Best Cheap Auto Insurance in Ellendale, MN (2021)

The average Ellendale, MN auto insurance rates are $350 per month. The minimum auto insurance in Ellendale is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Ellendale, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Ellendale for teen drivers is Liberty Mutual
  • The average commute length in Ellendale is 22.1 minutes
  • The cheapest auto insurance company in Ellendale is State Farm

Ellendale, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Ellendale can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ellendale, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Ellendale to other Minnesota cities, including Brooklyn Park auto insurance rates, Bloomington auto insurance rates, and Plymouth auto insurance rates to see how Ellendale, Minnesota auto insurance rates stack up.

Before you buy Ellendale, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ellendale, Minnesota auto insurance quotes.

Minimum Auto Insurance in Ellendale, Minnesota

Ellendale, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ellendale, Minnesota.

Minimum Required Auto Insurance Coverage in Ellendale, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Ellendale, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ellendale, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ellendale, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,822 $2,822 $2,712 $2,712 $6,487 $9,431 $3,433 $3,611
American Family $2,201 $2,201 $1,992 $1,992 $5,936 $8,657 $2,201 $2,493
Farmers $1,689 $1,688 $1,626 $1,724 $4,801 $4,868 $2,214 $2,135
GEICO $2,399 $2,380 $2,292 $2,228 $5,029 $6,388 $2,248 $2,327
Liberty Mutual $9,135 $9,135 $9,045 $9,045 $17,956 $26,937 $9,135 $12,711
Nationwide $1,829 $1,834 $1,630 $1,727 $4,686 $5,682 $2,149 $2,231
State Farm $1,337 $1,337 $1,191 $1,191 $2,877 $3,541 $1,548 $1,279
USAA $1,813 $1,792 $1,654 $1,645 $4,878 $5,326 $2,361 $2,500

Cheap Ellendale, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ellendale, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Ellendale, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Ellendale, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,487 $9,431
American Family $5,936 $8,657
Farmers $4,801 $4,868
GEICO $5,029 $6,388
Liberty Mutual $17,956 $26,937
Nationwide $4,686 $5,682
State Farm $2,877 $3,541
USAA $4,878 $5,326

Cheap Ellendale, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Ellendale, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ellendale, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,712 $2,712
American Family $1,992 $1,992
Farmers $1,626 $1,724
GEICO $2,292 $2,228
Liberty Mutual $9,045 $9,045
Nationwide $1,630 $1,727
State Farm $1,191 $1,191
USAA $1,654 $1,645

Cheap Ellendale, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ellendale, Minnesota compared to the annual auto insurance rates with a clean record in Ellendale, Minnesota.

Annual Ellendale, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,075 $4,480 $5,418 $4,044
American Family $2,323 $4,193 $4,687 $2,634
Farmers $2,227 $2,788 $2,829 $2,529
GEICO $2,098 $3,336 $4,965 $2,248
Liberty Mutual $9,433 $12,953 $18,990 $10,174
Nationwide $2,166 $2,865 $3,291 $2,562
State Farm $1,644 $1,930 $1,787 $1,787
USAA $2,040 $2,603 $3,915 $2,427

Cheap Ellendale, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ellendale, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Ellendale, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Ellendale, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,418
American Family $4,687
Farmers $2,829
GEICO $4,965
Liberty Mutual $18,990
Nationwide $3,291
State Farm $1,787
USAA $3,915

Cheap Ellendale, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ellendale, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ellendale, Minnesota

Insurance Company Poor Fair Good
Allstate $6,235 $3,386 $3,140
American Family $4,689 $3,147 $2,542
Farmers $3,240 $2,346 $2,193
GEICO $3,796 $3,103 $2,586
Liberty Mutual $17,968 $11,618 $9,076
Nationwide $3,234 $2,612 $2,316
State Farm $2,605 $1,594 $1,163
USAA $4,297 $2,106 $1,836

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Cheap Ellendale, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ellendale, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Ellendale, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ellendale, Minnesota

ZIP Code Average Annual Rates
56026 $3,204

Cheap Ellendale, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Ellendale, Minnesota auto insurance. Find the cheapest annual Ellendale, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ellendale, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,254 $4,254
American Family $3,419 $3,500
Farmers $2,593 $2,593
GEICO $3,120 $3,203
Liberty Mutual $12,510 $13,265
Nationwide $2,721 $2,721
State Farm $1,739 $1,836
USAA $2,710 $2,782

Cheap Ellendale, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ellendale, Minnesota? Check out the comparison of annual Ellendale, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ellendale, Minnesota

Insurance Company Low Medium High
Allstate $4,201 $4,251 $4,310
American Family $3,458 $3,556 $3,363
Farmers $2,488 $2,605 $2,686
GEICO $3,064 $3,160 $3,260
Liberty Mutual $12,579 $12,897 $13,186
Nationwide $2,573 $2,740 $2,850
State Farm $1,717 $1,793 $1,852
USAA $2,668 $2,744 $2,826

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Best By Category: Cheapest Auto Insurance in Ellendale, Minnesota

Compare the cheapest auto insurance companies in Ellendale, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ellendale, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Ellendale, Minnesota Auto Insurance Companies

What auto insurance companies in Ellendale, Minnesota are the cheapest? Compare the top Ellendale, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ellendale, Minnesota

Insurance Company Average Annual Rates
Allstate $4,254
American Family $3,459
Farmers $2,593
GEICO $3,162
Liberty Mutual $12,887
Nationwide $2,721
State Farm $1,787
USAA $2,746

What affects auto insurance rates in Ellendale, Minnesota?

There are a lot of reasons why auto insurance rates in Ellendale, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ellendale, Minnesota. Many local factors may affect your Ellendale auto insurance rates.

Ellendale Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ellendale, Minnesota commute length is 22.1 minutes according to City-Data.

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Compare Ellendale, Minnesota Auto Insurance Quotes

Before you buy Ellendale, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ellendale, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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