Best Cheap Auto Insurance in Ellinger, TX (2021)

The average Ellinger, TX auto insurance rates are $299 per month. The minimum auto insurance in Ellinger is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Ellinger, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Ellinger, Texas is 30/60/25
  • The cheapest auto insurance company in Ellinger is USAA
  • Average auto insurance rates in Ellinger, TX for senior drivers are $2,174 per year

Ellinger, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Ellinger can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ellinger, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Ellinger to other Texas cities, including Fort Worth auto insurance rates, Dallas auto insurance rates, and Austin auto insurance rates to see how Ellinger, Texas auto insurance rates stack up.

Before you buy Ellinger, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ellinger, Texas auto insurance quotes.

Minimum Auto Insurance in Ellinger, Texas

Ellinger, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ellinger, Texas.

Minimum Required Auto Insurance Coverage in Ellinger, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ellinger, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ellinger, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ellinger, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,162 $3,190 $3,122 $3,122 $8,549 $10,331 $3,932 $4,099
American Family $2,901 $3,228 $2,686 $3,077 $7,582 $9,933 $4,151 $4,730
GEICO $2,124 $2,287 $2,042 $2,312 $4,615 $4,776 $2,297 $2,290
Nationwide $2,140 $2,177 $1,893 $2,004 $6,027 $7,731 $2,509 $2,713
Progressive $2,312 $2,214 $2,052 $2,092 $9,540 $10,678 $2,756 $2,824
State Farm $1,817 $1,817 $1,610 $1,610 $4,233 $5,373 $1,967 $2,030
USAA $1,478 $1,489 $1,408 $1,401 $4,127 $4,506 $1,970 $2,120

Cheap Ellinger, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ellinger, Texas is a challenge. Take a look at the annual teen auto insurance rates in Ellinger, Texas.

Annual Auto Insurance Rates for Teen Drivers in Ellinger, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,549 $10,331
American Family $7,582 $9,933
GEICO $4,615 $4,776
Nationwide $6,027 $7,731
Progressive $9,540 $10,678
State Farm $4,233 $5,373
USAA $4,127 $4,506

Cheap Ellinger, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Ellinger, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ellinger, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,122 $3,122
American Family $2,686 $3,077
GEICO $2,042 $2,312
Nationwide $1,893 $2,004
Progressive $2,052 $2,092
State Farm $1,610 $1,610
USAA $1,408 $1,401

Cheap Ellinger, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ellinger, Texas compared to the annual auto insurance rates with a clean record in Ellinger, Texas.

Annual Ellinger, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,810 $5,929 $6,204 $3,810
American Family $4,355 $5,566 $4,868 $4,355
GEICO $2,416 $3,180 $2,668 $3,107
Nationwide $2,952 $2,952 $4,361 $3,331
Progressive $3,760 $4,842 $4,395 $4,236
State Farm $2,285 $2,604 $3,056 $2,285
USAA $1,728 $2,542 $2,998 $1,982

Cheap Ellinger, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ellinger, Texas is not easy. Compare the annual rates for DUI auto insurance in Ellinger, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Ellinger, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,204
American Family $4,868
GEICO $2,668
Nationwide $4,361
Progressive $4,395
State Farm $3,056
USAA $2,998

Cheap Ellinger, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ellinger, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ellinger, Texas

Insurance Company Poor Fair Good
Allstate $6,271 $4,603 $3,941
American Family $6,591 $4,153 $3,613
GEICO $4,372 $2,488 $1,669
Nationwide $4,074 $3,275 $2,848
Progressive $4,862 $4,188 $3,876
State Farm $3,623 $2,254 $1,795
USAA $3,403 $1,960 $1,575

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Cheap Ellinger, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ellinger, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Ellinger, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ellinger, Texas

ZIP Code Average Annual Rates
78938 $5,326

Cheap Ellinger, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Ellinger, Texas auto insurance. Find the cheapest annual Ellinger, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ellinger, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,821 $5,056
American Family $4,786 $4,786
GEICO $2,790 $2,896
Nationwide $3,399 $3,399
Progressive $4,309 $4,309
State Farm $2,557 $2,557
USAA $2,283 $2,342

Cheap Ellinger, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ellinger, Texas? Check out the comparison of annual Ellinger, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ellinger, Texas

Insurance Company Low Medium High
Allstate $4,845 $4,904 $5,066
American Family $4,488 $4,629 $5,240
GEICO $2,693 $2,809 $3,026
Nationwide $3,675 $3,255 $3,267
Progressive $4,140 $4,292 $4,493
State Farm $2,431 $2,549 $2,693
USAA $2,240 $2,304 $2,394

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Best By Category: Cheapest Auto Insurance in Ellinger, Texas

Compare the cheapest auto insurance companies in Ellinger, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ellinger, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Ellinger, Texas Auto Insurance Companies

What auto insurance companies in Ellinger, Texas are the cheapest? Compare the top Ellinger, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ellinger, Texas

Insurance Company Average Annual Rates
Allstate $4,938
American Family $4,786
GEICO $2,843
Nationwide $3,399
Progressive $4,309
State Farm $2,557
USAA $2,313

Compare Ellinger, Texas Auto Insurance Quotes

Before you buy Ellinger, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ellinger, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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