Best Cheap Auto Insurance in Elm Mott, TX (2021)

The average Elm Mott, TX auto insurance rates are $290 per month. The minimum auto insurance in Elm Mott is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Elm Mott, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Elm Mott is USAA
  • The most expensive auto insurance company in Elm Mott for teen drivers is Progressive
  • Average auto insurance rates in Elm Mott, TX for senior drivers are $2,107 per year

Elm Mott, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Elm Mott can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elm Mott, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Elm Mott to other Texas cities, including Dallas auto insurance rates, Fort Worth auto insurance rates, and Plano auto insurance rates to see how Elm Mott, Texas auto insurance rates stack up.

Before you buy Elm Mott, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elm Mott, Texas auto insurance quotes.

Minimum Auto Insurance in Elm Mott, Texas

Elm Mott, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elm Mott, Texas.

Minimum Required Auto Insurance Coverage in Elm Mott, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Elm Mott, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elm Mott, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elm Mott, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,344 $3,373 $3,302 $3,302 $8,825 $10,647 $4,132 $4,304
American Family $2,187 $2,424 $2,045 $2,331 $5,656 $7,389 $3,104 $3,530
GEICO $2,008 $2,158 $1,931 $2,174 $4,338 $4,505 $2,168 $2,168
Nationwide $2,189 $2,225 $1,937 $2,049 $6,166 $7,908 $2,568 $2,775
Progressive $2,206 $2,088 $1,975 $2,006 $9,443 $10,543 $2,610 $2,648
State Farm $1,962 $1,962 $1,752 $1,752 $4,800 $6,138 $2,140 $2,208
USAA $1,544 $1,551 $1,475 $1,462 $4,312 $4,693 $2,047 $2,192

Cheap Elm Mott, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elm Mott, Texas is a challenge. Take a look at the annual teen auto insurance rates in Elm Mott, Texas.

Annual Auto Insurance Rates for Teen Drivers in Elm Mott, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,825 $10,647
American Family $5,656 $7,389
GEICO $4,338 $4,505
Nationwide $6,166 $7,908
Progressive $9,443 $10,543
State Farm $4,800 $6,138
USAA $4,312 $4,693

Cheap Elm Mott, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Elm Mott, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elm Mott, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,302 $3,302
American Family $2,045 $2,331
GEICO $1,931 $2,174
Nationwide $1,937 $2,049
Progressive $1,975 $2,006
State Farm $1,752 $1,752
USAA $1,475 $1,462

Cheap Elm Mott, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elm Mott, Texas compared to the annual auto insurance rates with a clean record in Elm Mott, Texas.

Annual Elm Mott, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,002 $6,171 $6,440 $4,002
American Family $3,276 $4,138 $3,642 $3,276
GEICO $2,281 $3,000 $2,518 $2,926
Nationwide $3,020 $3,020 $4,461 $3,407
Progressive $3,655 $4,740 $4,261 $4,104
State Farm $2,514 $2,896 $3,435 $2,514
USAA $1,799 $2,655 $3,120 $2,064

Cheap Elm Mott, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elm Mott, Texas is not easy. Compare the annual rates for DUI auto insurance in Elm Mott, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Elm Mott, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,440
American Family $3,642
GEICO $2,518
Nationwide $4,461
Progressive $4,261
State Farm $3,435
USAA $3,120

Cheap Elm Mott, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elm Mott, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elm Mott, Texas

Insurance Company Poor Fair Good
Allstate $6,550 $4,801 $4,110
American Family $4,933 $3,101 $2,716
GEICO $4,117 $2,348 $1,579
Nationwide $4,167 $3,350 $2,914
Progressive $4,699 $4,081 $3,790
State Farm $4,019 $2,503 $1,996
USAA $3,541 $2,044 $1,643

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Cheap Elm Mott, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elm Mott, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Elm Mott, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elm Mott, Texas

ZIP Code Average Annual Rates
76640 $5,187

Cheap Elm Mott, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Elm Mott, Texas auto insurance. Find the cheapest annual Elm Mott, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elm Mott, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,030 $5,277
American Family $3,583 $3,583
GEICO $2,633 $2,730
Nationwide $3,477 $3,477
Progressive $4,190 $4,190
State Farm $2,839 $2,839
USAA $2,379 $2,440

Cheap Elm Mott, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elm Mott, Texas? Check out the comparison of annual Elm Mott, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elm Mott, Texas

Insurance Company Low Medium High
Allstate $5,032 $5,108 $5,321
American Family $3,345 $3,461 $3,943
GEICO $2,551 $2,654 $2,839
Nationwide $3,746 $3,330 $3,355
Progressive $3,993 $4,171 $4,406
State Farm $2,698 $2,833 $2,988
USAA $2,328 $2,400 $2,500

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Best By Category: Cheapest Auto Insurance in Elm Mott, Texas

Compare the cheapest auto insurance companies in Elm Mott, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elm Mott, Texas

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Elm Mott, Texas Auto Insurance Companies

What auto insurance companies in Elm Mott, Texas are the cheapest? Compare the top Elm Mott, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elm Mott, Texas

Insurance Company Average Annual Rates
Allstate $5,154
American Family $3,583
GEICO $2,681
Nationwide $3,477
Progressive $4,190
State Farm $2,839
USAA $2,409

Compare Elm Mott, Texas Auto Insurance Quotes

Before you buy Elm Mott, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elm Mott, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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