Best Cheap Auto Insurance in Elmont, NY (2021)

The average Elmont, NY auto insurance rates are $594 per month. The minimum auto insurance in Elmont is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Elmont, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Elmont is GEICO
  • The most expensive auto insurance company in Elmont for teen drivers is Liberty Mutual
  • Average auto insurance rates in Elmont, NY for senior drivers are $4,426 per year

Elmont, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Elmont can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elmont, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Elmont to other New York cities, including Utica auto insurance rates, Syracuse auto insurance rates, and Rochester auto insurance rates to see how Elmont, New York auto insurance rates stack up.

Before you buy Elmont, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elmont, New York auto insurance quotes.

Minimum Auto Insurance in Elmont, New York

Elmont, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elmont, New York.

Minimum Required Auto Insurance Coverage in Elmont, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Elmont, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elmont, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elmont, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,227 $4,739 $4,945 $4,945 $15,296 $16,103 $4,876 $4,786
GEICO $3,494 $3,352 $3,383 $3,333 $7,588 $11,223 $3,137 $3,187
Liberty Mutual $7,108 $7,108 $6,620 $6,620 $13,964 $20,178 $7,108 $7,545
Nationwide $5,363 $5,363 $5,034 $5,034 $10,129 $15,322 $5,363 $6,993
Progressive $4,965 $4,410 $3,774 $3,875 $15,691 $16,801 $6,098 $5,545
State Farm $4,460 $4,460 $3,918 $3,918 $13,188 $16,158 $4,937 $5,172
Travelers $5,629 $5,464 $5,137 $5,357 $13,265 $15,679 $5,852 $5,914
USAA $2,710 $2,657 $2,470 $2,462 $11,286 $13,382 $3,477 $3,842

Cheap Elmont, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elmont, New York is a challenge. Take a look at the annual teen auto insurance rates in Elmont, New York.

Annual Auto Insurance Rates for Teen Drivers in Elmont, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,296 $16,103
GEICO $7,588 $11,223
Liberty Mutual $13,964 $20,178
Nationwide $10,129 $15,322
Progressive $15,691 $16,801
State Farm $13,188 $16,158
Travelers $13,265 $15,679
USAA $11,286 $13,382

Cheap Elmont, New York Auto Insurance for Seniors

What are senior auto insurance rates in Elmont, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elmont, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,945 $4,945
GEICO $3,383 $3,333
Liberty Mutual $6,620 $6,620
Nationwide $5,034 $5,034
Progressive $3,774 $3,875
State Farm $3,918 $3,918
Travelers $5,137 $5,357
USAA $2,470 $2,462

Cheap Elmont, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elmont, New York compared to the annual auto insurance rates with a clean record in Elmont, New York.

Annual Elmont, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,417 $6,417 $9,473 $8,151
GEICO $3,707 $4,045 $7,889 $3,707
Liberty Mutual $7,481 $7,481 $15,684 $7,481
Nationwide $5,490 $5,490 $12,697 $5,624
Progressive $7,411 $7,411 $8,285 $7,473
State Farm $6,670 $6,670 $7,382 $7,382
Travelers $6,550 $8,374 $8,487 $7,737
USAA $4,687 $4,766 $6,923 $4,766

Cheap Elmont, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elmont, New York is not easy. Compare the annual rates for DUI auto insurance in Elmont, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Elmont, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,473
GEICO $7,889
Liberty Mutual $15,684
Nationwide $12,697
Progressive $8,285
State Farm $7,382
Travelers $8,487
USAA $6,923

Cheap Elmont, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elmont, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elmont, New York

Insurance Company Poor Fair Good
Allstate $11,242 $6,294 $5,309
GEICO $6,063 $4,451 $3,996
Liberty Mutual $13,368 $8,717 $6,510
Nationwide $7,325 $7,325 $7,325
Progressive $12,855 $5,917 $4,163
State Farm $9,924 $6,220 $4,935
Travelers $11,103 $6,634 $5,625
USAA $8,111 $4,116 $3,630

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Cheap Elmont, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elmont, New York can vary. Compare the annual cost of auto insurance by ZIP code in Elmont, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elmont, New York

ZIP Code Average Annual Rates
11003 $7,128

Cheap Elmont, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Elmont, New York auto insurance. Find the cheapest annual Elmont, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elmont, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,505 $7,724
GEICO $4,696 $4,978
Liberty Mutual $9,255 $9,808
Nationwide $7,325 $7,325
Progressive $7,645 $7,645
State Farm $6,764 $7,289
Travelers $7,787 $7,787
USAA $5,232 $5,339

Cheap Elmont, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elmont, New York? Check out the comparison of annual Elmont, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elmont, New York

Insurance Company Low Medium High
Allstate $6,943 $7,572 $8,330
GEICO $4,527 $4,805 $5,179
Liberty Mutual $9,004 $9,504 $10,087
Nationwide $6,783 $7,248 $7,945
Progressive $7,186 $7,582 $8,166
State Farm $6,595 $7,076 $7,408
Travelers $7,222 $7,662 $8,477
USAA $5,083 $5,249 $5,525

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Best By Category: Cheapest Auto Insurance in Elmont, New York

Compare the cheapest auto insurance companies in Elmont, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elmont, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest Elmont, New York Auto Insurance Companies

What auto insurance companies in Elmont, New York are the cheapest? Compare the top Elmont, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elmont, New York

Insurance Company Average Annual Rates
Allstate $7,615
GEICO $4,837
Liberty Mutual $9,531
Nationwide $7,325
Progressive $7,645
State Farm $7,026
Travelers $7,787
USAA $5,286

What affects auto insurance rates in Elmont, New York?

There are a lot of reasons why auto insurance rates in Elmont, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elmont, New York. Many local factors may affect your Elmont auto insurance rates.

Elmont Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elmont, New York commute length is 40.7 minutes according to City-Data.

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Compare Elmont, New York Auto Insurance Quotes

Before you buy Elmont, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elmont, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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