Best Cheap Auto Insurance in Elmer, LA (2021)

The average Elmer, LA auto insurance rates are $476 per month. The minimum auto insurance in Elmer is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Elmer, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The minimum auto insurance required in Elmer, Louisiana is 15/30/25
  • Average auto insurance rates in Elmer, LA for senior drivers are $3,586 per year
  • The most expensive auto insurance company in Elmer for teen drivers is Progressive

Elmer, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Elmer can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elmer, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Elmer to other Louisiana cities, including New Orleans auto insurance rates, Shreveport auto insurance rates, and Bossier City auto insurance rates to see how Elmer, Louisiana auto insurance rates stack up.

Before you buy Elmer, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elmer, Louisiana auto insurance quotes.

Minimum Auto Insurance in Elmer, Louisiana

Elmer, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elmer, Louisiana.

Minimum Required Auto Insurance Coverage in Elmer, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Elmer, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elmer, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elmer, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,961 $3,961 $4,083 $4,083 $8,602 $10,840 $4,370 $4,735
GEICO $3,821 $4,432 $4,649 $5,756 $14,333 $14,986 $3,679 $3,506
Progressive $4,031 $3,747 $3,381 $3,663 $16,305 $18,102 $4,592 $4,671
State Farm $2,949 $2,949 $2,724 $2,724 $8,846 $11,084 $3,292 $3,691
USAA $2,463 $2,421 $2,410 $2,387 $7,360 $8,608 $3,009 $3,287

Cheap Elmer, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elmer, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Elmer, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Elmer, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,602 $10,840
GEICO $14,333 $14,986
Progressive $16,305 $18,102
State Farm $8,846 $11,084
USAA $7,360 $8,608

Cheap Elmer, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Elmer, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elmer, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,083 $4,083
GEICO $4,649 $5,756
Progressive $3,381 $3,663
State Farm $2,724 $2,724
USAA $2,410 $2,387

Cheap Elmer, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elmer, Louisiana compared to the annual auto insurance rates with a clean record in Elmer, Louisiana.

Annual Elmer, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,428 $6,710 $5,990 $5,189
GEICO $4,659 $7,554 $9,400 $5,968
Progressive $6,083 $8,195 $7,851 $7,116
State Farm $4,374 $5,191 $4,782 $4,782
USAA $3,052 $4,236 $5,044 $3,640

Cheap Elmer, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elmer, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Elmer, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Elmer, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,990
GEICO $9,400
Progressive $7,851
State Farm $4,782
USAA $5,044

Cheap Elmer, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elmer, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elmer, Louisiana

Insurance Company Poor Fair Good
Allstate $7,317 $5,029 $4,391
GEICO $8,205 $7,118 $5,362
Progressive $8,245 $7,088 $6,601
State Farm $6,625 $4,270 $3,452
USAA $5,498 $3,529 $2,952

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Cheap Elmer, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elmer, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Elmer, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elmer, Louisiana

ZIP Code Average Annual Rates
71424 $5,357

Cheap Elmer, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Elmer, Louisiana auto insurance. Find the cheapest annual Elmer, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elmer, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,579 $5,579
GEICO $6,759 $7,032
Progressive $7,312 $7,312
State Farm $4,659 $4,906
USAA $3,868 $4,118

Cheap Elmer, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elmer, Louisiana? Check out the comparison of annual Elmer, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elmer, Louisiana

Insurance Company Low Medium High
Allstate $4,832 $5,681 $6,225
GEICO $5,533 $6,919 $8,233
Progressive $6,025 $7,246 $8,663
State Farm $4,097 $4,770 $5,480
USAA $3,432 $4,059 $4,488

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Best By Category: Cheapest Auto Insurance in Elmer, Louisiana

Compare the cheapest auto insurance companies in Elmer, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elmer, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Elmer, Louisiana Auto Insurance Companies

What auto insurance companies in Elmer, Louisiana are the cheapest? Compare the top Elmer, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elmer, Louisiana

Insurance Company Average Annual Rates
Allstate $5,579
GEICO $6,895
Progressive $7,312
State Farm $4,782
USAA $3,993

Compare Elmer, Louisiana Auto Insurance Quotes

Before you buy Elmer, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elmer, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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