Best Cheap Auto Insurance in Elm Grove, LA (2021)

The average Elm Grove, LA auto insurance rates are $406 per month. The minimum auto insurance in Elm Grove is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Elm Grove, Louisiana, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Elm Grove, LA for senior drivers are $3,004 per year
  • The cheapest auto insurance company in Elm Grove is USAA
  • The minimum auto insurance required in Elm Grove, Louisiana is 15/30/25

Elm Grove, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Elm Grove can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elm Grove, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Elm Grove to other Louisiana cities, including Monroe auto insurance rates, Houma auto insurance rates, and Alexandria auto insurance rates to see how Elm Grove, Louisiana auto insurance rates stack up.

Before you buy Elm Grove, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elm Grove, Louisiana auto insurance quotes.

Minimum Auto Insurance in Elm Grove, Louisiana

Elm Grove, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elm Grove, Louisiana.

Minimum Required Auto Insurance Coverage in Elm Grove, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Elm Grove, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elm Grove, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elm Grove, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,816 $3,816 $3,927 $3,927 $8,396 $10,626 $4,221 $4,581
GEICO $2,898 $3,327 $3,414 $4,139 $10,849 $11,512 $2,816 $2,758
Progressive $3,142 $2,934 $2,641 $2,832 $12,868 $14,311 $3,618 $3,740
State Farm $2,531 $2,531 $2,324 $2,324 $7,661 $9,596 $2,831 $3,201
USAA $2,335 $2,295 $2,263 $2,245 $7,058 $8,317 $2,877 $3,152

Cheap Elm Grove, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elm Grove, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Elm Grove, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Elm Grove, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,626
GEICO $10,849 $11,512
Progressive $12,868 $14,311
State Farm $7,661 $9,596
USAA $7,058 $8,317

Cheap Elm Grove, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Elm Grove, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elm Grove, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,927 $3,927
GEICO $3,414 $4,139
Progressive $2,641 $2,832
State Farm $2,324 $2,324
USAA $2,263 $2,245

Cheap Elm Grove, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elm Grove, Louisiana compared to the annual auto insurance rates with a clean record in Elm Grove, Louisiana.

Annual Elm Grove, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,300 $6,515 $5,806 $5,034
GEICO $3,543 $5,735 $7,029 $4,549
Progressive $4,796 $6,461 $6,180 $5,606
State Farm $3,771 $4,479 $4,125 $4,125
USAA $2,904 $4,024 $4,875 $3,468

Cheap Elm Grove, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elm Grove, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Elm Grove, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Elm Grove, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,806
GEICO $7,029
Progressive $6,180
State Farm $4,125
USAA $4,875

Cheap Elm Grove, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elm Grove, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elm Grove, Louisiana

Insurance Company Poor Fair Good
Allstate $7,120 $4,881 $4,240
GEICO $6,200 $5,382 $4,060
Progressive $6,496 $5,583 $5,203
State Farm $5,738 $3,677 $2,961
USAA $5,284 $3,364 $2,805

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Elm Grove, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elm Grove, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Elm Grove, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elm Grove, Louisiana

ZIP Code Average Annual Rates
71051 $4,542

Cheap Elm Grove, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Elm Grove, Louisiana auto insurance. Find the cheapest annual Elm Grove, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elm Grove, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,414 $5,414
GEICO $5,116 $5,313
Progressive $5,761 $5,761
State Farm $4,020 $4,230
USAA $3,704 $3,931

Cheap Elm Grove, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elm Grove, Louisiana? Check out the comparison of annual Elm Grove, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elm Grove, Louisiana

Insurance Company Low Medium High
Allstate $4,745 $5,506 $5,990
GEICO $4,428 $5,236 $5,979
Progressive $4,945 $5,719 $6,617
State Farm $3,602 $4,116 $4,657
USAA $3,405 $3,865 $4,183

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Elm Grove, Louisiana

Compare the cheapest auto insurance companies in Elm Grove, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elm Grove, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Elm Grove, Louisiana Auto Insurance Companies

What auto insurance companies in Elm Grove, Louisiana are the cheapest? Compare the top Elm Grove, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elm Grove, Louisiana

Insurance Company Average Annual Rates
Allstate $5,414
GEICO $5,214
Progressive $5,761
State Farm $4,125
USAA $3,818

Compare Elm Grove, Louisiana Auto Insurance Quotes

Before you buy Elm Grove, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elm Grove, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption