Best Cheap Auto Insurance in Elmdale, KS (2021)

The average Elmdale, KS auto insurance rates are $277 per month. The minimum auto insurance in Elmdale is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Elmdale, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Elmdale is 42.2 minutes
  • Average auto insurance rates in Elmdale, KS for senior drivers are $1,946 per year
  • The cheapest auto insurance company in Elmdale is American Family

Elmdale, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Elmdale can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elmdale, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Elmdale to other Kansas cities, including Shawnee auto insurance rates, Olathe auto insurance rates, and Kansas City auto insurance rates to see how Elmdale, Kansas auto insurance rates stack up.

Before you buy Elmdale, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elmdale, Kansas auto insurance quotes.

Minimum Auto Insurance in Elmdale, Kansas

Elmdale, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elmdale, Kansas.

Minimum Required Auto Insurance Coverage in Elmdale, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Elmdale, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elmdale, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elmdale, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,632 $1,632 $1,473 $1,473 $3,156 $3,784 $1,632 $1,834
Farmers $2,566 $2,553 $2,297 $2,394 $6,622 $6,857 $2,865 $3,012
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,371 $2,562 $2,254 $2,514 $10,841 $12,107 $2,597 $2,811
Nationwide $1,738 $1,795 $1,545 $1,669 $3,500 $4,295 $2,011 $2,144
Progressive $2,347 $2,233 $1,891 $1,975 $8,734 $9,854 $2,778 $2,985
State Farm $1,634 $1,634 $1,429 $1,429 $4,322 $5,512 $1,835 $2,072
Travelers $2,044 $2,079 $1,998 $2,021 $8,320 $12,984 $2,094 $2,462
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Cheap Elmdale, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elmdale, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Elmdale, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Elmdale, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,156 $3,784
Farmers $6,622 $6,857
GEICO $4,439 $5,960
Liberty Mutual $10,841 $12,107
Nationwide $3,500 $4,295
Progressive $8,734 $9,854
State Farm $4,322 $5,512
Travelers $8,320 $12,984
USAA $4,580 $4,837

Cheap Elmdale, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Elmdale, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elmdale, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,473 $1,473
Farmers $2,297 $2,394
GEICO $2,443 $2,273
Liberty Mutual $2,254 $2,514
Nationwide $1,545 $1,669
Progressive $1,891 $1,975
State Farm $1,429 $1,429
Travelers $1,998 $2,021
USAA $1,272 $1,296

Cheap Elmdale, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elmdale, Kansas compared to the annual auto insurance rates with a clean record in Elmdale, Kansas.

Annual Elmdale, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,040 $2,190 $2,040 $2,040
Farmers $3,087 $3,945 $3,848 $3,702
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,591 $5,393 $5,296 $4,748
Nationwide $1,752 $2,016 $3,573 $2,007
Progressive $3,789 $4,427 $3,958 $4,225
State Farm $2,306 $2,661 $2,483 $2,483
Travelers $3,091 $4,040 $5,576 $4,294
USAA $1,705 $2,284 $3,352 $1,950

Cheap Elmdale, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elmdale, Kansas is not easy. Compare the annual rates for DUI auto insurance in Elmdale, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Elmdale, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,882
American Family $2,040
Farmers $3,848
GEICO $4,922
Liberty Mutual $5,296
Nationwide $3,573
Progressive $3,958
State Farm $2,483
Travelers $5,576
USAA $3,352

Cheap Elmdale, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elmdale, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elmdale, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,711 $1,919 $1,601
Farmers $4,311 $3,408 $3,218
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,757 $4,757 $4,757
Nationwide $2,597 $2,284 $2,131
Progressive $4,697 $3,951 $3,651
State Farm $3,615 $2,161 $1,674
Travelers $4,909 $4,000 $3,842
USAA $3,182 $2,079 $1,707

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Cheap Elmdale, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elmdale, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Elmdale, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elmdale, Kansas

ZIP Code Average Annual Rates
66850 $3,510

Cheap Elmdale, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Elmdale, Kansas auto insurance. Find the cheapest annual Elmdale, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elmdale, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,050 $2,104
Farmers $3,646 $3,646
GEICO $3,027 $3,159
Liberty Mutual $4,757 $4,757
Nationwide $2,337 $2,337
Progressive $4,100 $4,100
State Farm $2,422 $2,545
Travelers $4,250 $4,250
USAA $2,254 $2,392

Cheap Elmdale, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elmdale, Kansas? Check out the comparison of annual Elmdale, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elmdale, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,098 $2,182 $1,951
Farmers $3,497 $3,626 $3,814
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,652 $4,747 $4,873
Nationwide $2,461 $2,311 $2,239
Progressive $3,886 $4,068 $4,344
State Farm $2,394 $2,490 $2,566
Travelers $4,029 $4,256 $4,466
USAA $2,253 $2,318 $2,398

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Best By Category: Cheapest Auto Insurance in Elmdale, Kansas

Compare the cheapest auto insurance companies in Elmdale, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elmdale, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Elmdale, Kansas Auto Insurance Companies

What auto insurance companies in Elmdale, Kansas are the cheapest? Compare the top Elmdale, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elmdale, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,077
Farmers $3,646
GEICO $3,093
Liberty Mutual $4,757
Nationwide $2,337
Progressive $4,100
State Farm $2,483
Travelers $4,250
USAA $2,323

What affects auto insurance rates in Elmdale, Kansas?

There are a lot of reasons why auto insurance rates in Elmdale, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elmdale, Kansas. Many local factors may affect your Elmdale auto insurance rates.

Elmdale Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elmdale, Kansas commute length is 42.2 minutes according to City-Data.

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Compare Elmdale, Kansas Auto Insurance Quotes

Before you buy Elmdale, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elmdale, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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