Best Cheap Auto Insurance in Elrod, AL (2021)

The average Elrod, AL auto insurance rates are $311 per month. The minimum auto insurance in Elrod is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Elrod, Alabama, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Elrod, AL for senior drivers are $1,956 per year
  • The minimum auto insurance required in Elrod, Alabama is 25/50/25
  • The most expensive auto insurance company in Elrod for teen drivers is Liberty Mutual

Elrod, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Elrod can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elrod, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Elrod to other Alabama cities, including Auburn auto insurance rates, Dothan auto insurance rates, and Montgomery auto insurance rates to see how Elrod, Alabama auto insurance rates stack up.

Before you buy Elrod, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elrod, Alabama auto insurance quotes.

Minimum Auto Insurance in Elrod, Alabama

Elrod, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elrod, Alabama.

Minimum Required Auto Insurance Coverage in Elrod, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Elrod, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elrod, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elrod, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,993 $1,900 $1,800 $1,834 $6,878 $7,379 $2,237 $2,291
Farmers $2,426 $2,407 $2,166 $2,306 $9,496 $9,768 $2,752 $2,851
GEICO $2,055 $2,048 $1,962 $2,039 $5,499 $5,390 $2,172 $2,012
Liberty Mutual $2,915 $3,146 $2,390 $2,666 $10,746 $11,935 $3,106 $3,311
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,275 $2,129 $1,876 $1,989 $9,667 $10,800 $2,678 $2,880
State Farm $3,026 $3,026 $2,754 $2,754 $9,397 $11,762 $3,426 $3,952
Travelers $1,605 $1,630 $1,506 $1,501 $8,697 $13,714 $1,517 $1,740
USAA $1,347 $1,365 $1,258 $1,231 $4,033 $4,467 $1,753 $1,891

Cheap Elrod, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elrod, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Elrod, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Elrod, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,878 $7,379
Farmers $9,496 $9,768
GEICO $5,499 $5,390
Liberty Mutual $10,746 $11,935
Nationwide $4,521 $5,808
Progressive $9,667 $10,800
State Farm $9,397 $11,762
Travelers $8,697 $13,714
USAA $4,033 $4,467

Cheap Elrod, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Elrod, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elrod, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,800 $1,834
Farmers $2,166 $2,306
GEICO $1,962 $2,039
Liberty Mutual $2,390 $2,666
Nationwide $1,560 $1,612
Progressive $1,876 $1,989
State Farm $2,754 $2,754
Travelers $1,506 $1,501
USAA $1,258 $1,231

Cheap Elrod, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elrod, Alabama compared to the annual auto insurance rates with a clean record in Elrod, Alabama.

Annual Elrod, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,798 $3,294 $3,905 $3,160
Farmers $3,593 $4,654 $4,540 $4,299
GEICO $1,943 $3,146 $3,917 $2,583
Liberty Mutual $3,937 $5,497 $5,362 $5,312
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $3,863 $4,880 $4,172 $4,232
State Farm $4,508 $5,628 $4,956 $4,956
Travelers $3,320 $3,484 $5,105 $4,046
USAA $1,667 $2,094 $3,108 $1,803

Cheap Elrod, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elrod, Alabama is not easy. Compare the annual rates for DUI auto insurance in Elrod, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Elrod, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,905
Farmers $4,540
GEICO $3,917
Liberty Mutual $5,362
Nationwide $3,329
Progressive $4,172
State Farm $4,956
Travelers $5,105
USAA $3,108

Cheap Elrod, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elrod, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elrod, Alabama

Insurance Company Poor Fair Good
Allstate $4,064 $3,191 $2,612
Farmers $4,785 $4,123 $3,906
GEICO $3,686 $2,628 $2,378
Liberty Mutual $7,197 $4,418 $3,466
Nationwide $3,156 $2,467 $2,234
Progressive $4,818 $4,153 $3,889
State Farm $8,135 $4,112 $2,789
Travelers $4,349 $3,772 $3,845
USAA $2,911 $1,898 $1,695

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Cheap Elrod, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elrod, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Elrod, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elrod, Alabama

ZIP Code Average Annual Rates
35458 $3,839

Cheap Elrod, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Elrod, Alabama auto insurance. Find the cheapest annual Elrod, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elrod, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,289 $3,289
Farmers $4,271 $4,271
GEICO $2,847 $2,948
Liberty Mutual $5,027 $5,027
Nationwide $2,619 $2,619
Progressive $4,287 $4,287
State Farm $4,889 $5,135
Travelers $3,989 $3,989
USAA $2,069 $2,267

Cheap Elrod, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elrod, Alabama? Check out the comparison of annual Elrod, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elrod, Alabama

Insurance Company Low Medium High
Allstate $3,180 $3,284 $3,404
Farmers $4,020 $4,213 $4,581
GEICO $2,665 $2,885 $3,142
Liberty Mutual $4,814 $5,005 $5,262
Nationwide $2,596 $2,598 $2,662
Progressive $3,870 $4,272 $4,717
State Farm $4,722 $5,008 $5,307
Travelers $3,788 $4,069 $4,111
USAA $2,089 $2,156 $2,258

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Best By Category: Cheapest Auto Insurance in Elrod, Alabama

Compare the cheapest auto insurance companies in Elrod, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elrod, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Elrod, Alabama Auto Insurance Companies

What auto insurance companies in Elrod, Alabama are the cheapest? Compare the top Elrod, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elrod, Alabama

Insurance Company Average Annual Rates
Allstate $3,289
Farmers $4,271
GEICO $2,897
Liberty Mutual $5,027
Nationwide $2,619
Progressive $4,287
State Farm $5,012
Travelers $3,989
USAA $2,168

Compare Elrod, Alabama Auto Insurance Quotes

Before you buy Elrod, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elrod, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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