Best Cheap Auto Insurance in Ellsworth, WI (2021)

The average Ellsworth, WI auto insurance rates are $253 per month. The minimum auto insurance in Ellsworth is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Ellsworth, Wisconsin, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Ellsworth is 27.8 minutes
  • The most expensive auto insurance company in Ellsworth for teen drivers is Nationwide
  • The minimum auto insurance required in Ellsworth, Wisconsin is 25/50/10

Ellsworth, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Ellsworth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ellsworth, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Ellsworth to other Wisconsin cities, including Oshkosh auto insurance rates, Janesville auto insurance rates, and Green Bay auto insurance rates to see how Ellsworth, Wisconsin auto insurance rates stack up.

Before you buy Ellsworth, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ellsworth, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Ellsworth, Wisconsin

Ellsworth, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ellsworth, Wisconsin.

Minimum Required Auto Insurance Coverage in Ellsworth, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Ellsworth, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ellsworth, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ellsworth, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,270 $2,392 $2,096 $2,314 $7,380 $9,435 $2,309 $2,513
American Family $1,085 $1,138 $1,020 $1,029 $3,246 $3,596 $1,294 $1,384
Farmers $1,868 $1,873 $1,657 $1,753 $8,731 $9,067 $2,112 $2,211
GEICO $1,386 $1,513 $1,403 $1,579 $4,471 $4,822 $1,286 $1,337
Liberty Mutual $1,810 $1,980 $1,466 $1,668 $5,864 $6,583 $1,926 $2,091
Nationwide $3,960 $4,178 $3,272 $3,454 $7,985 $12,216 $4,812 $5,743
Progressive $1,729 $1,648 $1,416 $1,476 $6,542 $7,384 $2,076 $2,253
State Farm $1,305 $1,305 $1,157 $1,157 $3,662 $4,642 $1,470 $1,669
USAA $1,412 $1,413 $1,275 $1,304 $3,546 $4,124 $1,840 $2,027

Cheap Ellsworth, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ellsworth, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Ellsworth, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Ellsworth, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,380 $9,435
American Family $3,246 $3,596
Farmers $8,731 $9,067
GEICO $4,471 $4,822
Liberty Mutual $5,864 $6,583
Nationwide $7,985 $12,216
Progressive $6,542 $7,384
State Farm $3,662 $4,642
USAA $3,546 $4,124

Cheap Ellsworth, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Ellsworth, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ellsworth, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,096 $2,314
American Family $1,020 $1,029
Farmers $1,657 $1,753
GEICO $1,403 $1,579
Liberty Mutual $1,466 $1,668
Nationwide $3,272 $3,454
Progressive $1,416 $1,476
State Farm $1,157 $1,157
USAA $1,275 $1,304

Cheap Ellsworth, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ellsworth, Wisconsin compared to the annual auto insurance rates with a clean record in Ellsworth, Wisconsin.

Annual Ellsworth, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,128 $4,309 $4,028 $3,890
American Family $1,647 $1,750 $1,750 $1,750
Farmers $3,186 $4,018 $3,820 $3,612
GEICO $1,560 $2,496 $2,797 $2,046
Liberty Mutual $2,243 $3,167 $3,298 $2,987
Nationwide $4,821 $5,577 $6,835 $5,577
Progressive $2,808 $3,398 $2,913 $3,143
State Farm $1,885 $2,206 $2,046 $2,046
USAA $1,661 $2,088 $2,826 $1,895

Cheap Ellsworth, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ellsworth, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Ellsworth, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Ellsworth, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,028
American Family $1,750
Farmers $3,820
GEICO $2,797
Liberty Mutual $3,298
Nationwide $6,835
Progressive $2,913
State Farm $2,046
USAA $2,826

Cheap Ellsworth, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ellsworth, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ellsworth, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,042 $3,469 $3,004
American Family $2,306 $1,521 $1,344
Farmers $4,138 $3,495 $3,344
GEICO $2,921 $2,082 $1,671
Liberty Mutual $4,222 $2,542 $2,007
Nationwide $6,411 $5,348 $5,348
Progressive $3,490 $2,958 $2,748
State Farm $3,052 $1,752 $1,334
USAA $3,269 $1,716 $1,368

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Ellsworth, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ellsworth, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Ellsworth, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ellsworth, Wisconsin

ZIP Code Average Annual Rates
54011 $2,947

Cheap Ellsworth, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Ellsworth, Wisconsin auto insurance. Find the cheapest annual Ellsworth, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ellsworth, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,746 $3,931
American Family $1,694 $1,754
Farmers $3,659 $3,659
GEICO $2,176 $2,273
Liberty Mutual $2,924 $2,924
Nationwide $5,702 $5,702
Progressive $3,066 $3,066
State Farm $1,995 $2,097
USAA $2,090 $2,145

Cheap Ellsworth, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ellsworth, Wisconsin? Check out the comparison of annual Ellsworth, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ellsworth, Wisconsin

Insurance Company Low Medium High
Allstate $3,678 $3,830 $4,008
American Family $1,704 $1,739 $1,729
Farmers $3,368 $3,630 $3,980
GEICO $2,111 $2,224 $2,339
Liberty Mutual $2,702 $2,952 $3,116
Nationwide $5,533 $5,700 $5,874
Progressive $2,886 $3,089 $3,221
State Farm $1,928 $2,053 $2,157
USAA $2,042 $2,119 $2,192

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Ellsworth, Wisconsin

Compare the cheapest auto insurance companies in Ellsworth, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ellsworth, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Ellsworth, Wisconsin Auto Insurance Companies

What auto insurance companies in Ellsworth, Wisconsin are the cheapest? Compare the top Ellsworth, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ellsworth, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,839
American Family $1,724
Farmers $3,659
GEICO $2,225
Liberty Mutual $2,924
Nationwide $5,702
Progressive $3,066
State Farm $2,046
USAA $2,118

What affects auto insurance rates in Ellsworth, Wisconsin?

There are a lot of reasons why auto insurance rates in Ellsworth, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ellsworth, Wisconsin. Many local factors may affect your Ellsworth auto insurance rates.

Ellsworth Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Ellsworth, Wisconsin auto theft statistics, there have been 1 auto thefts in the city.

Ellsworth Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ellsworth, Wisconsin commute length is 27.8 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Ellsworth, Wisconsin Auto Insurance Quotes

Before you buy Ellsworth, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ellsworth, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption