Best Cheap Auto Insurance in Elmendorf, TX (2021)

The average Elmendorf, TX auto insurance rates are $335 per month. The minimum auto insurance in Elmendorf is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Elmendorf, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Elmendorf for teen drivers is Allstate
  • The minimum auto insurance required in Elmendorf, Texas is 30/60/25
  • The cheapest auto insurance company in Elmendorf is USAA

Elmendorf, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Elmendorf can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elmendorf, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Elmendorf to other Texas cities, including Fort Worth auto insurance rates, Houston auto insurance rates, and San Antonio auto insurance rates to see how Elmendorf, Texas auto insurance rates stack up.

Before you buy Elmendorf, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elmendorf, Texas auto insurance quotes.

Minimum Auto Insurance in Elmendorf, Texas

Elmendorf, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elmendorf, Texas.

Minimum Required Auto Insurance Coverage in Elmendorf, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Elmendorf, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elmendorf, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elmendorf, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,803 $3,835 $3,756 $3,756 $9,925 $11,969 $4,687 $4,877
American Family $2,946 $3,287 $2,782 $3,194 $8,122 $10,709 $4,291 $4,922
GEICO $2,711 $2,944 $2,650 $3,051 $5,940 $6,104 $2,926 $2,875
Nationwide $2,344 $2,382 $2,076 $2,195 $6,595 $8,454 $2,750 $2,972
Progressive $2,365 $2,235 $2,110 $2,147 $9,991 $11,144 $2,791 $2,820
State Farm $2,118 $2,118 $1,887 $1,887 $5,046 $6,421 $2,301 $2,366
USAA $1,573 $1,579 $1,513 $1,500 $4,415 $4,789 $2,090 $2,228

Cheap Elmendorf, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elmendorf, Texas is a challenge. Take a look at the annual teen auto insurance rates in Elmendorf, Texas.

Annual Auto Insurance Rates for Teen Drivers in Elmendorf, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,925 $11,969
American Family $8,122 $10,709
GEICO $5,940 $6,104
Nationwide $6,595 $8,454
Progressive $9,991 $11,144
State Farm $5,046 $6,421
USAA $4,415 $4,789

Cheap Elmendorf, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Elmendorf, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elmendorf, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,756 $3,756
American Family $2,782 $3,194
GEICO $2,650 $3,051
Nationwide $2,076 $2,195
Progressive $2,110 $2,147
State Farm $1,887 $1,887
USAA $1,513 $1,500

Cheap Elmendorf, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elmendorf, Texas compared to the annual auto insurance rates with a clean record in Elmendorf, Texas.

Annual Elmendorf, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,531 $6,983 $7,259 $4,531
American Family $4,587 $5,834 $5,118 $4,587
GEICO $3,093 $4,095 $3,410 $4,002
Nationwide $3,232 $3,232 $4,773 $3,647
Progressive $3,880 $5,030 $4,530 $4,362
State Farm $2,682 $3,075 $3,632 $2,682
USAA $1,832 $2,718 $3,191 $2,103

Cheap Elmendorf, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elmendorf, Texas is not easy. Compare the annual rates for DUI auto insurance in Elmendorf, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Elmendorf, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,259
American Family $5,118
GEICO $3,410
Nationwide $4,773
Progressive $4,530
State Farm $3,632
USAA $3,191

Cheap Elmendorf, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elmendorf, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elmendorf, Texas

Insurance Company Poor Fair Good
Allstate $7,417 $5,421 $4,639
American Family $6,904 $4,356 $3,835
GEICO $5,647 $3,186 $2,117
Nationwide $4,465 $3,584 $3,114
Progressive $5,003 $4,332 $4,016
State Farm $4,265 $2,663 $2,126
USAA $3,587 $2,099 $1,698

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Cheap Elmendorf, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elmendorf, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Elmendorf, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elmendorf, Texas

ZIP Code Average Annual Rates
78112 $5,919

Cheap Elmendorf, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Elmendorf, Texas auto insurance. Find the cheapest annual Elmendorf, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elmendorf, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,683 $5,969
American Family $5,032 $5,032
GEICO $3,579 $3,722
Nationwide $3,721 $3,721
Progressive $4,450 $4,450
State Farm $3,018 $3,018
USAA $2,430 $2,492

Cheap Elmendorf, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elmendorf, Texas? Check out the comparison of annual Elmendorf, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elmendorf, Texas

Insurance Company Low Medium High
Allstate $5,673 $5,768 $6,037
American Family $4,665 $4,843 $5,587
GEICO $3,402 $3,581 $3,967
Nationwide $3,979 $3,562 $3,622
Progressive $4,215 $4,427 $4,709
State Farm $2,836 $3,000 $3,217
USAA $2,358 $2,448 $2,577

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Best By Category: Cheapest Auto Insurance in Elmendorf, Texas

Compare the cheapest auto insurance companies in Elmendorf, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elmendorf, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Elmendorf, Texas Auto Insurance Companies

What auto insurance companies in Elmendorf, Texas are the cheapest? Compare the top Elmendorf, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elmendorf, Texas

Insurance Company Average Annual Rates
Allstate $5,826
American Family $5,032
GEICO $3,650
Nationwide $3,721
Progressive $4,450
State Farm $3,018
USAA $2,461

What affects auto insurance rates in Elmendorf, Texas?

There are a lot of reasons why auto insurance rates in Elmendorf, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elmendorf, Texas. Many local factors may affect your Elmendorf auto insurance rates.

Elmendorf Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elmendorf, Texas commute length is 29.7 minutes according to City-Data.

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Compare Elmendorf, Texas Auto Insurance Quotes

Before you buy Elmendorf, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elmendorf, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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