Best Cheap Auto Insurance in Elmore, AL (2021)

The average Elmore, AL auto insurance rates are $311 per month. The minimum auto insurance in Elmore is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Elmore, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Elmore is 23.8 minutes
  • Average auto insurance rates in Elmore, AL for senior drivers are $1,960 per year
  • The cheapest auto insurance company in Elmore is USAA

Elmore, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Elmore can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elmore, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Elmore to other Alabama cities, including Birmingham auto insurance rates, Madison auto insurance rates, and Tuscaloosa auto insurance rates to see how Elmore, Alabama auto insurance rates stack up.

Before you buy Elmore, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elmore, Alabama auto insurance quotes.

Minimum Auto Insurance in Elmore, Alabama

Elmore, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elmore, Alabama.

Minimum Required Auto Insurance Coverage in Elmore, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Elmore, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elmore, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elmore, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,934 $1,845 $1,751 $1,785 $6,740 $7,250 $2,164 $2,210
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $2,098 $2,086 $1,990 $2,057 $5,541 $5,439 $2,218 $2,063
Liberty Mutual $3,030 $3,272 $2,479 $2,772 $11,257 $12,520 $3,228 $3,439
Nationwide $1,777 $1,799 $1,618 $1,676 $4,696 $6,054 $1,974 $2,208
Progressive $2,442 $2,279 $2,010 $2,143 $10,350 $11,547 $2,861 $3,055
State Farm $2,942 $2,942 $2,675 $2,675 $9,100 $11,391 $3,330 $3,840
Travelers $1,575 $1,599 $1,482 $1,476 $8,570 $13,501 $1,488 $1,700
USAA $1,324 $1,347 $1,235 $1,215 $3,890 $4,316 $1,721 $1,864

Cheap Elmore, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elmore, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Elmore, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Elmore, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,740 $7,250
Farmers $8,772 $9,029
GEICO $5,541 $5,439
Liberty Mutual $11,257 $12,520
Nationwide $4,696 $6,054
Progressive $10,350 $11,547
State Farm $9,100 $11,391
Travelers $8,570 $13,501
USAA $3,890 $4,316

Cheap Elmore, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Elmore, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elmore, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,751 $1,785
Farmers $2,054 $2,181
GEICO $1,990 $2,057
Liberty Mutual $2,479 $2,772
Nationwide $1,618 $1,676
Progressive $2,010 $2,143
State Farm $2,675 $2,675
Travelers $1,482 $1,476
USAA $1,235 $1,215

Cheap Elmore, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elmore, Alabama compared to the annual auto insurance rates with a clean record in Elmore, Alabama.

Annual Elmore, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,732 $3,221 $3,804 $3,083
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,979 $3,187 $3,940 $2,640
Liberty Mutual $4,114 $5,738 $5,600 $5,547
Nationwide $2,383 $2,383 $3,473 $2,661
Progressive $4,128 $5,220 $4,469 $4,526
State Farm $4,375 $5,457 $4,808 $4,808
Travelers $3,265 $3,426 $5,026 $3,980
USAA $1,627 $2,037 $3,032 $1,760

Cheap Elmore, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elmore, Alabama is not easy. Compare the annual rates for DUI auto insurance in Elmore, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Elmore, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,804
Farmers $4,236
GEICO $3,940
Liberty Mutual $5,600
Nationwide $3,473
Progressive $4,469
State Farm $4,808
Travelers $5,026
USAA $3,032

Cheap Elmore, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elmore, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elmore, Alabama

Insurance Company Poor Fair Good
Allstate $3,965 $3,117 $2,548
Farmers $4,471 $3,848 $3,649
GEICO $3,736 $2,664 $2,410
Liberty Mutual $7,515 $4,614 $3,620
Nationwide $3,289 $2,566 $2,321
Progressive $5,153 $4,444 $4,161
State Farm $7,890 $3,989 $2,707
Travelers $4,278 $3,711 $3,783
USAA $2,845 $1,848 $1,649

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Cheap Elmore, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elmore, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Elmore, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elmore, Alabama

ZIP Code Average Annual Rates
36025 $3,842

Cheap Elmore, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Elmore, Alabama auto insurance. Find the cheapest annual Elmore, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elmore, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,210 $3,210
Farmers $3,989 $3,989
GEICO $2,883 $2,990
Liberty Mutual $5,250 $5,250
Nationwide $2,725 $2,725
Progressive $4,586 $4,586
State Farm $4,743 $4,981
Travelers $3,924 $3,924
USAA $2,017 $2,211

Cheap Elmore, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elmore, Alabama? Check out the comparison of annual Elmore, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elmore, Alabama

Insurance Company Low Medium High
Allstate $3,092 $3,206 $3,332
Farmers $3,765 $3,938 $4,264
GEICO $2,708 $2,924 $3,177
Liberty Mutual $5,006 $5,225 $5,519
Nationwide $2,711 $2,701 $2,763
Progressive $4,101 $4,566 $5,091
State Farm $4,582 $4,857 $5,147
Travelers $3,723 $4,003 $4,047
USAA $2,039 $2,103 $2,200

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Best By Category: Cheapest Auto Insurance in Elmore, Alabama

Compare the cheapest auto insurance companies in Elmore, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elmore, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Elmore, Alabama Auto Insurance Companies

What auto insurance companies in Elmore, Alabama are the cheapest? Compare the top Elmore, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elmore, Alabama

Insurance Company Average Annual Rates
Allstate $3,210
Farmers $3,989
GEICO $2,937
Liberty Mutual $5,250
Nationwide $2,725
Progressive $4,586
State Farm $4,862
Travelers $3,924
USAA $2,114

What affects auto insurance rates in Elmore, Alabama?

There are a lot of reasons why auto insurance rates in Elmore, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elmore, Alabama. Many local factors may affect your Elmore auto insurance rates.

Elmore Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elmore, Alabama commute length is 23.8 minutes according to City-Data.

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Compare Elmore, Alabama Auto Insurance Quotes

Before you buy Elmore, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elmore, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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