Best Cheap Auto Insurance in Ellsworth, KS (2021)

The average Ellsworth, KS auto insurance rates are $277 per month. The minimum auto insurance in Ellsworth is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Ellsworth, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Ellsworth is American Family
  • Average auto insurance rates in Ellsworth, KS for senior drivers are $1,958 per year
  • The minimum auto insurance required in Ellsworth, Kansas is 25/50/25

Ellsworth, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Ellsworth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ellsworth, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Ellsworth to other Kansas cities, including Overland Park auto insurance rates, Lenexa auto insurance rates, and Manhattan auto insurance rates to see how Ellsworth, Kansas auto insurance rates stack up.

Before you buy Ellsworth, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ellsworth, Kansas auto insurance quotes.

Minimum Auto Insurance in Ellsworth, Kansas

Ellsworth, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ellsworth, Kansas.

Minimum Required Auto Insurance Coverage in Ellsworth, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ellsworth, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ellsworth, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ellsworth, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,726 $1,726 $1,556 $1,556 $3,218 $3,836 $1,726 $1,926
Farmers $2,390 $2,370 $2,137 $2,232 $6,314 $6,524 $2,673 $2,802
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,884 $1,949 $1,672 $1,808 $3,784 $4,660 $2,179 $2,326
Progressive $2,372 $2,270 $1,910 $1,991 $8,600 $9,714 $2,813 $3,020
State Farm $2,039 $2,039 $1,748 $1,748 $4,886 $6,297 $2,279 $2,547
Travelers $2,013 $2,050 $1,953 $1,980 $8,040 $12,541 $2,059 $2,443
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Cheap Ellsworth, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ellsworth, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Ellsworth, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Ellsworth, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,218 $3,836
Farmers $6,314 $6,524
GEICO $4,439 $5,960
Liberty Mutual $10,464 $11,698
Nationwide $3,784 $4,660
Progressive $8,600 $9,714
State Farm $4,886 $6,297
Travelers $8,040 $12,541
USAA $4,580 $4,837

Cheap Ellsworth, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Ellsworth, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ellsworth, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,556 $1,556
Farmers $2,137 $2,232
GEICO $2,443 $2,273
Liberty Mutual $2,256 $2,519
Nationwide $1,672 $1,808
Progressive $1,910 $1,991
State Farm $1,748 $1,748
Travelers $1,953 $1,980
USAA $1,272 $1,296

Cheap Ellsworth, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ellsworth, Kansas compared to the annual auto insurance rates with a clean record in Ellsworth, Kansas.

Annual Ellsworth, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,121 $2,271 $2,121 $2,121
Farmers $2,898 $3,717 $3,625 $3,481
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,892 $2,181 $3,885 $2,172
Progressive $3,784 $4,399 $3,944 $4,217
State Farm $2,771 $3,124 $2,948 $2,948
Travelers $3,026 $3,934 $5,408 $4,172
USAA $1,705 $2,284 $3,352 $1,950

Cheap Ellsworth, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ellsworth, Kansas is not easy. Compare the annual rates for DUI auto insurance in Ellsworth, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Ellsworth, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,515
American Family $2,121
Farmers $3,625
GEICO $4,922
Liberty Mutual $5,201
Nationwide $3,885
Progressive $3,944
State Farm $2,948
Travelers $5,408
USAA $3,352

Cheap Ellsworth, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ellsworth, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ellsworth, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,815 $2,001 $1,660
Farmers $4,052 $3,210 $3,028
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,818 $2,473 $2,306
Progressive $4,699 $3,932 $3,627
State Farm $4,293 $2,565 $1,986
Travelers $4,783 $3,888 $3,734
USAA $3,182 $2,079 $1,707

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Cheap Ellsworth, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ellsworth, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Ellsworth, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ellsworth, Kansas

ZIP Code Average Annual Rates
67439 $3,487

Cheap Ellsworth, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Ellsworth, Kansas auto insurance. Find the cheapest annual Ellsworth, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ellsworth, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,130 $2,187
Farmers $3,430 $3,430
GEICO $3,027 $3,159
Liberty Mutual $4,685 $4,685
Nationwide $2,533 $2,533
Progressive $4,086 $4,086
State Farm $2,875 $3,020
Travelers $4,135 $4,135
USAA $2,254 $2,392

Cheap Ellsworth, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ellsworth, Kansas? Check out the comparison of annual Ellsworth, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ellsworth, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,190 $2,268 $2,018
Farmers $3,288 $3,412 $3,590
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,672 $2,504 $2,422
Progressive $3,906 $4,058 $4,295
State Farm $2,866 $2,954 $3,023
Travelers $3,934 $4,141 $4,329
USAA $2,253 $2,318 $2,398

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Best By Category: Cheapest Auto Insurance in Ellsworth, Kansas

Compare the cheapest auto insurance companies in Ellsworth, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ellsworth, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Ellsworth, Kansas Auto Insurance Companies

What auto insurance companies in Ellsworth, Kansas are the cheapest? Compare the top Ellsworth, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ellsworth, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,159
Farmers $3,430
GEICO $3,093
Liberty Mutual $4,685
Nationwide $2,533
Progressive $4,086
State Farm $2,948
Travelers $4,135
USAA $2,323

What affects auto insurance rates in Ellsworth, Kansas?

There are a lot of reasons why auto insurance rates in Ellsworth, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ellsworth, Kansas. Many local factors may affect your Ellsworth auto insurance rates.

Ellsworth Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Ellsworth, Kansas auto theft statistics, there have been 4 auto thefts in the city.

Ellsworth Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ellsworth, Kansas commute length is 14.4 minutes according to City-Data.

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Compare Ellsworth, Kansas Auto Insurance Quotes

Before you buy Ellsworth, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ellsworth, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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