Best Cheap Auto Insurance in Elnora, IN (2021)

The average Elnora, IN auto insurance rates are $276 per month. The minimum auto insurance in Elnora is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Elnora, Indiana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Elnora is 25.7 minutes
  • The cheapest auto insurance company in Elnora is USAA
  • The minimum auto insurance required in Elnora, Indiana is 25/50/25

Elnora, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Elnora can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elnora, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Elnora to other Indiana cities, including Hammond auto insurance rates, Evansville auto insurance rates, and Bloomington auto insurance rates to see how Elnora, Indiana auto insurance rates stack up.

Before you buy Elnora, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elnora, Indiana auto insurance quotes.

Minimum Auto Insurance in Elnora, Indiana

Elnora, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elnora, Indiana.

Minimum Required Auto Insurance Coverage in Elnora, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Elnora, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elnora, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elnora, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,497 $2,571 $2,178 $2,388 $7,355 $9,259 $2,563 $2,784
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,521 $1,502 $1,304 $1,461 $8,042 $8,563 $1,994 $2,158
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,976 $3,976 $3,651 $3,651 $8,754 $13,239 $3,976 $5,466
Nationwide $1,656 $1,694 $1,451 $1,550 $4,839 $6,287 $1,944 $2,127
Progressive $1,681 $1,597 $1,517 $1,530 $9,718 $10,944 $2,109 $2,160
State Farm $1,506 $1,506 $1,329 $1,329 $4,397 $5,650 $1,658 $1,845
Travelers $1,247 $1,269 $1,168 $1,166 $7,538 $11,813 $1,318 $1,536
USAA $982 $970 $907 $919 $2,683 $3,017 $1,329 $1,431

Cheap Elnora, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elnora, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Elnora, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Elnora, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,355 $9,259
American Family $6,331 $9,225
Farmers $8,042 $8,563
GEICO $4,871 $4,549
Liberty Mutual $8,754 $13,239
Nationwide $4,839 $6,287
Progressive $9,718 $10,944
State Farm $4,397 $5,650
Travelers $7,538 $11,813
USAA $2,683 $3,017

Cheap Elnora, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Elnora, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elnora, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,178 $2,388
American Family $2,107 $2,107
Farmers $1,304 $1,461
GEICO $1,547 $1,591
Liberty Mutual $3,651 $3,651
Nationwide $1,451 $1,550
Progressive $1,517 $1,530
State Farm $1,329 $1,329
Travelers $1,168 $1,166
USAA $907 $919

Cheap Elnora, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elnora, Indiana compared to the annual auto insurance rates with a clean record in Elnora, Indiana.

Annual Elnora, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,176 $4,626 $4,248 $3,749
American Family $2,562 $4,085 $5,171 $3,052
Farmers $2,969 $3,462 $3,563 $3,278
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,581 $5,380 $8,346 $5,037
Nationwide $2,316 $2,986 $2,863 $2,609
Progressive $2,934 $5,114 $3,500 $4,080
State Farm $2,349 $2,563 $2,349 $2,349
Travelers $2,868 $3,554 $4,028 $3,077
USAA $1,159 $1,641 $1,884 $1,435

Cheap Elnora, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elnora, Indiana is not easy. Compare the annual rates for DUI auto insurance in Elnora, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Elnora, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,248
American Family $5,171
Farmers $3,563
GEICO $3,385
Liberty Mutual $8,346
Nationwide $2,863
Progressive $3,500
State Farm $2,349
Travelers $4,028
USAA $1,884

Cheap Elnora, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elnora, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elnora, Indiana

Insurance Company Poor Fair Good
Allstate $4,916 $3,632 $3,301
American Family $5,078 $3,306 $2,769
Farmers $3,876 $3,156 $2,922
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,772 $5,058 $4,678
Nationwide $3,067 $2,591 $2,423
Progressive $4,318 $3,812 $3,590
State Farm $3,501 $2,088 $1,619
Travelers $3,771 $3,189 $3,185
USAA $2,071 $1,358 $1,161

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Cheap Elnora, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elnora, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Elnora, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elnora, Indiana

ZIP Code Average Annual Rates
47529 $3,218

Cheap Elnora, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Elnora, Indiana auto insurance. Find the cheapest annual Elnora, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elnora, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,949 $3,949
American Family $3,673 $3,762
Farmers $3,318 $3,318
GEICO $2,392 $2,483
Liberty Mutual $5,680 $5,992
Nationwide $2,693 $2,693
Progressive $3,907 $3,907
State Farm $2,334 $2,471
Travelers $3,382 $3,382
USAA $1,509 $1,550

Cheap Elnora, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elnora, Indiana? Check out the comparison of annual Elnora, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elnora, Indiana

Insurance Company Low Medium High
Allstate $3,767 $3,935 $4,147
American Family $3,702 $3,842 $3,608
Farmers $3,203 $3,311 $3,441
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,675 $5,824 $6,009
Nationwide $2,740 $2,672 $2,668
Progressive $3,703 $3,849 $4,169
State Farm $2,302 $2,401 $2,505
Travelers $3,332 $3,413 $3,400
USAA $1,484 $1,527 $1,579

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Best By Category: Cheapest Auto Insurance in Elnora, Indiana

Compare the cheapest auto insurance companies in Elnora, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elnora, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Elnora, Indiana Auto Insurance Companies

What auto insurance companies in Elnora, Indiana are the cheapest? Compare the top Elnora, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elnora, Indiana

Insurance Company Average Annual Rates
Allstate $3,949
American Family $3,717
Farmers $3,318
GEICO $2,438
Liberty Mutual $5,836
Nationwide $2,693
Progressive $3,907
State Farm $2,403
Travelers $3,382
USAA $1,530

What affects auto insurance rates in Elnora, Indiana?

There are a lot of reasons why auto insurance rates in Elnora, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elnora, Indiana. Many local factors may affect your Elnora auto insurance rates.

Elnora Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elnora, Indiana commute length is 25.7 minutes according to City-Data.

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Compare Elnora, Indiana Auto Insurance Quotes

Before you buy Elnora, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elnora, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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