Best Cheap Auto Insurance in Ellsworth, NE (2021)

The average Ellsworth, NE auto insurance rates are $297 per month. The minimum auto insurance in Ellsworth is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Ellsworth, Nebraska, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Ellsworth, Nebraska is 25/50/25
  • The cheapest auto insurance company in Ellsworth is American Family
  • Average auto insurance rates in Ellsworth, NE for senior drivers are $2,079 per year

Ellsworth, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Ellsworth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ellsworth, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Ellsworth to other Nebraska cities, including Lincoln auto insurance rates, Bellevue auto insurance rates, and Columbus auto insurance rates to see how Ellsworth, Nebraska auto insurance rates stack up.

Before you buy Ellsworth, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ellsworth, Nebraska auto insurance quotes.

Minimum Auto Insurance in Ellsworth, Nebraska

Ellsworth, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ellsworth, Nebraska.

Minimum Required Auto Insurance Coverage in Ellsworth, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ellsworth, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ellsworth, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ellsworth, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,661 $1,661 $1,513 $1,513 $2,776 $4,080 $1,625 $1,757
Farmers $2,384 $2,373 $2,140 $2,250 $8,966 $9,240 $2,702 $2,837
GEICO $3,833 $3,768 $3,747 $3,606 $7,445 $9,812 $3,441 $3,354
Liberty Mutual $3,568 $3,876 $2,812 $3,418 $14,887 $16,723 $3,765 $4,186
Nationwide $1,802 $1,869 $1,608 $1,730 $3,946 $4,956 $2,050 $2,223
Progressive $2,153 $2,095 $1,764 $1,827 $7,954 $8,996 $2,584 $2,770
State Farm $1,563 $1,563 $1,362 $1,362 $4,125 $5,281 $1,723 $1,951
USAA $1,413 $1,419 $1,272 $1,329 $4,191 $5,050 $1,849 $2,083

Cheap Ellsworth, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ellsworth, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Ellsworth, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Ellsworth, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,776 $4,080
Farmers $8,966 $9,240
GEICO $7,445 $9,812
Liberty Mutual $14,887 $16,723
Nationwide $3,946 $4,956
Progressive $7,954 $8,996
State Farm $4,125 $5,281
USAA $4,191 $5,050

Cheap Ellsworth, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Ellsworth, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ellsworth, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,513 $1,513
Farmers $2,140 $2,250
GEICO $3,747 $3,606
Liberty Mutual $2,812 $3,418
Nationwide $1,608 $1,730
Progressive $1,764 $1,827
State Farm $1,362 $1,362
USAA $1,272 $1,329

Cheap Ellsworth, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ellsworth, Nebraska compared to the annual auto insurance rates with a clean record in Ellsworth, Nebraska.

Annual Ellsworth, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,027 $2,211 $2,027 $2,027
Farmers $3,480 $4,454 $4,344 $4,167
GEICO $3,081 $4,482 $6,834 $5,106
Liberty Mutual $5,717 $6,708 $7,298 $6,895
Nationwide $1,773 $2,583 $3,717 $2,019
Progressive $3,209 $4,679 $3,585 $3,598
State Farm $2,207 $2,526 $2,366 $2,366
USAA $1,772 $2,216 $3,309 $2,006

Cheap Ellsworth, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ellsworth, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Ellsworth, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Ellsworth, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,969
American Family $2,027
Farmers $4,344
GEICO $6,834
Liberty Mutual $7,298
Nationwide $3,717
Progressive $3,585
State Farm $2,366
USAA $3,309

Cheap Ellsworth, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ellsworth, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ellsworth, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $2,775 $1,899 $1,545
Farmers $4,718 $3,902 $3,715
GEICO $5,585 $4,834 $4,208
Liberty Mutual $9,634 $5,782 $4,547
Nationwide $3,046 $2,403 $2,120
Progressive $4,345 $3,623 $3,335
State Farm $3,438 $2,061 $1,600
USAA $3,114 $2,093 $1,770

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Cheap Ellsworth, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Ellsworth, Nebraska auto insurance. Find the cheapest annual Ellsworth, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ellsworth, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,056 $2,090
Farmers $4,112 $4,112
GEICO $4,799 $4,953
Liberty Mutual $6,654 $6,654
Nationwide $2,523 $2,523
Progressive $3,768 $3,768
State Farm $2,306 $2,427
USAA $2,298 $2,353

Cheap Ellsworth, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ellsworth, Nebraska? Check out the comparison of annual Ellsworth, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ellsworth, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,056 $2,135 $2,028
Farmers $3,954 $4,059 $4,322
GEICO $4,799 $4,872 $4,956
Liberty Mutual $6,500 $6,625 $6,839
Nationwide $2,586 $2,509 $2,474
Progressive $3,614 $3,759 $3,930
State Farm $2,278 $2,363 $2,459
USAA $2,255 $2,322 $2,400

Best By Category: Cheapest Auto Insurance in Ellsworth, Nebraska

Compare the cheapest auto insurance companies in Ellsworth, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ellsworth, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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The Cheapest Ellsworth, Nebraska Auto Insurance Companies

What auto insurance companies in Ellsworth, Nebraska are the cheapest? Compare the top Ellsworth, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ellsworth, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,073
Farmers $4,112
GEICO $4,876
Liberty Mutual $6,654
Nationwide $2,523
Progressive $3,768
State Farm $2,366
USAA $2,326

Compare Ellsworth, Nebraska Auto Insurance Quotes

Before you buy Ellsworth, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ellsworth, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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