Best Cheap Auto Insurance in Ellsworth, MI (2021)

The average Ellsworth, MI auto insurance rates are $786 per month. The minimum auto insurance in Ellsworth is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Ellsworth, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Ellsworth for teen drivers is Allstate
  • The average commute length in Ellsworth is 21.4 minutes
  • The cheapest auto insurance company in Ellsworth is USAA

Ellsworth, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Ellsworth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ellsworth, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Ellsworth to other Michigan cities, including Sterling Heights auto insurance rates, Livonia auto insurance rates, and Warren auto insurance rates to see how Ellsworth, Michigan auto insurance rates stack up.

Before you buy Ellsworth, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ellsworth, Michigan auto insurance quotes.

Minimum Auto Insurance in Ellsworth, Michigan

Ellsworth, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ellsworth, Michigan.

Minimum Required Auto Insurance Coverage in Ellsworth, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Ellsworth, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ellsworth, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ellsworth, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,178 $18,178 $17,007 $17,007 $43,020 $43,020 $19,109 $19,109
Farmers $3,307 $3,307 $3,090 $3,090 $7,541 $7,541 $3,716 $3,716
GEICO $3,705 $3,705 $3,780 $3,780 $10,474 $10,474 $3,545 $3,545
Liberty Mutual $13,423 $13,423 $13,290 $13,290 $31,542 $31,542 $13,423 $13,423
Nationwide $4,680 $4,680 $4,166 $4,166 $12,064 $12,064 $5,117 $5,117
Progressive $2,848 $2,653 $2,519 $2,808 $10,335 $11,015 $3,313 $3,071
State Farm $6,359 $6,359 $5,858 $5,858 $21,794 $21,794 $7,453 $7,453
Travelers $5,348 $5,348 $4,589 $4,589 $16,137 $16,137 $5,811 $5,811
USAA $2,372 $2,255 $2,232 $2,115 $5,726 $5,456 $2,888 $2,781

Cheap Ellsworth, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ellsworth, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Ellsworth, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Ellsworth, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,020 $43,020
Farmers $7,541 $7,541
GEICO $10,474 $10,474
Liberty Mutual $31,542 $31,542
Nationwide $12,064 $12,064
Progressive $10,335 $11,015
State Farm $21,794 $21,794
Travelers $16,137 $16,137
USAA $5,726 $5,456

Cheap Ellsworth, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Ellsworth, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ellsworth, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,007 $17,007
Farmers $3,090 $3,090
GEICO $3,780 $3,780
Liberty Mutual $13,290 $13,290
Nationwide $4,166 $4,166
Progressive $2,519 $2,808
State Farm $5,858 $5,858
Travelers $4,589 $4,589
USAA $2,232 $2,115

Cheap Ellsworth, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ellsworth, Michigan compared to the annual auto insurance rates with a clean record in Ellsworth, Michigan.

Annual Ellsworth, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,781 $15,856 $53,166 $16,511
Farmers $3,712 $4,728 $4,663 $4,551
GEICO $1,894 $4,005 $12,106 $3,498
Liberty Mutual $12,457 $15,103 $28,109 $16,009
Nationwide $5,553 $7,442 $6,765 $6,267
Progressive $4,094 $5,362 $4,824 $5,001
State Farm $6,692 $7,970 $16,915 $9,887
Travelers $5,408 $7,706 $12,382 $6,390
USAA $2,604 $3,236 $4,237 $2,835

Cheap Ellsworth, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ellsworth, Michigan is not easy. Compare the annual rates for DUI auto insurance in Ellsworth, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Ellsworth, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $53,166
Farmers $4,663
GEICO $12,106
Liberty Mutual $28,109
Nationwide $6,765
Progressive $4,824
State Farm $16,915
Travelers $12,382
USAA $4,237

Cheap Ellsworth, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ellsworth, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ellsworth, Michigan

Insurance Company Poor Fair Good
Allstate $37,251 $20,462 $15,271
Farmers $5,765 $3,882 $3,593
GEICO $6,908 $5,082 $4,137
Liberty Mutual $28,338 $16,372 $9,047
Nationwide $8,198 $6,128 $5,194
Progressive $5,559 $4,681 $4,221
State Farm $16,798 $8,512 $5,788
Travelers $8,169 $7,922 $7,822
USAA $4,814 $2,759 $2,112

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Cheap Ellsworth, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ellsworth, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Ellsworth, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ellsworth, Michigan

ZIP Code Average Annual Rates
49729 $6,616

Cheap Ellsworth, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Ellsworth, Michigan auto insurance. Find the cheapest annual Ellsworth, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ellsworth, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,328 $24,328
Farmers $4,413 $4,413
GEICO $5,254 $5,498
Liberty Mutual $17,304 $18,535
Nationwide $6,507 $6,507
Progressive $4,820 $4,820
State Farm $10,094 $10,638
Travelers $7,926 $8,017
USAA $3,191 $3,265

Cheap Ellsworth, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ellsworth, Michigan? Check out the comparison of annual Ellsworth, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ellsworth, Michigan

Insurance Company Low Medium High
Allstate $23,774 $24,378 $24,834
Farmers $4,290 $4,403 $4,547
GEICO $5,040 $5,330 $5,758
Liberty Mutual $17,501 $17,878 $18,379
Nationwide $6,846 $6,388 $6,286
Progressive $4,682 $4,826 $4,952
State Farm $9,895 $10,424 $10,779
Travelers $7,889 $7,978 $8,047
USAA $3,130 $3,236 $3,318

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Best By Category: Cheapest Auto Insurance in Ellsworth, Michigan

Compare the cheapest auto insurance companies in Ellsworth, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ellsworth, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Ellsworth, Michigan Auto Insurance Companies

What auto insurance companies in Ellsworth, Michigan are the cheapest? Compare the top Ellsworth, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ellsworth, Michigan

Insurance Company Average Annual Rates
Allstate $24,328
Farmers $4,413
GEICO $5,376
Liberty Mutual $17,919
Nationwide $6,507
Progressive $4,820
State Farm $10,366
Travelers $7,971
USAA $3,228

What affects auto insurance rates in Ellsworth, Michigan?

There are a lot of reasons why auto insurance rates in Ellsworth, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ellsworth, Michigan. Many local factors may affect your Ellsworth auto insurance rates.

Ellsworth Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ellsworth, Michigan commute length is 21.4 minutes according to City-Data.

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Compare Ellsworth, Michigan Auto Insurance Quotes

Before you buy Ellsworth, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ellsworth, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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