell, MI for senior drivers are $5,789 per year

Elwell, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Elwell can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elwell, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Elwell to other Michigan cities, including Lansing auto insurance rates, Warren auto insurance rates, and Ann Arbor auto insurance rates to see how Elwell, Michigan auto insurance rates stack up.

Before you buy Elwell, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elwell, Michigan auto insurance quotes.

Minimum Auto Insurance in Elwell, Michigan

Elwell, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elwell, Michigan.

Minimum Required Auto Insurance Coverage in Elwell, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Elwell, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elwell, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elwell, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $12,372 $12,372 $11,404 $11,404 $31,895 $31,895 $13,059 $13,059
Farmers $3,780 $3,780 $3,522 $3,522 $8,430 $8,430 $4,244 $4,244
GEICO $3,827 $3,827 $3,870 $3,870 $10,569 $10,569 $3,662 $3,662
Liberty Mutual $14,956 $14,956 $14,804 $14,804 $35,785 $35,785 $14,956 $14,956
Nationwide $4,191 $4,191 $3,733 $3,733 $10,808 $10,808 $4,581 $4,581
Progressive $2,923 $2,765 $2,570 $2,835 $10,427 $11,218 $3,422 $3,252
State Farm $6,327 $6,327 $5,841 $5,841 $21,765 $21,765 $7,415 $7,415
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,589 $2,444 $2,436 $2,298 $6,179 $5,836 $3,137 $2,997

Cheap Elwell, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elwell, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Elwell, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Elwell, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $31,895 $31,895
Farmers $8,430 $8,430
GEICO $10,569 $10,569
Liberty Mutual $35,785 $35,785
Nationwide $10,808 $10,808
Progressive $10,427 $11,218
State Farm $21,765 $21,765
Travelers $13,395 $13,395
USAA $6,179 $5,836

Cheap Elwell, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Elwell, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elwell, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $11,404 $11,404
Farmers $3,522 $3,522
GEICO $3,870 $3,870
Liberty Mutual $14,804 $14,804
Nationwide $3,733 $3,733
Progressive $2,570 $2,835
State Farm $5,841 $5,841
Travelers $3,858 $3,858
USAA $2,436 $2,298

Cheap Elwell, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elwell, Michigan compared to the annual auto insurance rates with a clean record in Elwell, Michigan.

Annual Elwell, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,484 $11,242 $37,211 $11,793
Farmers $4,203 $5,345 $5,271 $5,157
GEICO $1,969 $4,085 $12,281 $3,593
Liberty Mutual $14,339 $17,098 $30,874 $18,190
Nationwide $4,987 $6,651 $6,057 $5,618
Progressive $4,198 $5,460 $4,926 $5,123
State Farm $6,658 $7,938 $16,894 $9,857
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,811 $3,502 $4,583 $3,062

Cheap Elwell, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elwell, Michigan is not easy. Compare the annual rates for DUI auto insurance in Elwell, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Elwell, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $37,211
Farmers $5,271
GEICO $12,281
Liberty Mutual $30,874
Nationwide $6,057
Progressive $4,926
State Farm $16,894
Travelers $10,331
USAA $4,583

Cheap Elwell, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elwell, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elwell, Michigan

Insurance Company Poor Fair Good
Allstate $25,905 $14,409 $11,233
Farmers $6,535 $4,386 $4,061
GEICO $7,046 $5,182 $4,218
Liberty Mutual $31,844 $18,386 $10,145
Nationwide $7,316 $5,496 $4,673
Progressive $5,684 $4,776 $4,319
State Farm $16,750 $8,488 $5,773
Travelers $6,813 $6,608 $6,525
USAA $5,219 $2,984 $2,266

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Cheap Elwell, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elwell, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Elwell, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elwell, Michigan

ZIP Code Average Annual Rates
48832 $6,158

Cheap Elwell, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Elwell, Michigan auto insurance. Find the cheapest annual Elwell, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elwell, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $17,182 $17,182
Farmers $4,994 $4,994
GEICO $5,355 $5,609
Liberty Mutual $19,417 $20,833
Nationwide $5,828 $5,828
Progressive $4,926 $4,926
State Farm $10,062 $10,612
Travelers $6,611 $6,686
USAA $3,449 $3,530

Cheap Elwell, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elwell, Michigan? Check out the comparison of annual Elwell, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elwell, Michigan

Insurance Company Low Medium High
Allstate $16,753 $17,221 $17,574
Farmers $4,881 $4,985 $5,116
GEICO $5,156 $5,438 $5,852
Liberty Mutual $19,708 $20,084 $20,583
Nationwide $6,109 $5,727 $5,648
Progressive $4,790 $4,933 $5,056
State Farm $9,846 $10,397 $10,768
Travelers $6,575 $6,656 $6,715
USAA $3,389 $3,497 $3,582

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Best By Category: Cheapest Auto Insurance in Elwell, Michigan

Compare the cheapest auto insurance companies in Elwell, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elwell, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Elwell, Michigan Auto Insurance Companies

What auto insurance companies in Elwell, Michigan are the cheapest? Compare the top Elwell, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elwell, Michigan

Insurance Company Average Annual Rates
Allstate $17,182
Farmers $4,994
GEICO $5,482
Liberty Mutual $20,125
Nationwide $5,828
Progressive $4,926
State Farm $10,337
Travelers $6,649
USAA $3,489

Compare Elwell, Michigan Auto Insurance Quotes

Before you buy Elwell, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elwell, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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