Best Cheap Auto Insurance in Elmwood, LA (2021)

The average Elmwood, LA auto insurance rates are $579 per month. The minimum auto insurance in Elmwood is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Elmwood, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Elmwood for teen drivers is Progressive
  • Average auto insurance rates in Elmwood, LA for senior drivers are $4,326 per year
  • The cheapest auto insurance company in Elmwood is USAA

Elmwood, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Elmwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elmwood, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Elmwood to other Louisiana cities, including Baton Rouge auto insurance rates, Monroe auto insurance rates, and Lake Charles auto insurance rates to see how Elmwood, Louisiana auto insurance rates stack up.

Before you buy Elmwood, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elmwood, Louisiana auto insurance quotes.

Minimum Auto Insurance in Elmwood, Louisiana

Elmwood, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elmwood, Louisiana.

Minimum Required Auto Insurance Coverage in Elmwood, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Elmwood, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elmwood, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elmwood, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,350 $4,350 $4,493 $4,493 $9,448 $11,875 $4,796 $5,194
GEICO $4,244 $4,897 $5,119 $6,326 $15,707 $16,445 $4,078 $3,909
Progressive $6,305 $5,939 $5,268 $5,664 $23,385 $26,055 $7,181 $7,234
State Farm $3,248 $3,248 $2,993 $2,993 $9,222 $11,552 $3,625 $4,051
USAA $3,032 $2,977 $2,972 $2,938 $9,364 $10,956 $3,730 $4,085

Cheap Elmwood, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elmwood, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Elmwood, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Elmwood, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,448 $11,875
GEICO $15,707 $16,445
Progressive $23,385 $26,055
State Farm $9,222 $11,552
USAA $9,364 $10,956

Cheap Elmwood, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Elmwood, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elmwood, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,493 $4,493
GEICO $5,119 $6,326
Progressive $5,268 $5,664
State Farm $2,993 $2,993
USAA $2,972 $2,938

Cheap Elmwood, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elmwood, Louisiana compared to the annual auto insurance rates with a clean record in Elmwood, Louisiana.

Annual Elmwood, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,834 $7,380 $6,594 $5,692
GEICO $5,150 $8,310 $10,291 $6,612
Progressive $9,094 $12,050 $11,724 $10,647
State Farm $4,687 $5,546 $5,117 $5,117
USAA $3,807 $5,322 $6,345 $4,554

Cheap Elmwood, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elmwood, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Elmwood, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Elmwood, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,594
GEICO $10,291
Progressive $11,724
State Farm $5,117
USAA $6,345

Cheap Elmwood, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elmwood, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elmwood, Louisiana

Insurance Company Poor Fair Good
Allstate $8,024 $5,522 $4,828
GEICO $9,035 $7,836 $5,901
Progressive $12,389 $10,511 $9,737
State Farm $7,090 $4,568 $3,692
USAA $6,898 $4,424 $3,698

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Cheap Elmwood, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elmwood, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Elmwood, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elmwood, Louisiana

ZIP Code Average Annual Rates
70121 $6,612
70123 $6,462

Cheap Elmwood, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Elmwood, Louisiana auto insurance. Find the cheapest annual Elmwood, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elmwood, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,125 $6,125
GEICO $7,434 $7,747
Progressive $10,879 $10,879
State Farm $4,979 $5,254
USAA $4,852 $5,162

Cheap Elmwood, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elmwood, Louisiana? Check out the comparison of annual Elmwood, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elmwood, Louisiana

Insurance Company Low Medium High
Allstate $5,284 $6,241 $6,849
GEICO $6,100 $7,616 $9,056
Progressive $8,891 $10,778 $12,968
State Farm $4,384 $5,104 $5,862
USAA $4,300 $5,088 $5,633

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Best By Category: Cheapest Auto Insurance in Elmwood, Louisiana

Compare the cheapest auto insurance companies in Elmwood, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elmwood, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Elmwood, Louisiana Auto Insurance Companies

What auto insurance companies in Elmwood, Louisiana are the cheapest? Compare the top Elmwood, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elmwood, Louisiana

Insurance Company Average Annual Rates
Allstate $6,125
GEICO $7,591
Progressive $10,879
State Farm $5,117
USAA $5,007

What affects auto insurance rates in Elmwood, Louisiana?

There are a lot of reasons why auto insurance rates in Elmwood, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elmwood, Louisiana. Many local factors may affect your Elmwood auto insurance rates.

Elmwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elmwood, Louisiana commute length is 21.4 minutes according to City-Data.

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Compare Elmwood, Louisiana Auto Insurance Quotes

Before you buy Elmwood, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elmwood, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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