Best Cheap Auto Insurance in Eloy, AZ (2021)

The average Eloy, AZ auto insurance rates are $307 per month. The minimum auto insurance in Eloy is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Eloy, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Eloy, Arizona is 15/30/10
  • The cheapest auto insurance company in Eloy is GEICO
  • Average auto insurance rates in Eloy, AZ for senior drivers are $2,139 per year

Eloy, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Eloy can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Eloy, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Eloy to other Arizona cities, including Phoenix auto insurance rates, Tucson auto insurance rates, and Mesa auto insurance rates to see how Eloy, Arizona auto insurance rates stack up.

Before you buy Eloy, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Eloy, Arizona auto insurance quotes.

Minimum Auto Insurance in Eloy, Arizona

Eloy, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Eloy, Arizona.

Minimum Required Auto Insurance Coverage in Eloy, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Eloy, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Eloy, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Eloy, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,388 $3,388 $3,300 $3,300 $7,226 $9,313 $3,774 $4,093
American Family $2,854 $2,854 $2,619 $2,619 $7,519 $9,792 $2,854 $3,359
Farmers $2,356 $2,361 $2,095 $2,224 $9,988 $10,392 $2,662 $2,763
GEICO $1,523 $1,694 $1,281 $1,627 $4,317 $4,547 $1,391 $1,373
Nationwide $2,426 $2,472 $2,169 $2,299 $5,948 $7,622 $2,795 $3,022
Progressive $1,917 $1,679 $1,721 $1,635 $7,807 $8,719 $2,060 $2,050
State Farm $2,966 $2,966 $2,617 $2,617 $8,905 $11,216 $3,189 $4,014
Travelers $1,772 $1,863 $1,650 $1,752 $5,131 $6,458 $1,871 $1,965
USAA $1,588 $1,602 $1,474 $1,508 $5,689 $6,586 $2,089 $2,264

Cheap Eloy, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Eloy, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Eloy, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Eloy, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,226 $9,313
American Family $7,519 $9,792
Farmers $9,988 $10,392
GEICO $4,317 $4,547
Nationwide $5,948 $7,622
Progressive $7,807 $8,719
State Farm $8,905 $11,216
Travelers $5,131 $6,458
USAA $5,689 $6,586

Cheap Eloy, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Eloy, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Eloy, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,300 $3,300
American Family $2,619 $2,619
Farmers $2,095 $2,224
GEICO $1,281 $1,627
Nationwide $2,169 $2,299
Progressive $1,721 $1,635
State Farm $2,617 $2,617
Travelers $1,650 $1,752
USAA $1,474 $1,508

Cheap Eloy, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Eloy, Arizona compared to the annual auto insurance rates with a clean record in Eloy, Arizona.

Annual Eloy, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,795 $4,788 $5,413 $4,894
American Family $3,051 $4,736 $5,902 $3,547
Farmers $3,687 $4,742 $4,627 $4,364
GEICO $1,729 $2,326 $3,094 $1,729
Nationwide $3,041 $3,198 $4,736 $3,402
Progressive $3,043 $4,004 $3,212 $3,535
State Farm $4,395 $5,228 $4,811 $4,811
Travelers $2,251 $2,921 $3,261 $2,797
USAA $2,082 $2,958 $3,913 $2,447

Cheap Eloy, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Eloy, Arizona is not easy. Compare the annual rates for DUI auto insurance in Eloy, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Eloy, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,413
American Family $5,902
Farmers $4,627
GEICO $3,094
Nationwide $4,736
Progressive $3,212
State Farm $4,811
Travelers $3,261
USAA $3,913

Cheap Eloy, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Eloy, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Eloy, Arizona

Insurance Company Poor Fair Good
Allstate $6,021 $4,302 $3,845
American Family $5,424 $4,032 $3,470
Farmers $4,962 $4,152 $3,951
GEICO $3,048 $2,001 $1,609
Nationwide $4,331 $3,441 $3,011
Progressive $3,852 $3,358 $3,136
State Farm $8,849 $3,432 $2,153
Travelers $3,419 $2,786 $2,218
USAA $3,774 $2,612 $2,163

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Cheap Eloy, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Eloy, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Eloy, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Eloy, Arizona

ZIP Code Average Annual Rates
85131 $3,648

Cheap Eloy, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Eloy, Arizona auto insurance. Find the cheapest annual Eloy, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Eloy, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,723 $4,723
American Family $4,267 $4,351
Farmers $4,355 $4,355
GEICO $2,180 $2,258
Nationwide $3,594 $3,594
Progressive $3,449 $3,449
State Farm $4,691 $4,932
Travelers $2,808 $2,808
USAA $2,818 $2,881

Cheap Eloy, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Eloy, Arizona? Check out the comparison of annual Eloy, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Eloy, Arizona

Insurance Company Low Medium High
Allstate $4,375 $4,752 $5,040
American Family $4,157 $4,447 $4,323
Farmers $3,713 $4,400 $4,952
GEICO $1,869 $2,250 $2,538
Nationwide $3,448 $3,629 $3,706
Progressive $3,040 $3,511 $3,795
State Farm $4,355 $4,894 $5,185
Travelers $2,494 $2,854 $3,075
USAA $2,661 $2,882 $3,007

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Best By Category: Cheapest Auto Insurance in Eloy, Arizona

Compare the cheapest auto insurance companies in Eloy, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Eloy, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Eloy, Arizona Auto Insurance Companies

What auto insurance companies in Eloy, Arizona are the cheapest? Compare the top Eloy, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Eloy, Arizona

Insurance Company Average Annual Rates
Allstate $4,723
American Family $4,309
Farmers $4,355
GEICO $2,219
Nationwide $3,594
Progressive $3,449
State Farm $4,811
Travelers $2,808
USAA $2,850

What affects auto insurance rates in Eloy, Arizona?

There are a lot of reasons why auto insurance rates in Eloy, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Eloy, Arizona. Many local factors may affect your Eloy auto insurance rates.

Eloy Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Eloy, Arizona auto theft statistics, there have been 29 auto thefts in the city.

Eloy Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Eloy, Arizona commute length is 20.9 minutes according to City-Data.

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Compare Eloy, Arizona Auto Insurance Quotes

Before you buy Eloy, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Eloy, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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