Best Cheap Auto Insurance in Elmwood, WI (2021)

The average Elmwood, WI auto insurance rates are $257 per month. The minimum auto insurance in Elmwood is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Elmwood, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in Elmwood is 20.1 minutes
  • The minimum auto insurance required in Elmwood, Wisconsin is 25/50/10
  • Average auto insurance rates in Elmwood, WI for senior drivers are $1,741 per year

Elmwood, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Elmwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elmwood, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Elmwood to other Wisconsin cities, including Oshkosh auto insurance rates, Eau Claire auto insurance rates, and Appleton auto insurance rates to see how Elmwood, Wisconsin auto insurance rates stack up.

Before you buy Elmwood, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elmwood, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Elmwood, Wisconsin

Elmwood, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elmwood, Wisconsin.

Minimum Required Auto Insurance Coverage in Elmwood, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Elmwood, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elmwood, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elmwood, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,270 $2,392 $2,096 $2,314 $7,380 $9,435 $2,309 $2,513
American Family $1,077 $1,130 $1,006 $1,018 $3,100 $3,435 $1,275 $1,363
Farmers $1,868 $1,873 $1,657 $1,753 $8,731 $9,067 $2,112 $2,211
GEICO $1,386 $1,513 $1,403 $1,579 $4,471 $4,822 $1,286 $1,337
Liberty Mutual $2,092 $2,301 $1,700 $1,944 $6,027 $6,784 $2,229 $2,436
Nationwide $4,001 $4,226 $3,295 $3,483 $7,941 $12,115 $4,852 $5,819
Progressive $1,850 $1,783 $1,514 $1,567 $6,628 $7,509 $2,226 $2,411
State Farm $1,424 $1,424 $1,253 $1,253 $3,871 $4,918 $1,601 $1,817
USAA $1,373 $1,376 $1,238 $1,268 $3,424 $3,987 $1,790 $1,974

Cheap Elmwood, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elmwood, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Elmwood, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Elmwood, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,380 $9,435
American Family $3,100 $3,435
Farmers $8,731 $9,067
GEICO $4,471 $4,822
Liberty Mutual $6,027 $6,784
Nationwide $7,941 $12,115
Progressive $6,628 $7,509
State Farm $3,871 $4,918
USAA $3,424 $3,987

Cheap Elmwood, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Elmwood, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elmwood, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,096 $2,314
American Family $1,006 $1,018
Farmers $1,657 $1,753
GEICO $1,403 $1,579
Liberty Mutual $1,700 $1,944
Nationwide $3,295 $3,483
Progressive $1,514 $1,567
State Farm $1,253 $1,253
USAA $1,238 $1,268

Cheap Elmwood, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elmwood, Wisconsin compared to the annual auto insurance rates with a clean record in Elmwood, Wisconsin.

Annual Elmwood, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,128 $4,309 $4,028 $3,890
American Family $1,601 $1,700 $1,700 $1,700
Farmers $3,186 $4,018 $3,820 $3,612
GEICO $1,560 $2,496 $2,797 $2,046
Liberty Mutual $2,466 $3,422 $3,602 $3,266
Nationwide $4,832 $5,590 $6,852 $5,590
Progressive $2,925 $3,514 $3,028 $3,277
State Farm $2,031 $2,359 $2,195 $2,195
USAA $1,613 $2,024 $2,739 $1,838

Cheap Elmwood, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elmwood, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Elmwood, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Elmwood, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,028
American Family $1,700
Farmers $3,820
GEICO $2,797
Liberty Mutual $3,602
Nationwide $6,852
Progressive $3,028
State Farm $2,195
USAA $2,739

Cheap Elmwood, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elmwood, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elmwood, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,042 $3,469 $3,004
American Family $2,240 $1,479 $1,307
Farmers $4,138 $3,495 $3,344
GEICO $2,921 $2,082 $1,671
Liberty Mutual $4,634 $2,751 $2,181
Nationwide $6,427 $5,361 $5,361
Progressive $3,654 $3,066 $2,837
State Farm $3,275 $1,880 $1,431
USAA $3,174 $1,663 $1,325

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Cheap Elmwood, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elmwood, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Elmwood, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elmwood, Wisconsin

ZIP Code Average Annual Rates
54740 $2,978

Cheap Elmwood, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Elmwood, Wisconsin auto insurance. Find the cheapest annual Elmwood, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elmwood, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,746 $3,931
American Family $1,647 $1,704
Farmers $3,659 $3,659
GEICO $2,176 $2,273
Liberty Mutual $3,189 $3,189
Nationwide $5,716 $5,716
Progressive $3,186 $3,186
State Farm $2,141 $2,249
USAA $2,027 $2,081

Cheap Elmwood, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elmwood, Wisconsin? Check out the comparison of annual Elmwood, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elmwood, Wisconsin

Insurance Company Low Medium High
Allstate $3,678 $3,830 $4,008
American Family $1,657 $1,690 $1,679
Farmers $3,368 $3,630 $3,980
GEICO $2,111 $2,224 $2,339
Liberty Mutual $2,979 $3,215 $3,373
Nationwide $5,566 $5,714 $5,869
Progressive $3,028 $3,207 $3,323
State Farm $2,083 $2,201 $2,301
USAA $1,983 $2,055 $2,123

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Best By Category: Cheapest Auto Insurance in Elmwood, Wisconsin

Compare the cheapest auto insurance companies in Elmwood, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elmwood, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Elmwood, Wisconsin Auto Insurance Companies

What auto insurance companies in Elmwood, Wisconsin are the cheapest? Compare the top Elmwood, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elmwood, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,839
American Family $1,675
Farmers $3,659
GEICO $2,225
Liberty Mutual $3,189
Nationwide $5,716
Progressive $3,186
State Farm $2,195
USAA $2,054

What affects auto insurance rates in Elmwood, Wisconsin?

There are a lot of reasons why auto insurance rates in Elmwood, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elmwood, Wisconsin. Many local factors may affect your Elmwood auto insurance rates.

Elmwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elmwood, Wisconsin commute length is 20.1 minutes according to City-Data.

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Compare Elmwood, Wisconsin Auto Insurance Quotes

Before you buy Elmwood, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elmwood, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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