Best Cheap Auto Insurance in Ellijay, GA (2021)

The average Ellijay, GA auto insurance rates are $415 per month. The minimum auto insurance in Ellijay is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Ellijay, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Ellijay is 28.2 minutes
  • The cheapest auto insurance company in Ellijay is GEICO
  • The minimum auto insurance required in Ellijay, Georgia is 25/50/25

Ellijay, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Ellijay can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ellijay, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Ellijay to other Georgia cities, including Columbus auto insurance rates, Albany auto insurance rates, and Johns Creek auto insurance rates to see how Ellijay, Georgia auto insurance rates stack up.

Before you buy Ellijay, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ellijay, Georgia auto insurance quotes.

Minimum Auto Insurance in Ellijay, Georgia

Ellijay, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ellijay, Georgia.

Minimum Required Auto Insurance Coverage in Ellijay, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ellijay, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ellijay, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ellijay, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,000 $3,000 $2,875 $2,875 $7,039 $9,079 $3,361 $3,670
GEICO $1,611 $1,592 $1,562 $1,562 $4,805 $5,764 $2,088 $2,302
Liberty Mutual $5,151 $5,601 $4,210 $4,763 $21,834 $24,354 $5,479 $5,845
Nationwide $3,630 $3,752 $3,588 $3,941 $11,303 $14,550 $4,427 $4,803
Progressive $2,974 $2,735 $2,557 $2,697 $9,638 $10,682 $3,452 $3,632
State Farm $2,181 $2,181 $1,962 $1,962 $5,892 $7,726 $2,396 $2,594
USAA $2,069 $2,062 $1,917 $1,918 $7,664 $9,108 $2,581 $2,847

Cheap Ellijay, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ellijay, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Ellijay, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Ellijay, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,039 $9,079
GEICO $4,805 $5,764
Liberty Mutual $21,834 $24,354
Nationwide $11,303 $14,550
Progressive $9,638 $10,682
State Farm $5,892 $7,726
USAA $7,664 $9,108

Cheap Ellijay, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Ellijay, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ellijay, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,875 $2,875
GEICO $1,562 $1,562
Liberty Mutual $4,210 $4,763
Nationwide $3,588 $3,941
Progressive $2,557 $2,697
State Farm $1,962 $1,962
USAA $1,917 $1,918

Cheap Ellijay, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ellijay, Georgia compared to the annual auto insurance rates with a clean record in Ellijay, Georgia.

Annual Ellijay, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,592 $5,560 $4,517 $3,781
GEICO $1,795 $2,246 $4,590 $2,012
Liberty Mutual $7,313 $10,014 $11,524 $9,767
Nationwide $4,816 $5,648 $8,699 $5,834
Progressive $3,746 $6,667 $4,409 $4,361
State Farm $3,058 $3,665 $3,362 $3,362
USAA $2,868 $3,640 $5,377 $3,198

Cheap Ellijay, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ellijay, Georgia is not easy. Compare the annual rates for DUI auto insurance in Ellijay, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Ellijay, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,517
GEICO $4,590
Liberty Mutual $11,524
Nationwide $8,699
Progressive $4,409
State Farm $3,362
USAA $5,377

Cheap Ellijay, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ellijay, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ellijay, Georgia

Insurance Company Poor Fair Good
Allstate $5,658 $3,928 $3,502
GEICO $3,347 $2,352 $2,284
Liberty Mutual $13,840 $8,481 $6,642
Nationwide $7,439 $6,032 $5,276
Progressive $5,375 $4,673 $4,340
State Farm $4,765 $2,968 $2,352
USAA $4,917 $3,452 $2,943

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Cheap Ellijay, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ellijay, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Ellijay, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ellijay, Georgia

ZIP Code Average Annual Rates
30540 $4,833

Cheap Ellijay, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Ellijay, Georgia auto insurance. Find the cheapest annual Ellijay, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ellijay, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,264 $4,460
GEICO $2,615 $2,707
Liberty Mutual $9,654 $9,654
Nationwide $6,249 $6,249
Progressive $4,796 $4,796
State Farm $3,362 $3,362
USAA $3,599 $3,943

Cheap Ellijay, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ellijay, Georgia? Check out the comparison of annual Ellijay, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ellijay, Georgia

Insurance Company Low Medium High
Allstate $4,020 $4,409 $4,658
GEICO $2,485 $2,672 $2,826
Liberty Mutual $9,298 $9,608 $10,058
Nationwide $6,130 $6,360 $6,258
Progressive $4,422 $4,724 $5,241
State Farm $3,145 $3,364 $3,576
USAA $3,613 $3,753 $3,946

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Best By Category: Cheapest Auto Insurance in Ellijay, Georgia

Compare the cheapest auto insurance companies in Ellijay, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ellijay, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Ellijay, Georgia Auto Insurance Companies

What auto insurance companies in Ellijay, Georgia are the cheapest? Compare the top Ellijay, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ellijay, Georgia

Insurance Company Average Annual Rates
Allstate $4,362
GEICO $2,661
Liberty Mutual $9,654
Nationwide $6,249
Progressive $4,796
State Farm $3,362
USAA $3,771

What affects auto insurance rates in Ellijay, Georgia?

There are a lot of reasons why auto insurance rates in Ellijay, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ellijay, Georgia. Many local factors may affect your Ellijay auto insurance rates.

Ellijay Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ellijay, Georgia commute length is 28.2 minutes according to City-Data.

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Compare Ellijay, Georgia Auto Insurance Quotes

Before you buy Ellijay, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ellijay, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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